$900,000

2925 Terra Ceia Bay Blvd Unit 2902 Palmetto, FL 34221

Estimated payment $6,614/month

Total Views 1,959
3 Beds
2.5 Baths
2,553 Sq Ft
$353 Price per Sq Ft

Highlights

  • Intracoastal Waterfront
  • Fishing Pier
  • Intracoastal View
  • Golf Course Community
  • Fitness Center
  • Heated In Ground Pool

About This Home

Take in spectacular sunsets and panoramic water views that allow you to watch ships sail under the Sunshine Skyway from your private 9th-floor lanai in this luxurious "Grand View" penthouse, located in the highly sought-after Terra Ceia Bay community. This spacious 3-bedroom + office/den, 2.5-bath home offers resort-style living with unmatched elegance and comfort. Step inside and be greeted by 10-foot ceilings and floor-to-ceiling impact sliders that flood the home with natural light and frame the breathtaking views. The open-concept floorplan offers an expansive living area, a formal dining room, and a cozy breakfast nook, perfect for both entertaining and everyday living. The chef’s kitchen features granite countertops, wood cabinetry, a large pantry, and stainless-steel appliances — everything you need to create memorable meals. Retreat to the luxurious primary suite, complete with two walk-in closets and a spa-inspired ensuite bath featuring a jetted tub, separate walk-in shower, and dual vanities. The split-bedroom layout offers maximum privacy for guests or family. This unit includes extra storage space on the ninth floor plus a one car garage with additional storage cabinets. Additional amenities include a beautiful and private pool area complete with bathrooms, outdoor shower, spa, gathering areas, BBQ area with additional picnic seating, and a firepit. This gated community also includes a fishing pier and 1⁄4 mile boardwalk to take in the estuary and mangrove views. Amenities with additional fees include, an 18-hole executive golf course, pickleball, tennis, full-service restaurant and pub, additional pool with tiki bar, fitness center, and many social activities to participate in. Located near the world-renowned beaches of Anna Maria Island, and within easy reach of the arts, dining, and shopping in Bradenton, St. Pete and Sarasota, this home offers a rare blend of tranquility, convenience, and luxury.

Listing Agent

Ian Schmitzerle

MICHAEL SAUNDERS & COMPANY Brokerage Phone: 941-748-6300 License #3525933 Listed on: 07/21/2025

MICHAEL SAUNDERS & COMPANY

Co-Listing Agent

Kathy Valente

MICHAEL SAUNDERS & COMPANY Brokerage Phone: 941-748-6300 License #0523712

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $8,754

Year Built

  • Built in 2007

Lot Details

  • Intracoastal Waterfront
  • Property fronts an intracoastal waterway
  • East Facing Home

HOA Fees

  • $1,150 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Basement Garage
  • Ground Level Parking
  • Garage Door Opener
  • Secured Garage or Parking
  • Guest Parking
  • Open Parking

Property Views

  • Intracoastal
  • Ocean To Bay
  • Park or Greenbelt
  • Pool

Home Design

  • Entry on the 9th floor
  • Slab Foundation
  • Membrane Roofing
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,553 Sq Ft Home
  • Open Floorplan
  • Partially Furnished
  • Built-In Features
  • Built-In Desk
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Shades
  • Sliding Doors
  • Combination Dining and Living Room
  • Den

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Pool

  • Heated In Ground Pool
  • Gunite Pool
  • Outdoor Shower
  • Outside Bathroom Access
  • Child Gate Fence
  • Pool Lighting

Outdoor Features

  • Fishing Pier
  • Limited Water Access
  • Balcony
  • Covered Patio or Porch
  • Exterior Lighting
  • Outdoor Storage
  • Outdoor Grill

Schools

  • Palmetto Elementary-Mn School
  • Lincoln Middle School
  • Palmetto High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include cable TV, common area taxes, pool, escrow reserves fund, maintenance structure, ground maintenance, pest control, private road, recreational facilities, sewer, water
  • Bay Club Homes Condominium Community
  • Bay Club Ph II Subdivision
  • 9-Story Property

Amenities

  • Restaurant
  • Clubhouse
  • Community Mailbox
  • Community Storage Space
  • Elevator

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Fitness Center
  • Community Pool
  • Fishing
  • Trails

Pet Policy

  • Pets up to 60 lbs
  • 2 Pets Allowed
  • Dogs and Cats Allowed
  • Breed Restrictions

Security

  • Card or Code Access
  • Gated Community
  • Storm Windows
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$8,754

