$839,000

2925 Terra Ceia Bay Blvd Unit 2802 Palmetto, FL 34221

Estimated payment $6,283/month

3 Beds
2 Baths
2,306 Sq Ft
$364 Price per Sq Ft

Highlights

  • On Golf Course
  • Fitness Center
  • Full Gulf or Ocean Views
  • Water access To Gulf or Ocean To Bay
  • Cabana
  • Gated Community

About This Home

Welcome to your coastal sanctuary — this beautifully updated, TURNKEY 3-bedroom, 2-bath residence with a den offers 2,306 square feet of interior living space and an additional 190-square-foot screened-in WATERFRONT balcony with breathtaking water views of the Gulf and the iconic Skyway Bridge. Inside, you’ll find a bright, open floor plan anchored by a FULLY REMODELED kitchen completed just 1.5 years ago. Showcasing BRAZILIAN CRYSTAL countertops, quartz backsplash, stainless appliances (including a convection oven with built-in air fryer), LED lighting, and a tankless hot water heater, this space is as functional as it is stunning. Plantation shutters and CROWN MOLDING throughout. Also engineered hardwood in the bedrooms add an elegant coastal touch throughout. The den offers double glass French doors and a custom built-in office. The spacious primary suite features CUSTOM CLOSETS with crown detail and a spa-style bathroom with a large walk-in shower, jetted whirlpool tub, linen closet, and private water closet. A SEPARATE LAUNDRY ROOM includes side-by-side washer and dryer, and the property is equipped with a whole-house water purification system that self-regenerates. Offered FULLY FURNISHED AND OFFERED TURNKEY, this home also includes two private storage rooms, an assigned under-building parking space, and a new roof installed June 2025. Set within a secure, GATED GOLF COMMUNITY, residents enjoy access to a long list of amenities including a full-service restaurant, fitness center, tennis courts, resort-style pool and spa, fishing pier, walking trails, and more. This exceptional location offers easy access to everything — just minutes to award-winning white-sand beaches, and close to Sarasota, St. Pete, Tampa, Clearwater, and vibrant Bradenton Main Street. You’re also near the Gulf Water Ferry, giving you a relaxing, scenic way to reach popular restaurants and beaches without ever sitting in traffic. Whether you're soaking in a Gulf sunset, relaxing on your private balcony, or exploring Florida’s best coastal towns, this is the lifestyle you’ve been dreaming of.

Listing Agent

Angel Wilkinson

REAL BROKER, LLC Brokerage Phone: 855-450-0442 License #3566220 Listed on: 11/20/2025

REAL BROKER, LLC

Co-Listing Agent

Becky Mallari

FINE PROPERTIES Brokerage Phone: 855-450-0442 License #3540481

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $8,532

Year Built

  • Built in 2007

Lot Details

  • On Golf Course
  • East Facing Home
  • Fenced
  • Mature Landscaping
  • Native Plants
  • Cleared Lot
  • Landscaped with Trees

HOA Fees

  • $1,150 Monthly HOA Fees

Property Views

  • Full Gulf or Ocean
  • Golf Course
  • Woods
  • Pool

Home Design

  • Coastal Architecture
  • Florida Architecture
  • Elevated Home
  • Entry on the 8th floor
  • Turnkey
  • Pillar, Post or Pier Foundation
  • Membrane Roofing
  • Built-Up Roof
  • Concrete Roof
  • Concrete Siding
  • Block Exterior
  • Concrete Perimeter Foundation
  • Pile Dwellings
  • Stucco

Interior Spaces

  • 2,306 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Built-In Desk
  • Shelving
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Shutters
  • Sliding Doors
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Den
  • Inside Utility

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Convection Oven
  • Range with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Engineered Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Tall Countertops In Bathroom
  • Makeup or Vanity Space
  • Single Vanity
  • Private Water Closet
  • Whirlpool Bathtub
  • Bathtub With Separate Shower Stall
  • Rain Shower Head

