C
Seller's Agent in 2026
Cassandra Cochran
Southern Middle Realty
(629) 204-4009
105 Total Sales
296 Penile Dr Decherd, TN 37324
Estimated Value: $374,538
3
Beds
2.5
Baths
2,492
Sq Ft
$150/Sq Ft
Est. Value
Highlights
- No HOA
- Central Heating and Cooling System
- Partially Fenced Property
- Tile Flooring
About This Home
As of March 2026Welcome home to 296 Penile Drive, a rare find offering 1 acre of completely unrestricted land outside city limits with no HOA and no deed restrictions. This property is built for buyers who want freedom and functionality with room to grow, store, build, or operate without limits. Featuring 2,492 sq’ of finished living space (over 2,400 sq’ functional layout), this spacious two-story home includes 3 large bedrooms, 2.5 bathrooms, abundant natural light, and durable laminate, vinyl, and tile flooring throughout. The oversized living area and open kitchen design support everyday living and real entertaining. The kitchen boasts an electric range, stainless appliances, 2 refrigerators, washer, and dryer all included. The true standouts are 2 massive detached shops/garages with power and concrete floors, delivering serious workspace and storage potential for trades, automotive projects, equipment, recreation vehicles, yard gear, tools, hobbies, or a home-based business. If you need workshop space, garage storage, or business-friendly property, this is it. Enjoy peaceful country living in Franklin County while staying minutes to Winchester, Tullahoma, and Decherd, with convenient access to Hwy 50, schools, shopping, and dining. Unrestricted acreage lets you garden, homestead, park commercial vehicles, add structures, or create your lifestyle your way. Detached deep freezers do not convey. City water, septic, central heat & air. Zoned for Decherd Elementary, North Middle, and Franklin County High. Land. Space. Shops. Freedom. This one checks all the boxes. Schedule your private showing today.
Last Agent to Sell the Property
Southern Middle Realty Brokerage Phone: 6292044009 License #370316 Listed on: 10/14/2025
Last Buyer's Agent
Southern Middle Realty Brokerage Phone: 6292044009 License #370316 Listed on: 10/14/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,205
Year Built
- Built in 1980
Lot Details
- 1 Acre Lot
- Partially Fenced Property
- Cleared Lot
Home Design
- Vinyl Siding
Interior Spaces
- 2,492 Sq Ft Home
- Property has 1 Level
- Partial Basement
- Microwave
Flooring
- Laminate
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
Schools
- Decherd Elementary School
- North Middle School
- Franklin Co High School
Utilities
- Central Heating and Cooling System
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 037 02704 000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 14, 2025
Closed on
Mar 5, 2026
Sold by
Bought by
Seller's Agent
Cassandra Cochran
Southern Middle Realty
Buyer's Agent
Cassandra Cochran
Southern Middle Realty
List Price
$399,000
Sold Price
$375,000
Premium/Discount to List
-$24,000
-6.02%
Views
123
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$462
Avg. Annual Appreciation
-0.42%
Original Mortgage
$375,000
Outstanding Balance
$375,000
Interest Rate
6.09%
Mortgage Type
VA
Estimated Equity
-$462
Purchase Details
Listed on
Apr 23, 2024
Closed on
Aug 8, 2024
Sold by
Bought by
Seller's Agent
John Peck
Century 21 Volunteer Realty
Buyer's Agent
Cassandra Cochran
Southern Middle Realty
List Price
$359,900
Sold Price
$305,000
Premium/Discount to List
-$54,900
-15.25%
Views
76
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.16%
Original Mortgage
$305,000
Interest Rate
6.86%
Mortgage Type
Credit Line Revolving
Purchase Details
Listed on
Sep 21, 2015
Closed on
Feb 5, 2016
Sold by
Bought by
Seller's Agent
