$175,000

Estimated payment $960/month

Total Views 2,998
3 Beds
1.5 Baths
1,388 Sq Ft
$126 Price per Sq Ft

Highlights

  • Federal Architecture
  • Stainless Steel Appliances
  • 4-minute walk to Ellwood Park
  • No HOA
  • Forced Air Heating and Cooling System

About This Home

$15K in downpayment assistance available! Below market interest rate available! Owner Occupants – here is one of the best values in town!
2913 McElderry is part of a non-profit Affordable Homeownership Program offering up to $15,000 in downpayment and closing cost assistance plus access to a special mortgage loan at 1% below market interest rate.

Light-filled and charming, this 3BR, 1.5BA home boasts an open main level floor plan, a spacious kitchen with all-new stainless-steel appliances, a main level half bath, 3 bedrooms upstairs with a full bath, and an unfinished basement plus updated interior plumbing, electrical, heating and cooling systems.
Please note that income restrictions apply (please call agent to learn more). Must be owner occupied.

This property qualifies for a Healthy Neighborhood Special Purchase Program Loan. The main benefits of the Special Purchase Loan include: 1% below the 60-day Fannie Mae rate (but in no event less than 4%), low down payment (just 3% of purchase price), no private mortgage insurance required, potential to pair with downpayment incentives (income limitations apply).

Listing Agent

Julie Kolb

(443) 462-6726 jkolb06@gmail.com Veterans First Realty License #657098 Listed on: 08/01/2025

Co-Listing Agent

Phillip Hobby

(443) 875-2301 pwhobby1958@gmail.com Veterans First Realty License #0225251471

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $426

Year Built

  • Built in 1915

Lot Details

  • Ground Rent of $90 semi-annually

Parking

  • On-Street Parking

Home Design

  • Federal Architecture
  • Brick Exterior Construction
  • Permanent Foundation

Interior Spaces

  • Property has 3 Levels
  • Unfinished Basement

Kitchen

  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Public Septic

Community Details

  • No Home Owners Association
  • Ellwood Park Subdivision

Listing and Financial Details

  • Tax Lot 016
  • Assessor Parcel Number 0307181660 016

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$426

Year Built

Built in 1915

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Federal
  • Ownership: Ground Rent
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1915
  • Remarks Public: $15K in downpayment assistance available! Below market interest rate available! Owner Occupants – here is one of the best values in town! 2913 McElderry is part of a non-profit Affordable Homeownership Program offering up to $15,000 in downpayment and closing cost assistance plus access to a special mortgage loan at 1% below market interest rate. Light-filled and charming, this 3BR, 1.5BA home boasts an open main level floor plan, a spacious kitchen with all-new stainless-steel appliances, a main level half bath, 3 bedrooms upstairs with a full bath, and an unfinished basement plus updated interior plumbing, electrical, heating and cooling systems. Please note that income restrictions apply (please call agent to learn more). Must be owner occupied. This property qualifies for a Healthy Neighborhood Special Purchase Program Loan. The main benefits of the Special Purchase Loan include: 1% below the 60-day Fannie Mae rate (but in no event less than 4%), low down payment (just 3% of purchase price), no private mortgage insurance required, potential to pair with downpayment incentives (income limitations apply).
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer
  • Fireplace: No
  • Foundation Details: Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Unfinished
  • Total Sq Ft: 2046
  • Living Area Sq Ft: 1388
  • Price Per Sq Ft: 126.08
  • Above Grade Finished Sq Ft: 1388
  • Below Grade Sq Ft: 658
  • Total Below Grade Sq Ft: 658
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2913

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Septic
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE CITY PUBLIC SCHOOLS
  • School District Key: 121137830454
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Units: Square Feet
  • Year Assessed: 2025
  • Zoning: R-8
  • In City Limits: Yes

Rental Info

  • Ground Rent Amt: 90.00
  • Ground Rent Pymnt Freq: Semi-Annually
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 426.00
  • Assessor Parcel Number: 0307181660 016
  • Tax Lot: 016
  • Tax Total Finished Sq Ft: 1388
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: BALTIMORE CITY PUBLIC SCHOOLS

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $424 $19,400 $10,400 $9,000
2024 $424 $18,067 $0 $0
2023 $395 $16,733 $0 $0
2022 $363 $15,400 $10,400 $5,000
2021 $353 $14,967 $0 $0
2020 $343 $14,533 $0 $0
2019 $331 $14,100 $10,400 $3,700
2018 $333 $14,100 $10,400 $3,700
2017 $333 $14,100 $0 $0
2016 $1,066 $48,100 $0 $0
2015 $1,066 $47,067 $0 $0
2014 $1,066 $46,033 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2025 08/01/25 For Sale $175,000 -- $126 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $14,967 None Listed On Document
Deed $14,967 None Listed On Document
Deed $53,000 --
Source: Public Records

Source: Bright MLS

MLS Number: MDBA2178158

Bright MLS

APN: 1660-016