NOT LISTED FOR SALE

296 W Joyce Ln Arnold, MD 21012

Estimated Value: $1,758,000 - $2,210,371

4 Beds
3 Baths
1,694 Sq Ft
$1,192/Sq Ft Est. Value

Last Sold January 03, 2023

Last sale price $1,650,000 $974 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $11,813/month

152 Days on Market

Highlights

  • 150 Feet of Waterfront
  • Primary bedroom faces the bay
  • Access to Tidal Water
  • Jones Elementary School Rated A-
  • Private Dock Site
  • 1.29 Acre Lot

About This Home

As of January 2023

296 W Joyce Lane is a truly spectacular and unique waterfront opportunity on the Severn River. The history and charm of the location set it apart from the competition and the sprawling lot with mature landscaping, private pier, and HUGE Severn River views make it a one-of-a-kind property. With a desirable Western exposure, sunset will become the favorite part of the day. The possibilities are endless with this 1+ acre lot and 4-bedroom, 3 full bathroom home.

One of the things that makes this home really stand out is the approach, not only to the home but also into the community. As you drive under the old train tracks and past the lush acres and horse pastures, you immediately sense the unique charm and serene feel of the community. Just a short distance from the home, these train tracks dropped passengers off to finish their destination by ferry. Now, the tracks have become part of the Baltimore and Annapolis (B & A) biking and hiking trail. The tree-lined approach to the home opens to wide vistas of the Severn River. A gentle stroll to the water’s edge leads to a spacious, level yard that is a perfect spot for playing games or setting up chairs to relax and enjoy the stunning views. Boating, fishing, crabbing or even swimming are easy outdoor adventures from the expansive private pier. With BIG views up and down the Severn River, the pier offers an ongoing invitation to enjoy the Chesapeake Bay breeze blowing up-river and breathtaking views.

The home is spacious and bright with so many opportunities for the next owner to make it their own. The main living space has walls of windows facing the water, a wood-burning fireplace, and access to one of the waterside decks. Up a few steps, the kitchen has room for a dining table and direct access to a second waterside deck. Down the hall there is a library with wood-burning fireplace. The primary bedroom suite, with private bathroom, has Severn River views and sliding glass doors to the waterside deck and yard. There are two more bedrooms and a full bathroom on this level. The walk-out, lower level of the home has a fourth bedroom with water views and a full bathroom. There’s also a large utility room that offers additional storage space. The attached one-car garage is accessible from this level.

This very special property has brought such joy to one family for more than 40 years, but it is now time for a new resident to create memories…take advantage of this incredible opportunity to renovate the existing home or plan your dream house. Schools include Severna Park High, Severna Park Middle, and Jones Elementary. Although it is a short drive to major commute routes (Rte 2 and Rte 50), the drive into the community really makes you feel very distant from city life. This is the spot to come and relax!

Last Agent to Sell the Property

Reid Buckley

(410) 266-6880 selling@waterfronthomes.org Long & Foster Real Estate, Inc. Listed on: 06/17/2022

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Whitney Jerdal

(202) 534-9192 whitneyjerdal@compass.com Compass

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,678

Year Built

  • Built in 1940

Lot Details

  • 1.29 Acre Lot
  • 150 Feet of Waterfront
  • Home fronts navigable water
  • Cul-De-Sac
  • Property is in good condition
  • Property is zoned RLD

Parking

  • 1 Car Direct Access Garage
  • 4 Driveway Spaces
  • Front Facing Garage

Property Views

  • Water
  • Scenic Vista

Home Design

  • Coastal Architecture
  • Frame Construction

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Skylights
  • 2 Fireplaces
  • Family Room Off Kitchen
  • Living Room
  • Dining Area
  • Library
  • Storage Room
  • Alarm System

Kitchen

  • Breakfast Area or Nook
  • Stove
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • Primary bedroom faces the bay

Laundry

  • Dryer
  • Washer

Basement

  • Heated Basement
  • Connecting Stairway
  • Exterior Basement Entry
  • Basement Windows

Outdoor Features

  • Access to Tidal Water
  • Water Access
  • River Nearby
  • Sail
  • Bulkhead
  • Private Dock Site
  • Stream or River on Lot
  • Powered Boats Permitted

