$379,900
$5K PRICE DROP

292 Cove Ln Port St. Joe, FL 32456

Estimated payment $2,445/month

Total Views 18,836
4 Beds
2 Baths
1,768 Sq Ft
$215 Price per Sq Ft

Highlights

  • Popular Property
  • Traditional Architecture
  • 4 Car Attached Garage
  • Open Floorplan
  • Pickleball Courts
  • Walk-In Closet

About This Home

Welcome to this beautifully upgraded 4-bedroom, 2-bath home located in the highly desirable Palmetto Bluff community! Designed with an open-concept layout, the home offers a spacious kitchen with granite countertops, a large island, a tile backsplash, and under-cabinet lighting for added style and function. Step outside to enjoy a fully fenced backyard with lush landscaping, colorful flowers, and striking Sylvester palm trees—all easily maintained with a shallow water well irrigation system. Relax year-round on the screened-in back porch, perfect for morning coffee or evening unwinding. Additional features include a aqua pro filtration system and enhanced privacy fencing. Palmetto Bluff residents enjoy low HOA fees and access to great amenities such as pickleball courts, a playground, and scenic boardwalks. Just minutes from the white sandy beaches, this home blends coastal charm with modern upgrades for easy Florida living.

Listing Agent

Homes with Hof Team

98 Real Estate Group, LLC Brokerage Phone: 8506482200 License #3598859 Listed on: 07/11/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,706

Year Built

  • Built in 2023

Lot Details

  • 6,100 Sq Ft Lot
  • Lot Dimensions are 50 x 122

HOA Fees

  • $29 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 1,768 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Blinds
  • Home Security System

Kitchen

  • Electric Oven
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Dryer
  • Washer

Parking

  • 4 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 06076084R

Community Details

Overview

  • Retreat At Palmetto Bluff Subdivision

Recreation

  • Pickleball Courts
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,706

Year Built

Built in 2023

Lot Details

0

HOA Fees

$29 per month

Listing Details

  • Attribution Contact: 8506482200
  • Directions: Traveling on Hwy 98 East, turn left onto Long Ave. Then turn on to Palmetto Bluff Trail and Right on Cove Ln.
  • Prop. Type: Residential
  • Property Sub Type: Detached Single Family
  • Lot Size Acres: 0.14
  • Lot Size: 50 x 122
  • Road Frontage Type: City Street
  • Subdivision Name: Retreat At Palmetto Bluff
  • Architectural Style: Traditional
  • Carport Y N: No
  • Garage Yn: Yes
  • Property Attached Yn: No
  • Year Built: 2023
  • NAV22_ResortRentalYN: No
  • NAV22_BuildersWarrantyYN: No
  • Special Features: NewHome

Interior Features

  • Appliances: Dryer, Washer, Dishwasher, Refrigerator, Electric Oven, Electric Water Heater
  • Furnished: Unfurnished
  • Interior Amenities: Open Floorplan, Kitchen Island, Pantry, Walk-In Closet(s)
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace: No
  • Flooring: Luxury Vinyl
  • Living Area: 1768
  • Master Bedroom Features: Blinds
  • Master Bathroom Features: Double Vanity, Walk-In Closet(s)

Exterior Features

  • Lot Features: Sidewalks
  • Roof: Shingle
  • Pool Features: None
  • Pool Private: No
  • Waterfront: No
  • Construction Type: HardiPlank Type
  • Foundation Details: Slab, On Grade
  • Property Condition: Construction Complete

Garage/Parking

  • Attached Garage: Yes
  • Open Parking: Yes
  • Parking Features: Driveway, Garage Attached, Garage Door Opener
  • Total Parking Spaces: 4

Utilities

  • Cooling: Central Electric, Ceiling Fan(s)
  • Heating: Central Electric
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Internet Available, Sewer Connected, Water Connected, City Trash
  • Laundry Features: Washer/Dryer Hookup
  • Security: Security System
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 345
  • Community Features: No Short Term Rental, Pickle Ball Court, Playground
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 6100
  • Additional Parcels: No
  • Parcel #: 06076084R
  • Zoning Description: Residential Single Family

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4706.42

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,706 $315,842 $32,000 $283,842
2023 $622 $40,000 $40,000 $0
2022 $125 $11,939 $11,939 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/08/2025 09/08/25 Price Changed $379,900 -1.3% $215 / Sq Ft
07/11/2025 07/11/25 For Sale $385,000 +9.7% $218 / Sq Ft
02/22/2024 02/22/24 Sold $350,975 +0.3% $196 / Sq Ft
12/28/2023 12/28/23 Pending -- -- --
12/01/2023 12/01/23 Price Changed $349,900 -5.1% $196 / Sq Ft
10/16/2023 10/16/23 For Sale $368,525 -- $206 / Sq Ft
Source: Forgotten Coast REALTOR® Association

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $350,975 Dhi Title Of Florida
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $149,900 New Conventional
Source: Public Records

About the Listing Agent

Homes with Hof Team

98 Real Estate Group, LLC

(888) 780-8178

Section Image

A dedicated real estate agent with a decade of experience in the mortgage industry and a genuine passion for real estate. Originally from Minnesota, I found my home in the charming town of Port St Joe, Florida, where I am thrilled to help others discover the magic of this hidden gem. Beyond the world of real estate, my greatest joy comes from my family- I am happily married to my wife, Sarah, and we are raising our wonderful son, Mason, who attends Port St Joe Elementary. Life on the coast is

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Source: Forgotten Coast REALTOR® Association

MLS Number: 322496

Forgotten Coast REALTOR® Association

APN: 06076-084R