$349,900
SOLD AUG 29, 2025

29884 Rooftop Cir Mechanicsville, MD 20659

3 Beds
2 Baths
1,400 Sq Ft
0.37 Acres

Recently Sold

$250 Per Sq Ft

5 Days on Market

Highlights

  • Boat Ramp
  • Water Oriented
  • Lake Privileges
  • Beach
  • Open Floorplan
  • Stream or River on Lot

About This Home

As of August 2025

This charming one-level home checks all the boxes—and then some! From the moment you step inside, you’re greeted with a flexible space perfect for a cozy sitting area, playroom, home office, or mudroom—the choice is yours!

Inside, you'll love the freshly installed luxury vinyl plank flooring that flows throughout, giving the home a clean, open, and modern feel. The kitchen is airy and bright, thoughtfully designed with a unique step-up that subtly separates it from the living area while still maintaining that sought-after open-concept vibe.

The owner’s suite is a true retreat, located on its own private wing of the home. Complete with a spacious walk-in closet and a full private bath, it offers just the right amount of separation and tranquility. On the opposite side of the home, you’ll find two additional bedrooms and a second full bath—perfect for guests, kids, or roommates.

Step outside and discover your entertainer’s dream backyard! The large, fully fenced yard offers room to play, relax, garden, or host unforgettable cookouts. A sizable shed and lean-to offer excellent storage for tools, bikes, and weekend projects.

With a complete renovation in 2005 and numerous upgrades since, this home is truly move-in ready. Enjoy peace of mind and low maintenance for years to come!

USDA 100% Financing & VA Eligible
Perfect for First-Time Buyers/Single Story Living/Summer Beach Getaway
This one is a solid 10—come see for yourself!

Don’t miss your chance to own this gem—schedule your tour today and make it yours before someone else does!

Last Agent to Sell the Property

Belinda Taylor

EXP Realty, LLC License #662509 Listed on: 08/07/2025

EXP Realty, LLC

Last Buyer's Agent

Pamela Rollins-Butler

CENTURY 21 New Millennium License #588746

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,495

Year Built

  • Built in 1966 | Remodeled in 2005

Lot Details

  • 0.37 Acre Lot
  • Level Lot
  • Backs to Trees or Woods
  • Back Yard Fenced, Front and Side Yard
  • Property is in excellent condition
  • Property is zoned RNC

HOA Fees

  • $2 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Slab Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,400 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Mud Room
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Exterior Cameras

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Built-In Microwave
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Front Loading Dryer
  • Front Loading Washer

Parking

  • 5 Parking Spaces
  • 5 Driveway Spaces

Outdoor Features

  • Water Oriented
  • River Nearby
  • Stream or River on Lot
  • Lake Privileges
  • Patio
  • Shed
  • Outbuilding
  • Playground

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • Septic Tank
  • Community Sewer or Septic

Listing and Financial Details

  • Tax Lot 796
  • Assessor Parcel Number 1905007801

Community Details

Overview

  • Association fees include all ground fee, common area maintenance, management, pier/dock maintenance, recreation facility, snow removal
  • Golden Beach Patuxent Knolls Civic Association
  • Golden Beach Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Pier or Dock
  • Beach
  • Community Playground
  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,495

Year Built

Built in 1966 | Remodeled in 2005

Lot Details

0

HOA Fees

$2 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Expected On Market: 8/7/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1966
  • Year Renovated: 2005
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Remarks Public: This charming one-level home checks all the boxes—and then some! From the moment you step inside, you’re greeted with a flexible space perfect for a cozy sitting area, playroom, home office, or mudroom—the choice is yours! Inside, you'll love the freshly installed luxury vinyl plank flooring that flows throughout, giving the home a clean, open, and modern feel. The kitchen is airy and bright, thoughtfully designed with a unique step-up that subtly separates it from the living area while still maintaining that sought-after open-concept vibe. The owner’s suite is a true retreat, located on its own private wing of the home. Complete with a spacious walk-in closet and a full private bath, it offers just the right amount of separation and tranquility. On the opposite side of the home, you’ll find two additional bedrooms and a second full bath—perfect for guests, kids, or roommates. Step outside and discover your entertainer’s dream backyard! The large, fully fenced yard offers room to play, relax, garden, or host unforgettable cookouts. A sizable shed and lean-to offer excellent storage for tools, bikes, and weekend projects. With a complete renovation in 2005 and numerous upgrades since, this home is truly move-in ready. Enjoy peace of mind and low maintenance for years to come! 🏡 USDA 100% Financing & VA Eligible 💸 Perfect for First-Time Buyers/Single Story Living/Summer Beach Getaway 💫 This one is a solid 10—come see for yourself! Don’t miss your chance to own this gem—schedule your tour today and make it yours before someone else does!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer - Front Loading, Exhaust Fan, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer - Front Loading
  • Interior Amenities: Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Breakfast Area, Ceiling Fan(s), Combination Dining/Living, Primary Bath(s), Recessed Lighting, Walk-In Closet(s)
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 1
  • Room Count: 6
  • Basement: No
  • Laundry Type: Has Laundry, Main Floor
  • Total Sq Ft: 1400
  • Living Area Sq Ft: 1400
  • Price Per Sq Ft: 249.93
  • Above Grade Finished Sq Ft: 1400
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 29884

