$329,900
$10K PRICE DROP

296 Ferry Rd Somerset, KY 42503

Estimated payment $1,911/month

Total Views 3,061
3 Beds
2 Baths
2,135 Sq Ft
$155 Price per Sq Ft

Highlights

  • Property is near a marina
  • Wood Flooring
  • Attic
  • View of Trees or Woods
  • Main Floor Bedroom
  • No HOA

About This Home

Location is key—unlock the potential and turn this into your dream home! This all-brick property features three spacious bedrooms and two bathrooms. Enjoy a cozy two-story living area and a kitchen equipped with ample cabinets and brand-new stainless steel appliances, along with a separate dining room.

The fenced backyard offers plenty of space, complete with a covered patio for outdoor enjoyment. Additional highlights include two newer HVAC systems, updated windows, and a roof that is only four years old.

The exterior also features a convenient carport, a 17x20 outbuilding, and a 10x22 lean-to. Plus, you'll be located just minutes from the beautiful Lake Cumberland and several boat ramps!

Listing Agent

Christy Estep

CENTURY 21 Advantage Realty License #202559 Listed on: 07/22/2025

CENTURY 21 Advantage Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,369

Year Built

  • Built in 1993

Lot Details

  • 0.85 Acre Lot
  • Wood Fence
  • Wire Fence

Property Views

  • Woods
  • Neighborhood

Home Design

  • Brick Veneer
  • Block Foundation
  • Dimensional Roof
  • Composition Roof

Interior Spaces

  • 2,135 Sq Ft Home
  • 1.5-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Crawl Space
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • 2 Full Bathrooms

Attic

  • Attic Floors
  • Pull Down Stairs to Attic

Parking

  • Attached Garage
  • Carport
  • Side Facing Garage

Outdoor Features

  • Property is near a marina
  • Patio
  • Storage Shed

Schools

  • Oakhill Elementary School
  • Southern Middle School
  • Not Applicable Middle School
  • Southwestern High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 051-4-1-82

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,369

Year Built

Built in 1993

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Year Built: 1993
  • Above Grade Finished Sq Ft: 2135.0
  • Levels: One and One Half
  • Location Tax Legal Info:Elementary School: Oakhill
  • Location Tax Legal Info:Middle or Junior School: Southern
  • Location Tax Legal Info:High School: Southwestern
  • Location Tax Legal Info:Intermediate School: Not Applicable
  • Contract Info:On Market Date: 2025-05-13
  • General Property Description:Lot Size Acres: 0.85
  • General Property Description:Above Grade Finished Area: 2135.0
  • General Property Description:Waterfront: No
  • View:Neighborhood: Yes
  • Roof:Dimensional Style: Yes
  • Basement: No
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile2: Yes
  • Attic:Attic YN: Yes
  • Water Source:Public: Yes
  • Appliances Microwave: Yes
  • Laundry Features:Main Level: Yes
  • Foundation Details:Block3: Yes
  • Cooling:Electric2: Yes
  • Appliances Refrigerators: Yes
  • Roof:Composition: Yes
  • Cooling:Heat Pump3: Yes
  • View:Trees: Yes
  • Fencing:Wood2: Yes
  • Other Structures:Storage Shed: Yes
  • Water Access:RampMarina Nearby (less than three miles): Yes
  • Attic:Pull Down Stairs: Yes
  • Stories:One and One Half: Yes
  • Attic:Floored: Yes
  • Attic:Walk-In2: Yes
  • Water Access:RampMarina Nearby: Yes
  • General Property Description:Finished Area Total: 2135.0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Interior Amenities: Walk-In Closet(s), Eat-in Kitchen, Breakfast Bar, Dining Area, Bedroom First Floor, Entrance Foyer, Ceiling Fan(s)
  • Flooring: Carpet, Hardwood, Tile
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • Basement: No
  • Total Bedrooms: 3
  • Lot Size Area: 0.85
  • Appliances Dishwasher: Yes
  • Appliances Range: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Dining Area2: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Basement:Crawl Space: Yes
  • Interior Features:Bedroom First Floor: Yes
  • General Property Description:_pound_ of Primary Bedrooms: 1
  • Rooms:_pound_ of Bedrooms2: 2

Exterior Features

  • Exterior Features: Patio
  • Roof: Composition, Dimensional Style
  • Construction Materials: Brick Veneer
  • Fencing: Wood
  • Foundation Details: Block
  • List Price: 329900.0
  • Other Structures: Storage Shed
  • View: Neighborhood, Trees
  • Construction Materials:Brick Veneer: Yes
  • Exterior Features:Patio3: Yes

Garage/Parking

  • Attached Garage: Yes
  • Carport: Yes
  • Garage: Yes
  • Garage Features:Garage YN: Yes
  • Garage Features:Attached: Yes
  • Carport Features:Carport YN: Yes
  • Garage Features:Garage Faces Side: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump, Electric
  • Cooling: Electric, Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Main Level
  • Water Source: Public
  • Heating:Heat Pump2: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Oakhill
  • High School: Southwestern
  • Middle or Junior School: Southern

Lot Info

  • Lot Size Acres: 0.85
  • Lot Size Sq Ft: 37026.0
  • Parcel Number: 051-4-1-82

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,369 $185,000 $10,000 $175,000
2023 $1,229 $158,000 $10,000 $148,000
2022 $1,246 $158,000 $10,000 $148,000
2021 $1,299 $158,000 $10,000 $148,000
2020 $1,307 $158,000 $158,000 $0
2019 $1,351 $158,000 $158,000 $0
2018 $1,330 $158,000 $158,000 $0
2017 $1,304 $158,000 $158,000 $0
2016 $1,304 $158,000 $158,000 $0
2015 $1,274 $158,000 $158,000 $0
2014 $1,138 $145,000 $145,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2025 07/30/25 Price Changed $329,900 -2.9% $155 / Sq Ft
07/22/2025 07/22/25 For Sale $339,900 0.0% $159 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
05/13/2025 05/13/25 For Sale $339,900 +115.1% $159 / Sq Ft
11/14/2014 11/14/14 Sold $158,000 -16.8% $72 / Sq Ft
11/07/2014 11/07/14 Pending -- -- --
01/10/2012 01/10/12 For Sale $189,900 -- $86 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Purchase History

Date Type Sale Price Title Company
Grant Deed $158,000 --
Source: Public Records

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Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 25009928

ImagineMLS (Bluegrass REALTORS®)

APN: 051-4-1-82