Cheryl Damron
Swaffords Property Shop
Buyer's Agent
Elizabeth Padgett
Century 21 Volunteer Realty
List Price
$262,000
Sold Price
$181,500
Premium/Discount to List
-$80,500
-30.73%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.27%
Purchase Details
Closed on
Apr 27, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,440
Interest Rate
4.01%
Mortgage Type
VA
Purchase Details
Closed on
Aug 24, 2010
Sold by
Bought by
Purchase Details
Closed on
Sep 24, 2003
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,100
Interest Rate
6.28%
Purchase Details
Closed on
Jan 13, 1978
Bought by
Purchase Details
Closed on
May 30, 1974
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Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $375,000 | Bell & Alexander Title Service | ||
| $305,000 | Bell & Alexander Title Service | ||
| $181,500 | -- | ||
| $160,000 | -- | ||
| -- | -- | ||
| $105,000 | -- | ||
| -- | -- | ||
| -- | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $375,000 | ||
| Previous Owner | $305,000 | ||
| Previous Owner | $163,440 | ||
| Previous Owner | $107,100 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/05/2026 03/05/26 | Sold | $375,000 | 0.0% | $150 / Sq Ft | |
| 11/03/2025 11/03/25 | Price Changed | $375,000 | -4.8% | $150 / Sq Ft | |
| 10/28/2025 10/28/25 | Price Changed | $394,000 | -1.3% | $158 / Sq Ft | |
| 10/14/2025 10/14/25 | For Sale | $399,000 | +30.8% | $160 / Sq Ft | |
| 08/14/2024 08/14/24 | Sold | $305,000 | -4.7% | $122 / Sq Ft | View Prior Sale |
| 07/25/2024 07/25/24 | Pending | -- | -- | -- | |
| 06/28/2024 06/28/24 | Price Changed | $319,900 | -4.5% | $128 / Sq Ft | |
| 06/07/2024 06/07/24 | Price Changed | $334,900 | -4.3% | $134 / Sq Ft | |
| 05/19/2024 05/19/24 | Price Changed | $349,900 | -2.8% | $140 / Sq Ft | |
| 05/13/2024 05/13/24 | For Sale | $359,900 | 0.0% | $144 / Sq Ft | |
| 04/26/2024 04/26/24 | Pending | -- | -- | -- | |
| 04/23/2024 04/23/24 | For Sale | $359,900 | +127.8% | $144 / Sq Ft | |
| 01/20/2021 01/20/21 | For Sale | $158,000 | +3.3% | $63 / Sq Ft | |
| 12/18/2020 12/18/20 | Sold | $153,000 | -41.6% | $61 / Sq Ft | View Prior Sale |
| 10/30/2020 10/30/20 | Pending | -- | -- | -- | |
| 03/22/2018 03/22/18 | Pending | -- | -- | -- | |
| 03/18/2018 03/18/18 | For Sale | $262,000 | +44.4% | $105 / Sq Ft | |
| 03/18/2018 03/18/18 | Off Market | $181,500 | -- | -- | |
| 02/05/2016 02/05/16 | Sold | $181,500 | -- | $73 / Sq Ft | View Prior Sale |
Source: Realtracs
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,352 | $67,750 | $4,650 | $63,100 |
| 2024 | $1,205 | $60,375 | $4,650 | $55,725 |
| 2023 | $1,209 | $60,375 | $4,650 | $55,725 |
| 2022 | $1,136 | $60,575 | $4,650 | $55,925 |
| 2021 | $994 | $60,575 | $4,650 | $55,925 |
| 2020 | $994 | $34,525 | $3,175 | $31,350 |
| 2019 | $994 | $34,525 | $3,175 | $31,350 |
| 2018 | $923 | $34,525 | $3,175 | $31,350 |
| 2017 | $923 | $34,525 | $3,175 | $31,350 |
| 2016 | $850 | $31,775 | $3,000 | $28,775 |
| 2015 | $850 | $31,775 | $3,000 | $28,775 |
| 2014 | $849 | $31,762 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Cassandra Cochran
-
John Peck
Seller's Agent in 2024
John Peck
Century 21 Volunteer Realty
(931) 283-1776
148 Total Sales
-
Pam Peck
Seller Co-Listing Agent in 2024
Pam Peck
Century 21 Volunteer Realty
(931) 580-8321
216 Total Sales
-
N
Seller's Agent in 2021
NONMLS NONMLS
-
Sharon Swafford
Buyer's Agent in 2021
Sharon Swafford
Swaffords Property Shop
(931) 224-4663
102 Total Sales
-
Cheryl Damron
Seller's Agent in 2016
Cheryl Damron
Swaffords Property Shop
(931) 308-5593
45 Total Sales
Map
Source: Realtracs
MLS Number: 3006641
APN: 037-027.04
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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