NOT LISTED FOR SALE

295 Girard St Unit B Havre de Grace, MD 21078

Estimated Value: $333,000 - $373,000

2 Beds
2 Baths
940 Sq Ft
$419/mo HOA Fee

Last Sold October 29, 2018

Last sale price $200,000 $213 Per Sq Ft

Est. 78% increase in value since last sale

Current estimated payment $2,457/month

Highlights

  • 1 Dock Slip
  • Home fronts navigable water
  • Community Pool
  • Pier
  • Coastal Architecture
  • 2 Car Attached Garage

About This Home

As of October 2018

2BR, 2B, 2 Car Garage with deeded 35' boat slip on the Susquehanna River. Walking distance to the town of Havre de Grace, Lighthouse, Parks, and Farmers Market.

Last Agent to Sell the Property

Shawn Handschuh

(443) 466-8808 shawnhandschuh@gmail.com Integrity Real Estate License #RS-0014822 Listed on: 01/04/2019

Integrity Real Estate

Last Buyer's Agent

Shawn Handschuh

(443) 466-8808 shawnhandschuh@gmail.com Integrity Real Estate License #RS-0014822 Listed on: 01/04/2019

Integrity Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,435

Year Built

  • Built in 1993

Lot Details

  • 1

HOA Fees

  • $419 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Coastal Architecture
  • Aluminum Siding

Interior Spaces

  • 940 Sq Ft Home
  • Property has 1 Level

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Pier
  • Water Access
  • River Nearby
  • Physical Dock Slip Conveys
  • 1 Dock Slip

Utilities

  • Central Air
  • Back Up Electric Heat Pump System

Additional Features

  • Home fronts navigable water
  • Flood Risk

Listing and Financial Details

  • Tax Lot 51
  • Assessor Parcel Number 06-053815

Community Details

Overview

  • Association fees include common area maintenance, exterior building maintenance, insurance, management, snow removal
  • Low-Rise Condominium
  • Canvasback Cove Subdivision

Recreation

  • Boat Dock
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,435

Year Built

Built in 1993

Lot Details

0

HOA Fees

$419 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Coastal
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: Yes
  • Year Built: 1993
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 0

Interior Features

  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 940
  • Living Area Sq Ft: 940
  • Price Per Sq Ft: 212.77
  • Above Grade Finished Sq Ft: 940
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Aluminum Siding
  • Water Access: Yes
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 419.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Pool - Outdoor
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Ext Bldg Maint, Insurance, Management, Snow Removal
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Zoning: RB
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5529190
  • Tax Annual Amount: 2435.00
  • Assessor Parcel Number: 06-053815
  • Tax Lot: 51
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 16, 2023
Sold by
Handschuh Shawn V
Bought by
Keen Barry T and Keen Michelle H
Current Estimated Value
$355,806

Purchase Details

Listed on
Jan 4, 2019
Closed on
Oct 29, 2018
Sold by
Carbone Peter P and Carbone Patricia
Bought by
Handschuh Shawn V
Seller's Agent
Shawn Handschuh
Integrity Real Estate
Buyer's Agent
Shawn Handschuh
Integrity Real Estate
List Price
$200,000
Sold Price
$200,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.58%
Original Mortgage
$180,000
Interest Rate
4.7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 26, 2007
Sold by
Ryan Edward B
Bought by
Carbone Peter P and Carbone Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,500
Interest Rate
6.48%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 26, 2007
Sold by
Ryan Edward B
Bought by
Carbone Peter P and Carbone Patricia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,500
Interest Rate
6.48%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 7, 2005
Sold by
Moses Patricia A
Bought by
Ryan Edward B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$226,000
Interest Rate
5.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Oct 27, 2004
Sold by
Veit Kenneth E
Bought by
Moses Patricia A

Purchase Details

Closed on
Apr 29, 1998
Sold by
Cove Condominiums Inc
Bought by
Veit Kenneth E
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Keen Barry T $315,000 Fidelity National Title
Keen Barry T $315,000 Fidelity National Title
Handschuh Shawn V $200,000 Kirsh Title Services
Carbone Peter P $287,500 --
Carbone Peter P $287,500 --
Ryan Edward B $282,500 --
Moses Patricia A $242,500 --
Veit Kenneth E $127,800 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Handschuh Shawn V $180,000
Previous Owner Carbone Peter P $99,500
Previous Owner Carbone Peter P $99,500
Previous Owner Ryan Edward B $226,000
Closed Veit Kenneth E --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/04/2019 01/04/19 For Sale $200,000 0.0% $213 / Sq Ft
10/29/2018 10/29/18 Sold $200,000 -- $213 / Sq Ft
10/05/2018 10/05/18 Pending -- -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,050 $241,667 $0 $0
2024 $2,050 $215,000 $65,000 $150,000
2023 $1,911 $221,667 $0 $0
2022 $1,911 $213,333 $0 $0
2021 $2,433 $205,000 $55,000 $150,000
2020 $1,822 $188,333 $0 $0
2019 $1,726 $171,667 $0 $0
2018 $1,561 $155,000 $50,000 $105,000
2017 $1,545 $155,000 $0 $0
2016 -- $155,000 $0 $0
2015 $2,767 $190,000 $0 $0
2014 $2,767 $190,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR179912

Bright MLS

APN: 06-053815