2944 Cottingham St Oceanside, CA 92054
Loma Alta NeighborhoodEstimated payment $5,998/month
Highlights
- Solar Power System
- Mediterranean Architecture
- 2 Car Attached Garage
- Retreat
- Community Pool
- Forced Air Heating System
About This Home
*Generous 1-0 interest rate buy-down incentive!* Enjoy a significantly lower rate and payment for the first year, boosting affordability while securing a beautiful home in the desirable Loma Alta Neighborhood! This beautifully positioned corner lot home offers the perfect blend of coastal lifestyle, neighborhood charm, and future potential. Located just moments from Buddy Todd Park, local beaches, shopping, dining, and all that coastal Oceanside has to offer, the location truly checks every box. Set on an expansive corner lot, the property features an additional triangular section of usable land creating exciting possibilities for added outdoor space, gardening, or potential ADU opportunities. Inside, the home is filled with natural light and enjoys a wonderful sense of openness throughout. On clear days, you can even catch views of the skydivers floating above the coastline, adding to the unique charm and coastal energy of the neighborhood. Additional highlights include solar, helping provide energy efficiency and long term savings while supporting an easy Southern California lifestyle. Residents of the community also enjoy access to the HOA pool and spa, perfect for relaxing after a beach day or soaking in Oceanside’s year round sunshine. Whether you’re looking for your next primary residence, investment opportunity, or a home with room to grow, this Loma Alta gem offers incredible potential in one of Oceanside’s most beloved communities.
Home Details
Home Type
- Single Family
Year Built
- Built in 1979
Lot Details
- 6,254 Sq Ft Lot
- Property is Fully Fenced
- Wood Fence
HOA Fees
- $160 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Mediterranean Architecture
- Spanish Tile Roof
Interior Spaces
- 1,943 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room with Fireplace
- Dining Area
Kitchen
- Oven or Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- Retreat
- All Upper Level Bedrooms
Laundry
- Dryer
- Washer
Eco-Friendly Details
- Solar Power System
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
Overview
- Association fees include common area maintenance, exterior (landscaping)
- Mesa Pines Association
- Oceanside Subdivision
Recreation
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $6,138 | $562,660 | $317,942 | $244,718 |
| 2025 | $6,138 | $551,628 | $311,708 | $239,920 |
| 2024 | $6,020 | $540,813 | $305,597 | $235,216 |
| 2023 | $5,833 | $530,209 | $299,605 | $230,604 |
| 2022 | $5,744 | $519,814 | $293,731 | $226,083 |
| 2021 | $5,765 | $509,622 | $287,972 | $221,650 |
| 2020 | $5,586 | $504,398 | $285,020 | $219,378 |
| 2019 | $5,423 | $494,509 | $279,432 | $215,077 |
| 2018 | $5,364 | $484,813 | $273,953 | $210,860 |
| 2017 | $5,264 | $475,308 | $268,582 | $206,726 |
| 2016 | $5,092 | $465,989 | $263,316 | $202,673 |
| 2015 | $4,943 | $458,990 | $259,361 | $199,629 |
| 2014 | $3,481 | $330,441 | $186,722 | $143,719 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/04/2026 08/04/26 | Price Changed | $969,000 | -2.1% | $499 / Sq Ft | |
| 07/16/2026 07/16/26 | Price Changed | $990,000 | -0.9% | $510 / Sq Ft | |
| 06/11/2026 06/11/26 | For Sale | $999,000 | +122.0% | $514 / Sq Ft | |
| 06/27/2014 06/27/14 | Sold | $450,000 | 0.0% | $232 / Sq Ft | View Prior Sale |
| 04/19/2014 04/19/14 | Pending | -- | -- | -- | |
| 04/15/2014 04/15/14 | For Sale | $450,000 | -- | $232 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Interfamily Deed Transfer | -- | First American Ttl San Diego | |
| Grant Deed | $450,000 | Equity Title | |
| Grant Deed | $322,500 | Lawyers Title Sd | |
| Grant Deed | $292,000 | Lawyers Title | |
| Trustee Deed | $295,034 | Accommodation | |
| Grant Deed | $357,500 | Fidelity National Title Co | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | Benefit Land Title Company | |
| Grant Deed | -- | Benefit Land Title Company | |
| Interfamily Deed Transfer | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $404,250 | New Conventional | |
| Previous Owner | $368,600 | New Conventional | |
| Previous Owner | $382,500 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $325,117 | VA | |
| Previous Owner | $329,433 | VA | |
| Previous Owner | $1,600,000 | Unknown | |
| Previous Owner | $400,000 | Purchase Money Mortgage | |
| Previous Owner | $65,000 | Credit Line Revolving | |
| Previous Owner | $81,000 | Credit Line Revolving | |
| Previous Owner | $436,000 | Unknown | |
| Previous Owner | $417,600 | Unknown | |
| Previous Owner | $150,000 | Credit Line Revolving | |
| Previous Owner | $91,000 | Credit Line Revolving | |
| Previous Owner | $318,500 | Unknown | |
| Previous Owner | $283,250 | Purchase Money Mortgage | |
| Previous Owner | $125,000 | No Value Available |
Source: San Diego MLS
MLS Number: 260014206
APN: 146-281-25
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