Year Built

Built in 2007

Lot Details

0

HOA Fees

$1,150 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Maintenance Structure, Maintenance Grounds, Pest Control, Private Road, Recreational Facilities, Sewer, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2553
  • New Construction: No
  • Year Built: 2007
  • Building Area Total: 2723
  • Status: Active
  • Co List Office Mls Id: MFR266500100
  • Co List Office Phone: 941-748-6300
  • Ownership: Condominium
  • Entry Level: 9
  • Building Area Total Srch Sq M: 252.97
  • Escrow State: FL
  • Floor Number: 9
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 352.53
  • Total Acreage: Non-Applicable
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: Mid Rise,Penthouse
  • Amenities Additional Fees: Golf course is public - no membership required, pay as you play. Tennis, pickleball & clubhouse amenities are separate fee
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing
  • Attribution Contact: 941-748-6300
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Crown Molding, Elevator, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Spa Yn: No
  • Stories: 9
  • Window Features: Shades, Storm Window(s), Window Treatments
  • Additional Rooms: Den/Library/Office
  • Living Area Meters: 237.18

Exterior Features

  • Direction Faces: East
  • Pool Features: Child Safety Fence, Gunite, Heated, In Ground, Lighting, Outside Bath Access
  • Exterior Features: Balcony, Lighting, Outdoor Grill, Outdoor Shower, Sidewalk, Sliding Doors, Storage
  • Roof: Membrane
  • Pool Private: No
  • View: Park/Greenbelt, Pool, Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Rear Porch, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: Limited Access
  • Water Extras: Fishing Pier
  • Water View: Gulf/Ocean to Bay,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 1
  • Water Frontage Feet ICW: 1

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Ground Level, Guest, Open, Basement

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Community Mailbox, Fitness Center, Gated Community - No Guard, Golf, Pool, Restaurant, Sidewalks, Tennis Court(s)
  • Association Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Lobby Key Required, Pickleball Court(s), Pool, Recreation Facilities, Storage, Tennis Court(s), Trail(s)
  • Association: Yes
  • Security: Fire Sprinkler System, Gated Community, Key Card Entry, Secured Garage/Parking, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: two pets permitted, combined weight not to exceed 60 lbs. Tenants are not allowed pets. No Aggressive breeds. Please see community docs for information on pet restrictions/guidelines
  • Association Fee Requirement: None
  • Condo Fees: 1150
  • Condo Land Included YN: 0
  • Max Pet Weight: 60
  • Monthly Condo Fee Amount: 1150
  • Pet Size: Medium (36-60 Lbs.)

Fee Information

  • Total Annual Fees: 13800.00
  • Total Monthly Fees: 1150.00

Schools

  • Elementary School: Palmetto Elementary-MN
  • High School: Palmetto High
  • Middle Or Junior School: Lincoln Middle

Lot Info

  • Zoning: PDH
  • Parcel Number: 2412722359
  • Additional Parcels: No
  • Lot Features: Sidewalk
  • Property Attached Yn: Yes
  • Flood Zone Code: AE

Rental Info

  • Furnished: Partially
  • Pets Allowed: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please see community docs for information on leasing restrictions/guidelines

Tax Info

  • Tax Annual Amount: 8754.35
  • Tax Book Number: 2219-3920
  • Tax Lot: 0
  • Tax Other Annual Assessment Amount: 1050

Multi Family

  • Waterfront Features: Intracoastal Waterway
  • Approval Process: Please see community docs for information on leasing restrictions/guidelines

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,754 $447,363 -- --
2024 $8,754 $434,755 -- --
2023 $9,043 $422,092 $0 $0
2022 $8,790 $409,798 $0 $0
2021 $8,370 $397,862 $0 $0
2020 $8,625 $392,369 $0 $0
2019 $8,486 $383,547 $0 $0
2018 $8,392 $376,395 $0 $0
2017 $7,874 $368,653 $0 $0
2016 $7,795 $361,071 $0 $0
2015 $8,385 $358,561 $0 $0
2014 $8,385 $355,715 $0 $0
2013 $8,245 $350,458 $1 $350,457
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/12/2025 11/12/25 For Sale $900,000 0.0% $353 / Sq Ft
10/31/2025 10/31/25 Off Market $900,000 -- --
07/21/2025 07/21/25 For Sale $900,000 -- $353 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Special Warranty Deed $525,000 Barnes Walker Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $367,500 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Stellar MLS

MLS Number: A4657549

Stellar MLS

APN: 24127-2235-9