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Security System Owned
  • Security Lights
  • Security Gate
  • Security Fence, Lighting or Alarms

Parking

  • Garage
  • Basement Garage
  • Common or Shared Parking
  • Ground Level Parking
  • Secured Garage or Parking
  • Guest Parking
  • Open Parking
  • Reserved Parking
  • Deeded Parking
  • Assigned Parking

Accessible Home Design

  • Accessibility Features
  • Accessible Entrance

Eco-Friendly Details

  • Smoke Free Home
  • Whole House Water Purification
  • Reclaimed Water Irrigation System

Pool

  • Cabana
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool
  • Pool Deck
  • Outdoor Shower
  • Outside Bathroom Access
  • Pool Tile
  • Pool Lighting

Outdoor Features

  • Water access To Gulf or Ocean To Bay
  • Fishing Pier
  • Balcony
  • Courtyard
  • Covered Patio or Porch
  • Exterior Lighting
  • Outdoor Storage
  • Outdoor Grill
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Thermostat
  • Underground Utilities
  • Power Generator
  • Water Filtration System
  • Tankless Water Heater
  • Water Purifier
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 2802
  • Assessor Parcel Number 2412722109
  • $1,048 per year additional tax assessments

Community Details

Overview

  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, fidelity bond, internet, maintenance structure, ground maintenance, management, pest control, recreational facilities, security, sewer, trash, water
  • C&S Community Management Services Association, Phone Number (941) 758-9454
  • Visit Association Website
  • Bay Club Homes Condominium Community
  • Bay Club Ph II Subdivision
  • On-Site Maintenance
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions, allowable golf cart usage in the community
  • 9-Story Property

Amenities

  • Restaurant
  • Clubhouse
  • Elevator
  • Community Mailbox
  • Community Storage Space

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Fitness Center
  • Community Pool
  • Community Spa
  • Trails

Pet Policy

  • Pets up to 60 lbs
  • 2 Pets Allowed

Security

  • Security Service
  • Card or Code Access
  • Gated Community
  • Storm Windows
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$8,532

Year Built

Built in 2007

Lot Details

0

HOA Fees

$1,150 per month

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Fidelity Bond, Internet, Maintenance Structure, Maintenance Grounds, Management, Pest Control, Recreational Facilities, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Condominium
  • Architectural Style: Coastal, Elevated, Florida
  • Construction Materials: Block, Concrete, Stucco
  • Fireplace: No
  • Living Area: 2306
  • Lot Size Acres: 1.76
  • New Construction: No
  • Year Built: 2007
  • Accessibility Features: Accessible Entrance
  • Building Area Total: 2496
  • Lot Size Sq Ft: 76884
  • Status: Active
  • Co List Office Mls Id: MFR281515992
  • Co List Office Phone: 941-782-0000
  • Ownership: Condominium
  • Entry Level: 8
  • Building Area Total Srch Sq M: 231.89
  • Escrow State: FL
  • Floor Number: 8
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 363.83
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: Elevated,High Rise
  • Amenities Additional Fees: Golf is pay-to-play, no mandatory membership fees.
  • MFR_NumAssignedParkingSpaces: 1
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Dock,Fishing,Gulf/Ocean Front,Water Access,Waterfront
  • Attribution Contact: 855-450-0442
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Hardwood
  • Full Bathrooms: 2
  • Interior Amenities: Accessibility Features, Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Convection Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Purifier
  • Foundation Details: Concrete Perimeter, Pillar/Post/Pier, Stilt/On Piling
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Fire Pit, Irrigation Equipment, Generator
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 9
  • Window Features: Shutters, Storm Window(s)
  • Additional Rooms: Den/Library/Office,Inside Utility
  • Living Area Meters: 214.23

