NOT LISTED FOR SALE

Estimated Value: $504,000 - $566,000

4 Beds
2 Baths
2,464 Sq Ft
$212/Sq Ft Est. Value

Sale Details

Date Sold: November 24, 2025

Last sale price $520,000 $211 Per Sq Ft

Current estimated payment $2,930 / mo

7 Days on Market

Highlights

  • Screened Pool
  • Views of Preserve
  • Vaulted Ceiling
  • Mill Creek Academy Rated A
  • Contemporary Architecture
  • Screened Porch

About This Home

As of November 2025

POOL HOME in Whisper Ridge community of St. Augustine, where this beautiful 4-bedroom, 2-bathroom house offers nearly 2,500 square feet of thoughtfully designed OPEN CONCEPT living space. Featuring a desirable split floor plan and welcoming layout, this updated and well-maintained one-level home is perfect for those seeking both comfort and style. Enjoy the luxury of a screened pool that invites relaxation while overlooking a private lot view. With a fully fenced yard and irrigation on well to save on your water bill, this home combines convenience with cost-efficiency. Seller has a 2.75% assumable VA loan for qualified buyers that meet lender requirements for assumable loan.

Last Agent to Sell the Property

BRYAN CARNAGGIO

REDFIN CORPORATION License #3531768 Listed on: 10/01/2025

Last Buyer's Agent

Raymond Butrus

EXP REALTY LLC License #3136922

EXP REALTY LLC

Range of Values:

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Value Increase
--
Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,745

Year Built

  • Built in 2006

Lot Details

  • 11,326 Sq Ft Lot
  • Irregular Lot

HOA Fees

  • $43 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Additional Parking

Home Design

  • Contemporary Architecture
  • Wood Frame Construction
  • Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,464 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Screened Porch
  • Views of Preserve
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Bathtub With Separate Shower Stall

Pool

  • Screened Pool
  • In Ground Pool
  • Screen Enclosure

Outdoor Features

  • Screened Patio

Schools

  • Mill Creek Academy Elementary School
  • Pacetti Bay Middle School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • Whisper Ridge Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0293240360

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,745

Year Built

Built in 2006

Lot Details

0.26 Acres

HOA Fees

$43 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2006
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.26
  • Subdivision Name: Whisper Ridge
  • Architectural Style: Contemporary
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 2464.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 211.04
  • Cooling Central Air: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Security Features Smoke Detector(s): Yes
  • Architectural Style Contemporary: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Flooring Laminate: Yes
  • Pool Features Screen Enclosure: Yes
  • View Protected Preserve: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.26
  • General Property Information Carport YN: No
  • Utilities Electricity Connected: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • General Property Information:Pool Private YN: Yes
  • General Property Information Homestead YN: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s)
  • Major Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Carpet, Laminate, Tile
  • Living Area: 2464.0
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Ceiling Fan(s): Yes

Exterior Features

  • Waterfront: No
  • Roof: Shingle
  • Lot Features: Irregular Lot
  • Pool Features: In Ground, Screen Enclosure
  • Pool Private: Yes
  • View: Protected Preserve
  • Construction Type: Frame, Stucco
  • Patio And Porch Features: Patio, Screened
  • Construction Materials:Frame: Yes
  • Lot Features:Irregular Lot: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Screened: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Additional Parking: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 260.0
  • Association Fee Frequency: Semi-Annually
  • Senior Community: No
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 260.0
  • General Property Information:Association Fee Frequency: Semi-Annually

Schools

  • Elementary School: Mill Creek Academy
  • Middle Or Junior School: Pacetti Bay

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 11325.6
  • Parcel #: 0293240360

Tax Info

  • Tax Annual Amount: 3745.29
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 1, 2025
Closed on
Nov 21, 2025
Sold by
Bought by
Seller's Agent
BRYAN CARNAGGIO
REDFIN CORPORATION
Buyer's Agent
Raymond Butrus
EXP REALTY LLC
List Price
$520,000
Sold Price
$520,000
Views
20
Current Estimated Value
$521,296

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,296
Avg. Annual Appreciation
0.33%
Original Mortgage
$416,000
Outstanding Balance
$413,204
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$108,092

Purchase Details

Listed on
Jan 3, 2020
Closed on
Feb 21, 2020
Sold by
Bought by
Seller's Agent
Gloria Worley
CENTURY 21 ST AUGUSTINE PROPERTIES
Buyer's Agent
Gloria Worley
CENTURY 21 ST AUGUSTINE PROPERTIES
List Price
$350,000
Sold Price
$340,000
Premium/Discount to List
-$10,000
-2.86%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.66%
Original Mortgage
$240,000
Interest Rate
3.6%
Mortgage Type
VA

Purchase Details

Closed on
Sep 21, 2009
Sold by
Bought by

Purchase Details

Closed on
Feb 17, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$291,276
Interest Rate
6.08%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$520,000 Rocket Close Llc
$340,000 Olde Towne Title Group
-- Attorney
$364,100 Watson & Osborne Title Servi
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $416,000
Closed $240,000
Previous Owner $291,276
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/24/2025 11/24/25 Sold $520,000 0.0% $211 / Sq Ft
10/01/2025 10/01/25 For Sale $520,000 +52.9% $211 / Sq Ft
12/17/2023 12/17/23 Off Market $340,000 -- --
02/21/2020 02/21/20 Sold $340,000 -2.9% $138 / Sq Ft View Prior Sale
01/09/2020 01/09/20 Pending -- -- --
01/03/2020 01/03/20 For Sale $350,000 -- $142 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $334 $440,590 $85,000 $355,590
2025 $3,670 $332,220
2024 $3,670 $322,857
2023 $3,670 $313,453 $0 $0
2022 $3,564 $304,323 $0 $0
2021 $3,539 $295,459 $0 $0
2020 $2,251 $190,617 $0 $0
2019 $2,286 $186,331 $0 $0
2018 $2,255 $182,857 $0 $0
2017 $2,245 $179,096 $0 $0
2016 $2,242 $180,674 $0 $0
2015 $2,275 $179,419 $0 $0
2014 $2,282 $177,995 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2111300

realMLS (Northeast Florida Multiple Listing Service)

APN: 029324-0360

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