$114,500
SOLD OCT 20, 2025

291 Spinnaker Ct Auburndale, FL 33823

0.42 Acres
$272,619 Price per Acre
18,295 Sq Ft Lot

Recently Sold

11% Below List Price

0 Day on Market

Highlights

  • 62 Feet of Lake Waterfront
  • Gated Community
  • Sauna
  • Fitness Center
  • Clubhouse
  • Community Pool

About This Lot

As of October 2025

Stunning, nearly half an acre lakefront lot in the exquisite community of Ridge Water! Where else can you find such an affordable waterfront lot to build your dream home? Ridge Water is an immaculate, gated community with so much to offer from resort-style swimming pool, a grand clubhouse, fitness center, fishing pier and boat ramp, boat storage, tennis courts, and so much more! Come explore what affordable, luxury living really feels like!

Last Agent to Sell the Property

Tiffany Chapman

IRON VALLEY REAL ESTATE OSCEOLA Brokerage Phone: 407-698-4663 License #3279737 Listed on: 09/04/2025

IRON VALLEY REAL ESTATE OSCEOLA

Last Buyer's Agent

Tiffany Chapman

IRON VALLEY REAL ESTATE OSCEOLA Brokerage Phone: 407-698-4663 License #3279737 Listed on: 09/04/2025

IRON VALLEY REAL ESTATE OSCEOLA

Property Details

Property Type

  • Land

Est. Annual Taxes

  • $1,305

Lot Details

  • 0.42 Acre Lot
  • Lot Dimensions are 61x302
  • 62 Feet of Lake Waterfront
  • Lake Front

HOA Fees

  • $168 Monthly HOA Fees

Property Views

  • Lake Views

Utilities

  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 319 / 003/003
  • Assessor Parcel Number 25-27-36-305501-003190

Community Details

Overview

  • Optional Additional Fees
  • Association fees include pool, escrow reserves fund, management, recreational facilities
  • Mosaic Services Llc Association, Phone Number (863) 875-7940
  • Visit Association Website
  • Water Ridge Sub Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community, vehicle restrictions

Amenities

  • Sauna
  • Clubhouse
  • Community Storage Space

Recreation

  • Tennis Courts
  • Recreation Facilities
  • Fitness Center
  • Community Pool
  • Access To Lake

Security

  • Gated Community

Property Details

Property Type

Land

Est. Annual Taxes

$1,305

Lot Details

0.42 Acres

HOA Fees

$168 per month

Listing Details

  • HOA Fee Includes: Pool, Escrow Reserves Fund, Management, Recreational Facilities
  • Property Type: Land
  • Lot Size Acres: 0.42
  • Lot Size Sq Ft: 18269
  • Status: Sold
  • Ownership: Fee Simple
  • Escrow State: FL
  • RATIO Current Price By Calculate: 6.27
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • Amenities Additional Fees: RV and Boat storage - Buyer and Buyer's Agent to verify all amenities and fees with HOA
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Private Boat Ramp,Water Access
  • Attribution Contact: 407-698-4663
  • Tax Year: 2024
  • Special Features: None
  • Property Sub Type: LotsLands

Interior Features

  • Living Area Units: Square Feet

Exterior Features

  • View: Water
  • Water Body Name: LAKE MEDORA
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 62
  • Flood Zone Panel: 12105C0335G
  • Water Frontage Feet Lake: 62

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Sewer Available, Water Available
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK
  • Association Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Optional Additional Fees, Pool, Recreation Facilities, Sauna, Storage, Tennis Court(s), Vehicle Restrictions
  • Association Fee: 1010
  • Association Fee Frequency: Semi-Annually
  • Association Name: Mosaic Services LLC
  • Phone: 863-875-7940
  • Association: Yes
  • Security: Gated Community
  • Association 2 YN: 0
  • Pet Restrictions: Buyer and Buyer's Agent to verify any pet restrictions with HOA
  • Association Fee Requirement: Required
  • Association Email: courtney@mosaicsvc.com
  • Association URL: www.mosaicsvc.com

Fee Information

  • Total Annual Fees: 2020.00
  • Total Monthly Fees: 168.33
  • Monthly HOA Amount: 168.33

Lot Info

  • Parcel Number: 25-27-36-305501-003190
  • Additional Parcels: No
  • Current Use: Unimproved
  • Lot Features: Buildable, Room For Pool, Paved
  • Lot Dimensions: 61X302
  • Flood Zone Code: AE, X

Rental Info

  • Pets Allowed: Yes

Tax Info

  • Tax Annual Amount: 1305.3
  • Tax Block: 003/003
  • Tax Book Number: 133-24 THRU 35
  • Tax Lot: 319

Multi Family

  • Waterfront Features: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2025
Closed on
Oct 17, 2025
Sold by
Cramp David W and Cramp Sharon L
Bought by
Patidar Nimit Mahendra and Brown Holly Michelle
Seller's Agent
Tiffany Chapman
IRON VALLEY REAL ESTATE OSCEOLA
Buyer's Agent
Tiffany Chapman
IRON VALLEY REAL ESTATE OSCEOLA
List Price
$129,000
Sold Price
$114,500
Premium/Discount to List
-$14,500
-11.24%
Views
13
Current Estimated Value
$116,382

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,882
Avg. Annual Appreciation
5.23%
Original Mortgage
$103,050
Outstanding Balance
$103,050
Interest Rate
6.26%
Mortgage Type
Seller Take Back
Estimated Equity
$13,332

Purchase Details

Closed on
Mar 13, 2018
Sold by
Florisa Waterfront Marketing Llc
Bought by
Cramp David W and Cramp Sharon L

Purchase Details

Closed on
Mar 1, 2017
Bought by
Florida Waterfront Marketing L

Purchase Details

Closed on
Jul 8, 2015
Sold by
Ferris Ruth A
Bought by
Water Ridge Homeowners Association Inc

Purchase Details

Closed on
Jun 17, 2008
Sold by
Ferris Frank R and Ferris Ruth A
Bought by
Ferris Ruth A and Ferris Frank R

Purchase Details

Closed on
Dec 8, 2005
Sold by
R A Florida Development Inc
Bought by
Ferris Frank R and Ferris Ruth A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,492
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $114,500 Titictown Of America
Warranty Deed $82,900 Attorney
Deed $282,000 --
Deed $9,300 Attorney
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Attorney
Corporate Deed $163,900 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $103,050 Seller Take Back
Previous Owner $147,492 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/20/2025 10/20/25 Sold $114,500 -11.2% --
09/04/2025 09/04/25 Pending -- -- --
09/04/2025 09/04/25 For Sale $129,000 -- --
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,305 $84,918 -- --
2024 $1,242 $77,198 -- --
2023 $1,242 $70,180 -- --
2022 $1,071 $63,800 $0 $0
2021 $1,000 $58,000 $58,000 $0
2020 $1,076 $62,000 $62,000 $0
2018 $718 $40,000 $40,000 $0
2017 $454 $22,440 $0 $0
2016 $371 $20,400 $0 $0
2015 $319 $15,730 $0 $0
2014 $262 $14,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5134013

Stellar MLS

APN: 25-27-36-305501-003190

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