NOT LISTED FOR SALE

2965 Zilphy St Hoover, AL 35244

Estimated Value: $652,000 - $681,000

5 Beds
4 Baths
3,057 Sq Ft
$219/Sq Ft Est. Value

Last Sold August 28, 2023

Last sale price $610,000 $200 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $4,111/month

8 Days on Market

Highlights

  • In Ground Pool
  • Fishing
  • Cathedral Ceiling
  • South Shades Crest Elementary School Rated A
  • Pond
  • Wood Flooring

About This Home

As of August 2023

PRICED SO GOOD IT'LL MAKE YOU SLAP YO MOMMA! Welcome to this 5 bedroom home in the HEART of Lake Wilborn. This Open floorplan has hardwoods through out and a cozy brick fireplace for all your movie or game nights. TWO bedrooms on the MAIN gives the option of an office space or bedroom. The STUNNING gourmet kitchen has lots of cabinets for storage, a large island and that huge pantry you've been dreaming about. The dining can be formal or cozy depending on one's needs. The owner's suite awaits with a soaking tub, separate vanities and a nice size master closet. Upstairs you'll find THREE more large bedrooms, two full baths and a SPACIOUS LOFT area for another living space. Golf Cart storage with a two car garage. Large covered front porch and back porch for all your enjoyment. You'll have a blast with your friendly neighbors while playing pickleball, swimming, wiffleball, mountain biking, Clubhouse get togethers, or just enjoying the year round festivities the community has to offer!

Last Agent to Sell the Property

Jennifer Grostick

Real Broker LLC Listed on: 07/19/2023

Last Buyer's Agent

Anna Parker

Keller Williams Realty Hoover

Keller Williams Realty Hoover

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,405

Year Built

  • Built in 2021

Lot Details

  • 6,534 Sq Ft Lot
  • Sprinkler System

HOA Fees

  • $108 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Rear-Facing Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • HardiePlank Siding

Interior Spaces

  • 1.5-Story Property
  • Crown Molding
  • Smooth Ceilings
  • Cathedral Ceiling
  • Recessed Lighting
  • Ventless Fireplace
  • Gas Log Fireplace
  • Electric Fireplace
  • Window Treatments
  • Great Room with Fireplace
  • Combination Dining and Living Room
  • Bonus Room
  • Pull Down Stairs to Attic

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Stone Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 4 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom
  • Garden Bath
  • Separate Shower
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Pool

  • In Ground Pool
  • Fence Around Pool

Outdoor Features

  • Pond
  • Covered Patio or Porch

Schools

  • South Shades Crest Elementary School
  • Bumpus Middle School
  • Hoover High School

Utilities

  • Two cooling system units
  • Forced Air Heating and Cooling System
  • Two Heating Systems
  • Underground Utilities
  • Gas Water Heater

Listing and Financial Details

Community Details

Overview

  • Association fees include common grounds mntc, management fee, recreation facility
  • Mckay Management Association, Phone Number (205) 733-6700

Recreation

  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,405

Year Built

Built in 2021

Lot Details

0

HOA Fees

$108 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/1360032?w=PubMLS
  • Living Area: 3057
  • Legal Description: Block: Lot: 480 LAKE WILBORN PHASE 4B
  • List Price per Sq Ft: 195.94
  • Number Levels: 1.5-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Year Built: 2021
  • Price Per Sq Ft: 199.54
  • Special Features: NewHome
  • Property Sub Type: Detached
  • Year Built: 2021