Schools

  • Jones Elementary School
  • Severna Park Middle School
  • Severna Park High School

Utilities

  • Zoned Heating and Cooling System
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Ashby Subdivision

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 020303890008755

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,678

Year Built

Built in 1940

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2022-06-17
  • Year Built: 1940
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Washer, Microwave, Refrigerator, Stove, Water Heater
  • Interior Amenities: Breakfast Area, Built-Ins, Carpet, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Primary Bedroom - Bay Front, Skylight(s), Wood Floors
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Library, Storage Room, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Daylight, Partial, Windows, Connecting Stairway, Heated, Outside Entrance
  • Total Sq Ft: 3388
  • Living Area Sq Ft: 1694
  • Price Per Sq Ft: 1121.61
  • Above Grade Finished Sq Ft: 1694
  • Below Grade Sq Ft: 1694
  • Total Below Grade Sq Ft: 1694
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • View: Water, Scenic Vista
  • Water Access Features: Boat - Powered, Sail
  • Water Access: Yes
  • Water Body Name: Severn River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 150

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Driveway
  • Garage Features: Inside Access, Covered Parking, Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Zoned
  • Heating: Yes
  • Hot Water: Electric
  • Security: Electric Alarm
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: JONES
  • High School: SEVERNA PARK
  • Middle Or Junior School: SEVERNA PARK

Lot Info

  • Improvement Assessed Value: 141000.00
  • Land Assessed Value: 1426200.00
  • Lot Features: Bulkheaded, Cul-De-Sac, Stream/Creek
  • Lot Size Acres: 1.29
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 56192.00
  • Property Condition: Good
  • Zoning: RLD
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15203185
  • Tax Annual Amount: 16678.00
  • Assessor Parcel Number: 020303890008755
  • Tax Lot: 2
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2022

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2022
Closed on
Jan 3, 2023
Sold by
R Webster Chamberlin Living Trust
Bought by
Whitney James M and Whitney Jennifer D
Seller's Agent
Reid Buckley
Long & Foster Real Estate, Inc.
Buyer's Agent
Whitney Jerdal
Compass
List Price
$2,495,000
Sold Price
$1,650,000
Premium/Discount to List
-$845,000
-33.87%
Views
21
Current Estimated Value
$2,019,593

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$369,593
Avg. Annual Appreciation
6.95%
Original Mortgage
$1,709,400
Outstanding Balance
$1,656,339
Interest Rate
6.58%
Mortgage Type
VA
Estimated Equity
$363,254

Purchase Details

Closed on
Jul 8, 2015
Sold by
Chamberlin R Webster
Bought by
Chamberlin Roswell W and Elizabeth M Chamberlin Family Trust

Purchase Details

Closed on
Jun 23, 1999
Sold by
Chamberlin Roswell W
Bought by
Chamberlin R Webster R and Chamberlin Elizabeth M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Whitney James M $1,650,000 Velocity National Title
Whitney James M $1,650,000 Velocity National Title
Chamberlin Roswell W -- Attorney
Chamberlin R Webster R -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Whitney James M $1,709,400
Closed Whitney James M $1,709,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/03/2023 01/03/23 Sold $1,650,000 -13.2% $974 / Sq Ft
11/17/2022 11/17/22 Pending -- -- --
10/26/2022 10/26/22 Price Changed $1,900,000 -17.2% $1,122 / Sq Ft
09/17/2022 09/17/22 Price Changed $2,295,000 -8.0% $1,355 / Sq Ft
06/17/2022 06/17/22 For Sale $2,495,000 -- $1,473 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,279 $1,785,767 -- --
2024 $16,279 $1,426,300 $1,426,200 $100
2023 $17,720 $1,565,267 $0 $0
2022 $10,152 $1,563,333 $0 $0
2020 $9,811 $1,561,400 $1,426,200 $135,200
2019 $19,050 $1,561,400 $1,426,200 $135,200
2018 $16,571 $1,634,200 $1,486,200 $148,000
2017 $9,170 $1,567,800 $0 $0
2016 -- $1,501,400 $0 $0
2015 -- $1,435,000 $0 $0
2014 -- $1,435,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2035908

Bright MLS

APN: 03-038-90008755