$595,000
SOLD OCT 10, 2025

295 Hemlock Loop Mineral, VA 23117

3 Beds
2.5 Baths
2,048 Sq Ft
1.01 Acres

Recently Sold

$291 Per Sq Ft

8% Below List Price

143 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • 2 Car Garage
  • Gas Log Fireplace
  • Thomas Jefferson Elementary School Rated A-
  • Heating System Uses Propane

About This Home

As of October 2025

NEW WATER ACCESS PROPERTY ready for you at Lake Anna! This beautiful home, built in 2023, is like new construction. Contemporary yet cozy, it has all the essential features: a first-floor primary suite, an open kitchen and living area, a stunning granite island, and a spacious sunroom. The kitchen is equipped with stainless steel appliances, a wine cooler, and additional cabinetry. Bathroom tile upgrades enhance this gorgeous 4 bedroom home. Just a short walk down the road, you'll discover the community beach, pavilion, and playground. Enjoy the benefits of waterfront property without the high price tag! The large yard offers seasonal water views, a fire pit, and lovely trees and landscaping. Additionally, the home includes a detached garage with a breezeway and a full front porch. You'll love the warm feeling as you enter the home. The window coverings convey, LVP flooring throughout, and upgraded tile bathrooms add to the charm of this special home.

Last Agent to Sell the Property

DEANNIE TANNER

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE License #0225217818 Listed on: 04/14/2025

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

Last Buyer's Agent

NONMLSAGENT NONMLSAGENT

NONMLSOFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,403

Year Built

  • Built in 2023

Lot Details

  • 1.01 Acre Lot
  • Zoning described as RD Resort Development

HOA Fees

  • $50 per month

Parking

  • 2 Car Garage
  • Basement Garage
  • Front Facing Garage

Home Design

  • Block Foundation
  • Stick Built Home

Interior Spaces

  • 2,048 Sq Ft Home
  • 2-Story Property
  • Gas Log Fireplace

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main

Schools

  • Thomas Jefferson Elementary School
  • Louisa Middle School
  • Louisa High School

Utilities

  • Heating System Uses Propane
  • Heat Pump System
  • Underground Utilities
  • Private Water Source
  • Well

Community Details

  • The Waters At Lake Anna Subdivision

Listing and Financial Details

  • Assessor Parcel Number 45E1 1 88

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,403

Year Built

Built in 2023

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 45E1 1 88
  • Property Sub Type: Detached
  • LotSizeAcres: 1.01
  • Subdivision Name: THE WATERS AT LAKE ANNA
  • Above Grade Finished Sq Ft: 2048.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • Special Features: NewHome

Interior Features

  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log
  • Interior Amenities: Primary Downstairs
  • Living Area: 2048.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 1
  • Stories: 2

Exterior Features

  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built
  • Foundation Details: Block

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage Faces Front, Garage

Utilities

  • Heating: Electric, Heat Pump, Propane
  • Utilities: Fiber Optic Available, Other, Satellite Internet Available
  • Sewer: Septic Tank
  • Electric: Underground
  • Cooling: Heat Pump
  • Heating Yn: Yes
  • Water Source: Private, Well

Condo/Co-op/Association

  • Association Fee: 600.0

Schools

  • Elementary School: Thomas Jefferson
  • Middle Or Junior School: Louisa

Lot Info

  • Land Lease Amount Frequency: Monthly
  • Zoning Description: RD Resort Development

Building Info

  • Year Built: 2023

Tax Info

  • Year: 2024
  • Tax Annual Amount: 3402.72
  • Tax Other Annual Assessment Amount: 494700.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Louisa

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2025
Closed on
Sep 22, 2025
Sold by
Stambler Jay Bennett and Lopez Patricia A
Bought by
Buckley Joseph
Seller's Agent
DEANNIE TANNER
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
Buyer's Agent
NONMLSAGENT NONMLSAGENT
NONMLSOFFICE
List Price
$650,000
Sold Price
$595,000
Premium/Discount to List
-$55,000
-8.46%
Views
2042

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.16%
Original Mortgage
$476,000
Outstanding Balance
$475,570
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$122,708

Purchase Details

Closed on
Jul 27, 2023
Sold by
Stambler Jay Bennett
Bought by
Stambler Jay Bennett and Lopez Patricia Ann

Purchase Details

Listed on
Jul 14, 2022
Closed on
Jan 5, 2023
Sold by
Goiidman Billy T
Bought by
Custom Craft Homes Llc
Seller's Agent
Dara Nicely
Hometown Realty
Buyer's Agent
DEANNIE TANNER
RE/MAX Realty Specialists
List Price
$520,000
Sold Price
$500,000
Premium/Discount to List
-$20,000
-3.85%
Views
88

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.62%
Original Mortgage
$400,000
Interest Rate
6.27%
Mortgage Type
Balloon

Purchase Details

Closed on
May 18, 2017
Sold by
Parvand Akbar Ed
Bought by
Kazmi Sohrab and Higareda Parvaneh Peggy
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $595,000 Stewart Title Guaranty Company
Warranty Deed -- Northern Virginia Title
Deed $5,000,000 --
Gift Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $476,000 New Conventional
Previous Owner $400,000 Balloon
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2025 10/10/25 Sold $595,000 -0.7% $291 / Sq Ft
09/04/2025 09/04/25 Pending -- -- --
08/12/2025 08/12/25 Price Changed $599,000 -2.4% $292 / Sq Ft
07/05/2025 07/05/25 Price Changed $614,000 -2.4% $300 / Sq Ft
05/22/2025 05/22/25 Price Changed $629,000 -3.2% $307 / Sq Ft
04/14/2025 04/14/25 For Sale $650,000 +30.0% $317 / Sq Ft
01/20/2023 01/20/23 Sold $500,000 0.0% $238 / Sq Ft View Prior Sale
10/31/2022 10/31/22 Pending -- -- --
10/09/2022 10/09/22 Price Changed $499,900 -3.9% $238 / Sq Ft
07/14/2022 07/14/22 For Sale $520,000 -- $248 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,403 $494,700 $74,100 $420,600
2024 $3,403 $472,600 $60,500 $412,100
2023 $2,850 $422,800 $48,500 $374,300
2022 $292 $40,500 $40,500 $0
2021 $228 $31,700 $31,700 $0
2020 $205 $28,500 $28,500 $0
2019 $205 $28,500 $28,500 $0
2018 $205 $28,500 $28,500 $0
2017 $292 $32,500 $32,500 $0
2016 $292 $40,500 $40,500 $0
2015 $309 $42,900 $42,900 $0
2013 -- $42,900 $42,900 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 663178

Charlottesville area Association of Realtors®

APN: 45E1-1-88