$629,000

295 Hemlock Loop Mineral, VA 23117

Estimated payment $3,583/month

Total Views 11,747
4 Beds
2.5 Baths
2,100 Sq Ft
$300 Price per Sq Ft

Highlights

  • Lake Front
  • Seaplane Permitted
  • Fishing Allowed
  • Thomas Jefferson Elementary School Rated A-
  • Private Beach
  • Open Floorplan

About This Home

WATER ACCESS PROPERTY ready for you at Lake Anna!This beautiful 4-bedroom home, built in 2023, is like new construction. Contemporary yet cozy, it has all the essential features: a first-floor primary suite, an open kitchen and living area, a stunning granite island, and a spacious sunroom. The kitchen is equipped with upgraded stainless steel appliances, wine cooler, and additional cabinetry. Huge primary bedroom bath with upgraded tile and a huge walk-in closet! Spacious 2 car garage on a wonderful, partially wooded lot with a firepit. Impressive landscaping and a front porch that covers the entire front of the house! There are so many upgraded features in this beautiful home.Just a short walk and across the street, you'll discover the community beach, pavilion, and playground. Enjoy the benefits of waterfront property without the high price tag! The large yard offers seasonal water views, a fire pit, and lovely trees and landscaping. Additionally, the home includes a detached garage with a breezeway and a full front porch. You'll love the warm feeling as you enter the home. The window coverings convey, LVP flooring throughout, and upgraded tile bathrooms add to the charm of this special home.

Listing Agent

DEANNIE TANNER

RE/MAX Realty Specialists License #0225217818 Listed on: 05/07/2025

RE/MAX Realty Specialists

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $228

Year Built

  • Built in 2022

Lot Details

  • 1.01 Acre Lot
  • Lake Front
  • Home fronts navigable water
  • Private Beach
  • Property is in excellent condition
  • Property is zoned RD

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • 4 Driveway Spaces
  • Front Facing Garage
  • Gravel Driveway

Home Design

  • Cape Cod Architecture
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Family Room Off Kitchen
  • Formal Dining Room
  • Sun or Florida Room
  • Luxury Vinyl Plank Tile Flooring
  • Lake Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Accessible Home Design

  • Doors are 32 inches wide or more

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • Powered Boats Permitted
  • Deck
  • Exterior Lighting
  • Breezeway
  • Outdoor Grill
  • Playground
  • Rain Gutters
  • Porch

Schools

  • Thomas Jefferson Elementary School
  • Louisa Middle School
  • Louisa High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • Underground Utilities
  • Propane
  • Well
  • Electric Water Heater
  • Gravity Septic Field
  • Septic Equal To The Number Of Bedrooms

Listing and Financial Details

  • Assessor Parcel Number 45E1-1-88

Community Details

Overview

  • The Waters At Lake Anna Homeowners Assoc. HOA
  • The Waters At Lake Anna Subdivision
  • Property Manager

Recreation

  • 100 Community Docks
  • Lap or Exercise Community Pool
  • Saltwater Community Pool
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$228

Year Built

Built in 2022

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Accessibility Features: 32"+ Wide Doors
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: All appliances
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2022
  • Remarks Public: WATER ACCESS PROPERTY ready for you at Lake Anna! This beautiful 4-bedroom home, built in 2023, is like new construction. Contemporary yet cozy, it has all the essential features: a first-floor primary suite, an open kitchen and living area, a stunning granite island, and a spacious sunroom. The kitchen is equipped with upgraded stainless steel appliances, wine cooler, and additional cabinetry. Huge primary bedroom bath with upgraded tile and a huge walk-in closet! Spacious 2 car garage on a wonderful, partially wooded lot with a firepit. Impressive landscaping and a front porch that covers the entire front of the house! There are so many upgraded features in this beautiful home. Just a short walk and across the street, you'll discover the community beach, pavilion, and playground. Enjoy the benefits of waterfront property without the high price tag! The large yard offers seasonal water views, a fire pit, and lovely trees and landscaping. Additionally, the home includes a detached garage with a breezeway and a full front porch. You'll love the warm feeling as you enter the home. The window coverings convey, LVP flooring throughout, and upgraded tile bathrooms add to the charm of this special home.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Electric, Microwave, Oven/Range - Gas, Refrigerator, Washer, Water Heater
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Primary Bath(s), Upgraded Countertops, Walk-In Closet(s), Window Treatments
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room Count: 9
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Sun/Florida Room
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2676
  • Living Area Sq Ft: 2100
  • Price Per Sq Ft: 299.52
  • Above Grade Finished Sq Ft: 2100
  • Above Grade Unfinished Sq Ft: 576
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 295

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Vinyl Siding
  • Exterior Features: Bbq Grill, Exterior Lighting, Gutter System, Play Area, Private Beach
  • Road Surface Type: Paved
  • Roof: Shingle
  • Spa: No
  • View: Lake
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Crushed Stone
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway, Detached Garage
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic = # Of Br, Gravity Sept Fld
  • Utilities: Propane, Under Ground
  • Water Source: Well
  • Municipal Trash: No
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 600.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: THE WATERS AT LAKE ANNA HOMEOWNERS ASSOC.
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: Fenced, Concrete, Lap/Exercise, Saltwater

Fee Information

  • Other Fees Frequency: Unknown

Schools

  • School District: LOUISA COUNTY PUBLIC SCHOOLS
  • Elementary School: THOMAS JEFFERSON
  • Middle School: LOUISA
  • High School: LOUISA
  • Elementary School Source: 3rd Party
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139403138
  • School District Source: 3rd Party
  • Elementary School: THOMAS JEFFERSON
  • High School: LOUISA
  • Middle Or Junior School: LOUISA

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Size Acres: 1.01
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43995.60
  • Outdoor Living Structures: Breezeway, Deck(s), Porch(es)
  • Property Condition: Excellent
  • Soil Types: Clay
  • Year Assessed: 2025
  • Zoning: RD
  • Zoning Description: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 228.00
  • Assessor Parcel Number: 45E1-1-88
  • Tax Year: 2021

MLS Schools

  • School District Name: LOUISA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,403 $472,600 $60,500 $412,100
2023 $2,850 $422,800 $48,500 $374,300
2022 $292 $40,500 $40,500 $0
2021 $228 $31,700 $31,700 $0
2020 $205 $28,500 $28,500 $0
2019 $205 $28,500 $28,500 $0
2018 $205 $28,500 $28,500 $0
2017 $292 $32,500 $32,500 $0
2016 $292 $40,500 $40,500 $0
2015 $309 $42,900 $42,900 $0
2013 -- $42,900 $42,900 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/21/2025 05/21/25 Price Changed $629,000 -3.2% $300 / Sq Ft
05/07/2025 05/07/25 For Sale $650,000 +30.0% $310 / Sq Ft
01/20/2023 01/20/23 Sold $500,000 0.0% $238 / Sq Ft
10/31/2022 10/31/22 Pending -- -- --
10/09/2022 10/09/22 Price Changed $499,900 -3.9% $238 / Sq Ft
07/14/2022 07/14/22 For Sale $520,000 -- $248 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Northern Virginia Title
Deed $5,000,000 --
Gift Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $400,000 Balloon
Source: Public Records

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Source: Bright MLS

MLS Number: VALA2007828

Bright MLS

APN: 45E1-1-88