NOT LISTED FOR SALE

Estimated Value: $409,919 - $432,000

3 Beds
3 Baths
2,323 Sq Ft
$181/Sq Ft Est. Value

Last Sold August 28, 2014

Last sale price $204,000 $88 Per Sq Ft

Est. 106% increase in value since last sale

Current estimated payment $3,003/month

74 Days on Market

Highlights

  • Traditional Architecture
  • Loft
  • Walk-In Pantry
  • Oswego High School Rated A-
  • Den
  • Breakfast Room

About This Home

As of August 2014

Freshly painted interior, 3 br w/loft, family room w/gas fireplace, 1st floor den/office. Kitchen with extra bump-out, island, mini desk, pantry closet & tons cabinets. MBR w/tray ceiling, large wic & full bath w/double sink. Fenced yard w/paver patio. Full basement. No SSA. This is a Fannie Mae HomePath property. Purchase for as little as 5% down! Approved for HomePath Mortgage and Renovation Mortgage Financing.

Last Agent to Sell the Property

Kevin Rampersad

RE/MAX Professionals Select License #471011302 Listed on: 05/01/2014

RE/MAX Professionals Select

Last Buyer's Agent

Lauralee McElroy

Lauralee A. McElroy License #471021997

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,765

Year Built

  • 2004

Lot Details

  • 7,405

HOA Fees

  • $45 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding
  • Steel Siding
  • Vinyl Siding

Interior Spaces

  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Breakfast Room
  • Den
  • Loft

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Dual Sinks
  • Soaking Tub

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Rough-In Basement Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Brick Porch or Patio
  • Fenced Yard

Listing and Financial Details

  • Homeowner Tax Exemptions
  • $3,500 Seller Concession

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,765

Year Built

2004

Lot Details

0

HOA Fees

$45 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • Age: 6-10 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 2004
  • Tax Exemptions: Homeowner
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 2004

Interior Features

  • Number Of Rooms: 10
  • Living Room: Dimensions: 14X13, On Level: Main Level, Flooring: Carpet
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Equipment: CO Detectors, Ceiling Fan, Sump Pump
  • Fireplace Details: Wood Burning, Gas Starter
  • Attic: Unfinished
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Unfinished, Bathroom Rough-In
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Double Sink, Soaking Tub
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 6X8, On Level: Main Level, Flooring: Vinyl
  • Dining Room: Dimensions: 13X11, On Level: Main Level, Flooring: Carpet
  • Kitchen Type: Dimensions: 14X13, On Level: Main Level, Flooring: Vinyl
  • Kitchen Type: Eating Area-Table Space, Island, Pantry-Closet
  • Additional Rooms: Breakfast Room, Den, Loft
  • Master Bedroom: Dimensions: 18X13, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Den, Dimensions: 10X10, On Level: Main Level, Flooring: Carpet
  • Additional Room 2 Name: Loft, Dimensions: 14X13, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 13X11, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 3 Name: Breakfast Rm, Dimensions: 14X10, On Level: Main Level, Flooring: Vinyl
  • Bedroom 3: Dimensions: 12X12, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 2323
  • Dining Room Type: Combined w/ LivRm
  • Family Room: Dimensions: 14X13, On Level: Main Level, Flooring: Carpet

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Aluminum Siding, Vinyl Siding, Steel Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Porch, Brick Paver Patio
  • Acreage: 0.17

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessment Includes: Common Insurance, Clubhouse, Pool
  • Assessment Association Fees: 45
  • Management Contact Name: Manager
  • Management Phone: 815-787-7368

Fee Information

  • Management Company: Townsend Management

Schools

  • School District: 308
  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 60X120
  • Lot Description: Fenced Yard
  • Parcel Identification Number: 0202179007

Tax Info

  • Taxes: 6787

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2014
Closed on
Jul 30, 2014
Sold by
Fannie Mae
Bought by
Colin Erick and Contreras Mario E
Seller's Agent
Kevin Rampersad
RE/MAX Professionals Select
Buyer's Agent
Lauralee McElroy
Lauralee A. McElroy
List Price
$224,900
Sold Price
$204,000
Premium/Discount to List
-$20,900
-9.29%
Total Days on Market
74
Current Estimated Value
$419,730

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$215,730
Avg. Annual Appreciation
6.91%
Original Mortgage
$200,305
Outstanding Balance
$155,712
Interest Rate
4.25%
Mortgage Type
FHA
Estimated Equity
$264,018

Purchase Details

Closed on
Dec 4, 2013
Sold by
Smith Marlon
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Apr 21, 2004
Sold by
Lakewood Creek West Llc
Bought by
Smith Marlon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,200
Interest Rate
5.85%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Colin Erick -- Premier Title
Federal National Mortgage Association -- Premier Title
Smith Marlon $270,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Colin Erick $200,305
Previous Owner Smith Marlon $256,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2014 08/28/14 Sold $204,000 -2.8% $88 / Sq Ft
07/14/2014 07/14/14 Pending -- -- --
06/04/2014 06/04/14 Price Changed $209,900 -6.7% $90 / Sq Ft
05/01/2014 05/01/14 For Sale $224,900 -- $97 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $8,765 $110,877 $11,901 $98,976
2022 $8,765 $100,660 $10,804 $89,856
2021 $8,425 $94,004 $10,804 $83,200
2020 $8,103 $89,660 $10,804 $78,856
2019 $7,894 $86,219 $10,389 $75,830
2018 $7,682 $81,521 $10,389 $71,132
2017 $7,512 $76,252 $10,389 $65,863
2016 $7,131 $71,198 $10,389 $60,809
2015 $6,758 $64,476 $9,354 $55,122
2014 -- $61,851 $9,354 $52,497
2013 -- $61,851 $9,354 $52,497
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08603828

Midwest Real Estate Data (MRED)

APN: 02-02-179-007