M
Seller's Agent in 2025
Melissa Biornstad
Keller Williams Realty Atl. Partners
(678) 318-5000
2 in this area
5 Total Sales
2981 Cardinal Lake Dr Unit 1 Duluth, GA 30096
3
Beds
3
Baths
4,112
Sq Ft
0.52
Acres
Highlights
- Boat Dock
- Second Kitchen
- Vaulted Ceiling
- B.B. Harris Elementary School Rated A
- Community Lake
- Ranch Style House
About This Home
As of July 2025Discover this charming home nestled in the sought-after Cardinal Lake community. This property offers an unmatched lifestyle with exclusive lake access for swimming, boating, and fishing right at your fingertips. Whether you're casting a line at sunrise or kayaking across the tranquil water at sunset, this home is your gateway to peaceful lakeside living. Inside, you'll find a spacious and inviting floor plan perfect for both relaxing and entertaining. Step outside onto your deck, ideal for outdoor gatherings or quiet evenings under the stars. This home features a daylight inlaw suite boasting 2,056 sq ft with 3 additional rooms, kitchen, and family room. With no rental restrictions you could also consider this basement for passive income. This home includes newly installed LVP flooring throughout the main level and a new water heater as well. Located just minutes from Downtown Duluth, enjoy easy access to local favorites like Parsons Alley, Duluth Town Green, and an array of shopping, dining, and family-friendly events. Parks, walking trails, and top-rated schools add to the appeal of this vibrant community. Parks nearby include Shorty Howell Park: 67-acre park with trails, sports fields, and playgrounds great for active families, McDaniel Farm Park: restored 1930's farm with walking trails and picnic areas perfect for peaceful walks and outings, and Chattapoochee Dog Park is a pet friendly park with large dog areas and scenic surroundings, and Bunten Road Park with 45 acres with massive recreation opportunities including baseball, soccer, tennis, pickleball, playgrounds, walking trails, and a recreation center! Love where you live in this beautiful lake community! ** See Virtual Tour Available** **Up to $3,000 lender credit if buyer uses preferred lender**
Last Agent to Sell the Property
Keller Williams Realty Atl. Partners Brokerage Phone: 1470478017 License #444179 Listed on: 05/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,038
Year Built
- Built in 1996
Lot Details
- 0.52 Acre Lot
HOA Fees
- $46 Monthly HOA Fees
Parking
- 4 Car Garage
Home Design
- Ranch Style House
- Brick Exterior Construction
- Composition Roof
Interior Spaces
- Bookcases
- Vaulted Ceiling
- Family Room with Fireplace
- Home Office
- Bonus Room
- Carpet
Kitchen
- Second Kitchen
- Breakfast Area or Nook
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- In-Law or Guest Suite
- Double Vanity
- Whirlpool Bathtub
- Separate Shower
Laundry
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
- Natural lighting in basement
Schools
- B B Harris Elementary School
- Duluth Middle School
- Duluth High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Septic Tank
- High Speed Internet
- Phone Available
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 12 / E
Community Details
Overview
- Association fees include swimming
- Cardinal Lake Estates Subdivision
- Community Lake
Recreation
- Boat Dock
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Jul 18, 2025
Sold by
Johnson Kenneth
Bought by
Wyatt Melody D and Gats Brian R
Seller's Agent
Melissa Biornstad
Keller Williams Realty Atl. Partners
Buyer's Agent
Jan Thurston
eXp Realty
List Price
$550,000
Sold Price
$539,000
Premium/Discount to List
-$11,000
-2%
Views
29
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.08%
Original Mortgage
$491,163
Outstanding Balance
$490,745
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$52,802
Purchase Details
Closed on
Jun 17, 2004
Sold by
Howell Scott E and Howell Cathy
Bought by
Johnson Kenneth and Johnson Kimberly
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,251
Interest Rate
6.3%
Mortgage Type
VA
Purchase Details
Closed on
Apr 20, 1995
Sold by
Scott Betty D
Bought by
Manning Greg
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $539,000 | -- | |
| Deed | $223,000 | -- | |
| Deed | $24,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $491,163 | New Conventional | |
| Previous Owner | $64,000 | New Conventional | |
| Previous Owner | $211,450 | Stand Alone Second | |
| Previous Owner | $221,251 | VA | |
| Closed | $0 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/18/2025 07/18/25 | Sold | $539,000 | 0.0% | $131 / Sq Ft | View Prior Sale |
| 07/18/2025 07/18/25 | Sold | $539,000 | -2.0% | $131 / Sq Ft | |
| 06/25/2025 06/25/25 | Pending | -- | -- | -- | |
| 06/25/2025 06/25/25 | Pending | -- | -- | -- | |
| 05/15/2025 05/15/25 | For Sale | $550,000 | 0.0% | $134 / Sq Ft | |
| 05/15/2025 05/15/25 | For Sale | $550,000 | -- | $134 / Sq Ft |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,564 | $211,000 | $29,200 | $181,800 |
| 2023 | $5,564 | $209,000 | $26,000 | $183,000 |
| 2022 | $5,197 | $194,600 | $26,000 | $168,600 |
| 2021 | $4,071 | $136,640 | $18,400 | $118,240 |
| 2020 | $4,102 | $136,640 | $18,400 | $118,240 |
| 2019 | $4,016 | $136,640 | $18,400 | $118,240 |
| 2018 | $3,493 | $112,720 | $18,400 | $94,320 |
| 2016 | $3,083 | $92,800 | $16,000 | $76,800 |
| 2015 | $2,904 | $83,600 | $16,000 | $67,600 |
| 2014 | -- | $84,320 | $16,000 | $68,320 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Biornstad
-
Jan Thurston
J
Buyer's Agent in 2025
Jan Thurston
EXP Realty, LLC.
(404) 217-6562
4 in this area
31 Total Sales
Map
Source: Georgia MLS
MLS Number: 10522385
APN: 7-119A-027
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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