$198,000
SOLD MAY 2, 2014
3 Beds
3 Baths
2,568 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$77 Per Sq Ft

21% Below List Price

154 Days on Market

Highlights

  • Loft
  • Breakfast Room
  • Forced Air Heating and Cooling System
  • Oswego High School Rated A-
  • Attached Garage

About This Home

As of February 2024

Beautiful 3 bedroom 2.1 bath home. Sep living room/dining room, kitchen w/ Island, separate eating area w/ large windows, loft, spacious bedrooms & large brick patio great for entertaining. Home is ready to move in w/ new carpet, paint & more. This is a Fannie Mae HomePath property. Purchase this property for as little as 5% down! This property is approved for HomePath Mortgage & HomePath Renovation Financing.

Last Agent to Sell the Property

Shirley Guercio

Coldwell Banker Honig-Bell Listed on: 10/31/2013

Co-Listed By

Tom Guercio

Coldwell Banker Honig-Bell

Last Buyer's Agent

Faith Staudenbaur

Coldwell Banker Real Estate Group License #475124088

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,579

Year Built

  • 2005

HOA Fees

  • $44 per month

Parking

  • Attached Garage
  • Garage Is Owned

Home Design

  • Aluminum Siding
  • Steel Siding
  • Vinyl Siding

Interior Spaces

  • Breakfast Room
  • Loft
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Separate Shower

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $3,500 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,579

Year Built

2005

Lot Details

0

HOA Fees

$44 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • Recent Rehab: Yes
  • Age: 6-10 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 2005
  • Tax Exemptions: Homeowner
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 2005

Interior Features

  • Number Of Rooms: 9
  • Living Room: Dimensions: 13X13, On Level: Main Level
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Separate Shower, Double Sink
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 9X6, On Level: 2nd Level
  • Dining Room: Dimensions: 14X11, On Level: Main Level
  • Kitchen Type: Dimensions: 16X13, On Level: Main Level
  • Additional Rooms: Breakfast Room, Loft
  • Master Bedroom: Dimensions: 18X13, On Level: 2nd Level
  • Additional Room 1 Name: Loft, Dimensions: 14X11, On Level: 2nd Level
  • Additional Room 2 Name: Breakfast Rm, Dimensions: 15X11, On Level: Main Level
  • Bedroom 2: Dimensions: 13X11, On Level: 2nd Level
  • Bedroom 3: Dimensions: 13X10, On Level: 2nd Level
  • Estimated Sq Ft: 2568
  • Family Room: Dimensions: 18X14, On Level: Main Level

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Aluminum Siding, Vinyl Siding, Steel Siding

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessment Includes: Common Insurance
  • Assessment Association Fees: 44
  • Management Contact Name: Manager
  • Management Phone: 815-787-7368

Fee Information

  • Management Company: Townsend Management

Schools

  • School District: 308
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 68 X 144 X 20 X 60 X 122
  • Parcel Identification Number: 0202132001

Tax Info

  • Taxes: 7440.02

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2023
Closed on
Jan 16, 2024
Sold by
Huot Tha and Huot Savatei
Bought by
Perez Ramiro
Seller's Agent
Andrea Moga
John Greene Realtor
Buyer's Agent
Sergio Moya
Coldwell Banker Realty
List Price
$369,900
Sold Price
$366,500
Premium/Discount to List
-$3,400
-0.92%
Views
383
Current Estimated Value
$415,345

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$48,845
Avg. Annual Appreciation
7.32%
Original Mortgage
$359,861
Outstanding Balance
$353,435
Interest Rate
6.25%
Mortgage Type
FHA
Estimated Equity
$57,480

Purchase Details

Listed on
Oct 31, 2013
Closed on
Apr 22, 2014
Sold by
Fannie Mae
Bought by
Huot Tha and Ponh Savatei
Seller's Agent
Shirley Guercio
Coldwell Banker Honig-Bell
Buyer's Agent
Faith Staudenbaur
Coldwell Banker Real Estate Group
List Price
$249,900
Sold Price
$198,000
Premium/Discount to List
-$51,900
-20.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.51%
Original Mortgage
$171,957
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 7, 2013
Sold by
Posadas Jose S and Posadas Sarah M
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Nov 14, 2009
Sold by
Posadas Sarah M and Posadas Jose
Bought by
Posadas Jose S

Purchase Details

Closed on
Dec 20, 2004
Sold by
William Ryan Homes Inc
Bought by
Posadas Jose S and Posadas Sarah M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
5.82%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $366,500 Chicago Title
Special Warranty Deed $198,000 Attorneys Title Guaranty Fun
Sheriffs Deed -- None Available
Interfamily Deed Transfer -- None Available
Special Warranty Deed $263,500 Ticor Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $359,861 FHA
Previous Owner $163,500 New Conventional
Previous Owner $171,957 FHA
Previous Owner $245,500 Unknown
Previous Owner $25,000 Credit Line Revolving
Previous Owner $250,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/01/2024 02/01/24 Sold $366,500 -0.9% $143 / Sq Ft
12/22/2023 12/22/23 Pending -- -- --
11/14/2023 11/14/23 For Sale $369,900 +86.8% $144 / Sq Ft
05/02/2014 05/02/14 Sold $198,000 -5.6% $77 / Sq Ft
04/03/2014 04/03/14 Pending -- -- --
03/16/2014 03/16/14 Price Changed $209,700 -4.1% $82 / Sq Ft
02/06/2014 02/06/14 Price Changed $218,700 -4.9% $85 / Sq Ft
01/27/2014 01/27/14 Price Changed $229,900 -4.2% $90 / Sq Ft
12/16/2013 12/16/13 Price Changed $239,900 -4.0% $93 / Sq Ft
10/31/2013 10/31/13 For Sale $249,900 -- $97 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,579 $123,561 $13,302 $110,259
2023 $8,737 $110,549 $11,901 $98,648
2022 $8,737 $100,362 $10,804 $89,558
2021 $8,398 $93,728 $10,804 $82,924
2020 $8,078 $89,397 $10,804 $78,593
2019 $7,870 $85,966 $10,389 $75,577
2018 $7,658 $81,282 $10,389 $70,893
2017 $7,489 $76,031 $10,389 $65,642
2016 $7,491 $74,488 $10,389 $64,099
2015 $6,734 $64,261 $9,354 $54,907
2014 -- $61,646 $9,354 $52,292
2013 -- $61,646 $9,354 $52,292
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08480471

Midwest Real Estate Data (MRED)

APN: 02-02-132-001