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s), Play Area
  • Roof: Architectural Shingle
  • Water Access: No
  • Water Body Name: Patuxent
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Exterior Cameras
  • Sewer/Septic System: Community Septic Tank, Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 28.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Pier/Dock, Boat Ramp, Common Grounds, Non-Lake Recreational Area, Picnic Area, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: All Ground Fee, Common Area Maintenance, Management, Pier/Dock Maintenance, Recreation Facility, Snow Removal
  • HOA Name: GOLDEN BEACH- PATUXENT KNOLLS CIVIC ASSOCIATION
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • School District Key: 121138839208
  • School District Source: Listing Agent

Lot Info

  • Fencing: Partially, Rear
  • Land Use Code: R
  • Lot Features: Backs To Trees, Front Yard, Level, Rear Yard, Sideyard(s)
  • Lot Size Acres: 0.37
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 16117.20
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: RNC
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2495.00
  • Assessor Parcel Number: 1905007801
  • Tax Lot: 796
  • Tax Total Finished Sq Ft: 1400
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 08/29/2025

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2025
Closed on
Aug 29, 2025
Sold by
Holt Haley Maelynn
Bought by
Snowden Matthew and Snowden Nicolette
Seller's Agent
Belinda Taylor
EXP Realty, LLC
Buyer's Agent
Pamela Rollins-Butler
CENTURY 21 New Millennium
List Price
$349,900
Sold Price
$349,900
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.08%
Original Mortgage
$353,434
Outstanding Balance
$353,434
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
-$1,441

Purchase Details

Closed on
Mar 23, 2020
Sold by
Stone Michael J and Stone Christina M
Bought by
Holt Haley Maelynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,563
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 31, 2007
Sold by
Stone Michael J S and Stone O
Bought by
Stone Michael J and Stone Christina M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,000
Interest Rate
6.27%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Dec 21, 2007
Sold by
Stone Michael J S and Stone O
Bought by
Stone Michael J and Stone Christina M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,000
Interest Rate
6.27%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Mar 11, 2005
Sold by
Thomas & James Residential
Bought by
Stone Michael J S and Stone O

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
5.64%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 28, 2004
Sold by
Berry Jeffrey S S and Berry O
Bought by
Thomas & James Residential and Investments Llc

Purchase Details

Closed on
Apr 10, 2001
Sold by
Smith Ann Francis
Bought by
Berry Jeffrey S S and Berry O

Purchase Details

Closed on
Oct 18, 1994
Sold by
Ra Puddy
Bought by
Smith Anne F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,000
Interest Rate
8.43%

Purchase Details

Closed on
May 4, 1994
Sold by
Js Puddy
Bought by
Puddy Robert A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
7.7%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $349,900 First American Title
Deed $263,750 Accommodation
Deed -- --
Deed -- --
Deed $215,000 --
Deed $115,000 --
Deed $104,990 --
Deed $88,000 --
Deed $65,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $353,434 New Conventional
Previous Owner $250,563 New Conventional
Previous Owner $165,000 New Conventional
Previous Owner $191,000 New Conventional
Previous Owner $35,000 Credit Line Revolving
Previous Owner $209,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $209,000 New Conventional
Previous Owner $172,000 New Conventional
Previous Owner $43,000 Stand Alone Second
Previous Owner $88,000 No Value Available
Previous Owner $65,000 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 Sold $349,900 0.0% $250 / Sq Ft
08/12/2025 08/12/25 Pending -- -- --
08/07/2025 08/07/25 For Sale $349,900 +32.7% $250 / Sq Ft
11/23/2020 11/23/20 Sold $263,750 -2.3% $188 / Sq Ft
10/23/2020 10/23/20 Pending -- -- --
10/19/2020 10/19/20 Price Changed $269,900 +3.8% $193 / Sq Ft
10/13/2020 10/13/20 For Sale $260,000 0.0% $186 / Sq Ft
01/15/2016 01/15/16 Rented $1,450 0.0% --
01/15/2016 01/15/16 Under Contract -- -- --
12/13/2015 12/13/15 For Rent $1,450 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,918 $287,767 $0 $0
2024 $2,918 $260,000 $106,200 $153,800
2023 $2,643 $236,433 $0 $0
2022 $2,043 $212,867 $0 $0
2021 $2,144 $189,300 $99,600 $89,700
2020 $2,103 $185,633 $0 $0
2019 $2,063 $181,967 $0 $0
2018 $2,012 $178,300 $94,600 $83,700
2017 $1,993 $178,300 $0 $0
2016 $1,563 $178,300 $0 $0
2015 $1,563 $184,800 $0 $0
2014 $1,563 $184,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDSM2026142

Bright MLS

APN: 05-007801