Interior Features

  • Interior Amenities: Recess Lighting
  • Fireplace Details: Ventless, Gas Logs
  • Fireplace Location: Great Room (FIREPL)
  • Fireplace Type: Electric (FIREPL), Gas (FIREPL)
  • Floors: Carpet, Hardwood, Tile Floor
  • Number Fireplaces: 1
  • Windows Treatments: Some to Remain
  • Bedroom/Bathroom Features: Garden Tub, Linen Closet, Separate Shower, Tub/Shower Combo, Walk-In Closets
  • Bedrooms: 5
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Concatenated Rooms: |GreatRoom1|Living/Din1|Kitchen1|MasterBR1|MasterBath1|Bedroom1|FullBath1|Laundry1|Bedroom2|Bedroom2|Bedroom2|FullBath2|FullBath2|Bonus2|
  • Room 1: Great Room, On Level: 1
  • Room 2: Living/Dining, On Level: 1
  • Room 3: Kitchen, On Level: 1
  • Room 4: Master Bedroom, On Level: 1
  • Room 5: Master Bath, On Level: 1
  • Room 6: Bedroom, On Level: 1
  • Room 7: Full Bath, On Level: 1
  • Room 8: Laundry, On Level: 1
  • Room 9: Bedroom, On Level: 2
  • Room 10: Bedroom, On Level: 2
  • Room 11: Bedroom, On Level: 2
  • Room 12: Full Bath, On Level: 2
  • Room 13: Full Bath, On Level: 2
  • Room 14: Bonus, On Level: 2
  • Rooms Level 1: Bedroom (LVL 1), Full Bath (LVL 1), Great Room (LVL 1), Kitchen (LVL 1), Laundry (LVL 1), Living/Dining (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Bonus (LVL 2+), Full Bath (LVL 2+)
  • Kitchen Countertops: Stone (KIT)
  • Kitchen Equipment: Dishwasher Built-In, Disposal, Microwave Built-In, Self-Cleaning, Some Stainless Appl, Stove-Gas
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Attic: Yes
  • Attic Type: Pull-Down
  • Main Level Sq Ft: 1729
  • Upper Level Sq Ft: 1328

Exterior Features

  • Patio: Yes
  • Construction: 1 Side Brick, Siding-Hardiplank
  • Exterior Features: Sprinkler System, Porch
  • Foundation: Slab
  • Patio Type: Covered - (PATIO)
  • Pool: Yes
  • Pool Features: In-Ground, Perimeter Fencing
  • Pool: Community
  • Water Heater: Gas (WTRHTR)

Garage/Parking

  • Garage Entry Location: Rear
  • Number Garage Spaces Main Lvl: 2
  • Number Total Garage Spaces: 2
  • Parking Features: Driveway Parking

Utilities

  • Heating: Central (HEAT), Dual Systems (HEAT), Forced Air
  • Cooling: Central (COOL), Dual Systems (COOL), Electric (COOL)
  • Sewer/Septic System: Connected
  • Underground Utils: Yes
  • Water: Public Water
  • HVAC Area: 3057

Condo/Co-op/Association

  • Amenities: Boats-Non Motor Only, Fishing, Pond, Sidewalks, Street Lights
  • Association Fee: Yes
  • Association Fee: 1300
  • Association Fee Per: Yearly
  • HOA Management Company: McKay Management
  • Hoa Phone: 205-733-6700

Fee Information

  • Fees Include: Common Grounds Mntc, Management Fee, Recreation Facility

Schools

  • Elementary School: SOUTH SHADES CREST
  • Middle School: BUMPUS, ROBERT F
  • High School: HOOVER

Lot Info

  • Assessor Parcel Number: 13-2-04-2-005-033.000
  • Number Acres: 0.15

Tax Info

  • Tax District: HOOVER
  • Annual Tax: 3405

MLS Schools

  • Elementary School: SOUTH SHADES CREST
  • High School: HOOVER
  • Jr Middle School: BUMPUS, ROBERT F

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 19, 2023
Closed on
Aug 25, 2023
Sold by
Ragland John and Ragland Julie Lorraine
Bought by
Swann Katie and Lee Steve
Seller's Agent
Jennifer Grostick
Real Broker LLC
Buyer's Agent
Anna Parker
Keller Williams Realty Hoover
List Price
$599,000
Sold Price
$610,000
Premium/Discount to List
$11,000
1.84%
Views
21
Current Estimated Value
$670,168

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$60,168
Avg. Annual Appreciation
4.63%
Original Mortgage
$488,000
Outstanding Balance
$477,829
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$189,919
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Swann Katie $610,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lee Steve S $127,000
Open Swann Katie $488,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2023 08/28/23 Sold $610,000 +1.8% $200 / Sq Ft
07/19/2023 07/19/23 For Sale $599,000 +33.1% $196 / Sq Ft
01/08/2021 01/08/21 Sold $449,900 0.0% $147 / Sq Ft
09/22/2020 09/22/20 Pending -- -- --
08/05/2020 08/05/20 Price Changed $449,900 +0.1% $147 / Sq Ft
08/05/2020 08/05/20 Price Changed $449,450 +1.4% $147 / Sq Ft
03/13/2020 03/13/20 Price Changed $443,450 +2.0% $145 / Sq Ft
06/07/2019 06/07/19 For Sale $434,900 -- $142 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,208 $63,280 $0 $0
2023 $3,775 $56,620 $0 $0
2022 $3,394 $51,040 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 1360032

Greater Alabama MLS

APN: 132042005033000