$3,195,000

294 86th St Stone Harbor, NJ 08247

Estimated payment $18,234/month

Total Views 5,241
4 Beds
3 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Water Views
  • Newly Remodeled
  • Deck
  • Stone Harbor Elementary School Rated A
  • Island Location
  • Corner Lot

About This Home

Nestled in the heart of Stone Harbor, this beautifully maintained 4-bedroom, 3.5-bath upside down-style home offers the perfect blend of comfort, coastal charm, and lovely bay views. The open-concept upper level features a spacious living area, modern kitchen, and dining space that seamlessly flow out to shade-covered decks—ideal for relaxing or entertaining while enjoying cool breezes. The upside down layout offers privacy and functionality. The outdoor living space is enhanced by multiple covered decks and porches, providing the perfect setting for morning coffee or sunset cocktails. An added bonus- The house is raised and the ground level functions as additional family space with hot tub, and storage space. Sold fully furnished and ready for immediate use. Located just a short walk or bike ride to Stone Harbor’s pristine beaches, charming downtown, and waterfront activities, this home is perfect as a summer getaway, year-round residence, or rental investment.

Listing Agent

Stephen Frame

DILLER FISHER REALTORS License #8833010 Listed on: 08/07/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,915

Year Built

  • Built in 2014 | Newly Remodeled

Home Design

  • Upside Down Style Home

Interior Spaces

  • Furnished
  • Living Room
  • Dining Room
  • Den
  • Wall to Wall Carpet
  • Water Views
  • Fire and Smoke Detector

Kitchen

  • Self-Cleaning Oven
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Car Garage
  • Parking Pad
  • Driveway

Outdoor Features

  • Outdoor Shower
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Cable TV Available

Additional Features

  • Corner Lot
  • Island Location

Listing and Financial Details

  • Legal Lot and Block 115 / 85.03

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,915

Year Built

Built in 2014 | Newly Remodeled

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Type: Single Family
  • Location: Corner, Island, Water View
  • District Township: 10-Stone Harbor
  • Also Includes: Furniture
  • Estimated Year Built: 2014
  • New Construction: Yes
  • Second Address Number: 294
  • Lot Size2: 3,001 sq f
  • OFFICELIST_STATE: NJ
  • Street Designation: Street
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2014

Interior Features

  • Appliances Included: Range, Self-Clean Oven, Microwave Oven, Refrigerator, Washer, Dryer, Dishwasher, Smoke/Fire Detector
  • Interior Amenities: Wall to Wall Carpet, 1763
  • Total Bathrooms: 3.1
  • Full Bathrooms: 3
  • Bedrooms: 4
  • Total Rooms: 9
  • Other Rooms: Living Room, Dining Room, Kitchen, Den/TV Room, Laundry/Utility Room, See Remarks

Exterior Features

  • Construction: Upside Down, See Remarks
  • Outside Features: Deck, Cable TV, Sidewalks, Outside Shower

Garage/Parking

  • Parking Garage: Parking Pad, 2 Car, Concrete Driveway

Utilities

  • Cooling: Central Air Condition
  • Heating: Gas Natural, Forced Air
  • Hot Water: Gas- Natural
  • Sewer: City
  • Water: City

Lot Info

  • Lot Number: 115
  • Lot Size: 1 to 6000 SqFt

Tax Info

  • Taxes: 9915
  • Tax Year: 2025

Map

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,915 $1,325,600 $632,000 $693,600
2024 $9,915 $1,325,600 $632,000 $693,600
2023 $9,743 $1,325,600 $632,000 $693,600
2022 $9,173 $1,325,600 $632,000 $693,600
2021 $8,691 $1,325,600 $632,000 $693,600
2020 $8,086 $1,325,600 $632,000 $693,600
2019 $7,596 $1,325,600 $632,000 $693,600
2018 $7,317 $1,325,600 $632,000 $693,600
2017 $5,786 $1,042,500 $632,000 $410,500
2016 $5,577 $1,042,500 $632,000 $410,500
2015 $5,473 $1,042,500 $632,000 $410,500
2014 $5,400 $632,000 $632,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 For Sale $3,195,000 -- --
Source: Cape May County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $860,000 --
Deed $350,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $4,500,000 New Conventional
Closed $1,000,000 Stand Alone Refi Refinance Of Original Loan
Closed $900,000 Construction
Closed $700,000 Purchase Money Mortgage
Previous Owner $280,000 No Value Available
Source: Public Records

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Source: Cape May County Association of REALTORS®

MLS Number: 252292

Cape May County Association of REALTORS®

APN: 10 00085- 03-00115- 01