Exterior Features

  • Direction Faces: East
  • Other Structures: Cabana, Storage, Tennis Court(s)
  • Pool Features: Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Tile
  • Exterior Features: Balcony, Courtyard, Fire Pit, Lighting, Outdoor Grill, Outdoor Shower, Private Mailbox, Sidewalk, Sliding Doors, Storage, Tennis Court(s)
  • Roof: Built-Up, Concrete, Membrane
  • Pool Private: No
  • View: Golf Course, Pool, Trees/Woods, Water
  • Water Body Name: GULF/TAMPA BAY
  • Waterfront: No
  • Patio and Porch Features: Covered, Rear Porch, Screened
  • Road Surface Type: Asphalt, Concrete, Paved
  • Water Access: Gulf/Ocean to Bay
  • Water Extras: Fishing Pier
  • Water View: Gulf/Ocean - Full,Gulf/Ocean to Bay
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12081C0162F

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No
  • Parking Features: Assigned, Common, Covered, Deeded, Ground Level, Guest, Open, Reserved, Basement

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Pool, Restaurant, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Golf Course, Lobby Key Required, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Security, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Association Fee Frequency: Monthly
  • Association Name: C&S Community Management Services
  • Phone: 941-758-9454
  • Association: Yes
  • Security: Closed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Gated Community, Key Card Entry, Security Fencing/Lighting/Alarms, Secured Garage/Parking, Security Gate, Security Lights, Security System Owned, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Please see attached Community Rules & Regs (page 16).
  • Association Fee Requirement: Required
  • Condo Fees: 1150
  • Condo Land Included YN: 0
  • Max Pet Weight: 60
  • Association Email: Jconway@cscmsi.com
  • Monthly Condo Fee Amount: 1150
  • Pet Size: Medium (36-60 Lbs.)
  • Association URL: www.cscmsi.com/bay-club

Fee Information

  • Total Annual Fees: 13800.00
  • Total Monthly Fees: 1150.00

Lot Info

  • Zoning: PDH
  • Parcel Number: 2412722109
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Cleared, Landscaped, On Golf Course, Private, Sidewalk, Paved
  • Flood Zone Code: AE

Green Features

  • Green Indoor Air Qlty: No Smoking-Interior Buildg
  • Green Water Conservation: Drip Irrigation, Whole House Water Purification
  • Green Landscaping: Fl. Friendly/Native Landscape

Rental Info

  • Furnished: Turnkey
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact Property Management for specific details.

Tax Info

  • Tax Annual Amount: 8532
  • Tax Book Number: 2219-3920
  • Tax Lot: 2802
  • Tax Other Annual Assessment Amount: 1048

Multi Family

  • Approval Process: Please see attached Bay Club Association Application.

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,532 $438,172 -- --
2024 $8,532 $425,823 -- --
2023 $6,993 $322,346 $0 $0
2022 $6,803 $312,957 $0 $0
2021 $6,531 $303,842 $0 $0
2020 $6,723 $299,647 $0 $0
2019 $6,610 $292,910 $0 $0
2018 $6,531 $287,448 $0 $0
2017 $6,119 $281,536 $0 $0
2016 $6,047 $275,745 $0 $0
2015 $6,266 $273,828 $0 $0
2014 $6,266 $271,655 $0 $0
2013 $6,156 $267,640 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/20/2025 11/20/25 For Sale $839,000 -- $364 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $735,000 New Title Company
Special Warranty Deed $350,000 Barnes Walker Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $260,000 New Conventional
Previous Owner $270,000 New Conventional
Source: Public Records

About the Listing Agent

Angel Wilkinson

REAL BROKER, LLC

(941) 207-8737

Section Image

As a proud native Floridian and multi-million dollar producer, I bring years of extensive sales experience and expert contract knowledge to every transaction. My passion is helping people achieve their real estate goals—whether selling a current home, buying a dream property, or relocating with ease.

I provide concierge-level service, guiding clients through every step: from staging and packing ??, to marketing and negotiating ??, and ultimately moving into the next chapter. With deep

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    Section Image

Source: Stellar MLS

MLS Number: TB8443955

Stellar MLS

APN: 24127-2210-9