NOT LISTED FOR SALE

3 Cedar Reef Dr Unit E202 Saint Helena Island, SC 29920

Harbor Island Neighborhood

Estimated Value: $357,000 - $401,000

2 Beds
2.5 Baths
1,080 Sq Ft
1980 Built

Sale Details

Date Sold: September 25, 2025

Last sale price $368,000 $341 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,717 / mo

Highlights

  • Ocean View
  • Gated Community
  • Family Room

About This Home

As of September 2025

Rare opportunity to own one of the best oceanfront views on the island! This beautifully renovated condo offers unobstructed ocean vistas and a host of luxury upgrades, making it truly turnkey and move-in ready. Interior improvements include smooth ceilings, premium LPV flooring with padded waterproof underlayment, and new APEX water lines installed in 2019. The custom kitchen, completed in 2021, features premium cabinetry, quartz countertops, glass tile backsplash, stainless steel appliances, a high-end stacking washer and dryer, and additional storage. All three bathrooms have been updated with new vanities, fixtures, and toilets, including a spa-like walk-in shower in the owner's suite and a tub/shower combo in the guest bath. Modern touches such as frosted glass closet doors add style throughout. Exterior renovations completed in 2023 include new HardiPlank siding, updated decking, and a new roof. With a strong rental history and every detail thoughtfully upgraded, this property is the perfect blend of luxury, comfort, and coastal charm.

Last Agent to Sell the Property

Justin Keown

BHHS Bay Street Realty License #124322 Listed on: 09/13/2025

BHHS Bay Street Realty

Co-Listed By

Jada Hollingsworth

BHHS Bay Street Realty License #142753

BHHS Bay Street Realty

Last Buyer's Agent

Jada Hollingsworth

BHHS Bay Street Realty License #142753

BHHS Bay Street Realty

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,593

Year Built

  • Built in 1980 | Remodeled

HOA Fees

Parking

  • Paved Parking

Home Design

  • Composition Roof
  • HardiePlank Siding

Interior Spaces

  • 1,080 Sq Ft Home
  • Sheet Rock Walls or Ceilings
  • Family Room
  • Ocean Views
  • Crawl Space

Bedrooms and Bathrooms

  • 2 Bedrooms

Community Details

  • Gated Community

Listing and Financial Details

  • Assessor Parcel Number R300-020-00a-0123-202e

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,593

Year Built

Built in 1980 | Remodeled

Lot Details

0 Sq Ft Lot

HOA Fees

$258 per month

Listing Details

  • Prop. Type: Residential
  • Year Built: 1980
  • Property Sub-Type: Condominium
  • Co List Office Mls Id: 4496
  • Co List Office Phone: 843-301-0013
  • Ownership: No
  • MLS Status: Closed
  • New Construction: No
  • Roof: Composition
  • Keywords ADU YN: No
  • Keywords Family Room: Yes
  • Keywords Formal Dining Room: No
  • Keywords Fireplace: No
  • Keywords Waterfront: Oceanview
  • Keywords Dock: Not Applicable
  • General Property Description:Basement: No
  • Financial HOAPOA Fee: Yes
  • Financial HOA Fee Amount: 1679.15
  • Financial HOA Fee Frequency: Annually
  • Community Gated Community: Yes
  • Construction Hardi Plank: Yes
  • Walls:Sheet Rock: Yes
  • Water Sewer Public Sewer: Yes
  • Roofing:Composition: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Keywords:Senior Community YN2: No
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • BasementFoundation:Crawl: Yes

Exterior Features

  • Waterfront Features: Oceanview
  • Construction Type: Hardi Plank
  • Foundation Details: Crawl

Garage/Parking

  • Attached Garage: No
  • Parking Features: Asphalt
  • Parking Features Asphalt2: Yes

Utilities

  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association #2 Fee: 1420.74
  • Association Fee: 1679.15
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Zoning: Residential
  • Parcel Number: R300-020-00a-0123-202e

Tax Info

  • Tax Annual Amount: 4593.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 13, 2025
Closed on
Sep 18, 2025
Sold by
Bought by
Seller's Agent
Justin Keown
BHHS Bay Street Realty
Buyer's Agent
Jada Hollingsworth
BHHS Bay Street Realty
List Price
$368,000
Sold Price
$368,000
Views
3
Current Estimated Value
$376,599

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,599
Avg. Annual Appreciation
2.75%
Original Mortgage
$276,000
Outstanding Balance
$273,731
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$102,868

Purchase Details

Listed on
Jul 22, 2021
Closed on
Sep 2, 2021
Sold by
Bought by
Seller's Agent
Mike Lewis
BHHS Bay Street Realty
Buyer's Agent
Kourtney Thomson
eXp Realty LLC - Bluffton
List Price
$339,000
Sold Price
$339,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.05%

Purchase Details

Listed on
Nov 1, 2017
Closed on
Dec 18, 2017
Sold by
Bought by
Seller's Agent
William Achurch CCIM
The HomesFinder Realty Group
Buyer's Agent
Mike Lewis
BHHS Bay Street Realty
List Price
$220,000
Sold Price
$203,500
Premium/Discount to List
-$16,500
-7.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.79%
Original Mortgage
$182,274
Interest Rate
3.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 14, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
5.86%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Harbor Island, SC

  • Blake Gruel Real Estate Agent - eXp Realty LLC - Bluffton

    Blake Gruel

    eXp Realty LLC - Bluffton

    (843) 938-0326

    135 Total Sales

    3 in Harbor Island

    $417K - $625K Price Range

    Blake Gruel
     Section Image
  • Joel Androna Real Estate Agent - Real Broker, LLC

    Joel Androna

    Real Broker, LLC

    (843) 896-3760

    76 Total Sales

    2 in Harbor Island

    $28K - $325K Price Range

    Joel Androna
     Section Image
  • Laura Jolliff Real Estate Agent - Greco Group Brokered by eXp

    Laura Jolliff

    Greco Group Brokered by eXp

    (618) 352-2373

    15 Total Sales

    1 in Harbor Island

    $52,000 Price

    Laura Jolliff
     Section Image
  • Claudia Clare Real Estate Agent - Greco Group Brokered by eXp

    Claudia Clare

    Greco Group Brokered by eXp

    (551) 291-2219

    102 Total Sales

    12 in Harbor Island

    $39K - $1.1M Price Range

    Claudia Clare
     Section Image
  • Victoria Waldron Real Estate Agent - Exp Realty LLC

    Victoria Waldron

    Exp Realty LLC

    (843) 920-6177

    67 Total Sales

    1 in Harbor Island

    $660,000 Price

    Victoria Waldron
     Section Image
  • Love Coastal Living Team Real Estate Agent - Real Broker, LLC

    Love Coastal Living Team

    Real Broker, LLC

    (854) 205-4087

    70 Total Sales

    1 in Harbor Island

    $430,000 Price

    Love Coastal Living Team
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$368,000 None Listed On Document
$339,000 None Available
$203,500 Nationwide Title Clearing
$275,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $276,000
Previous Owner $182,274
Previous Owner $165,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/25/2025 09/25/25 Sold $368,000 0.0% $341 / Sq Ft
09/13/2025 09/13/25 For Sale $368,000 +8.6% $341 / Sq Ft
09/12/2025 09/12/25 Pending -- -- --
09/08/2021 09/08/21 Sold $339,000 0.0% $314 / Sq Ft View Prior Sale
07/23/2021 07/23/21 Pending -- -- --
07/22/2021 07/22/21 For Sale $339,000 +66.6% $314 / Sq Ft
12/29/2017 12/29/17 Sold $203,500 -7.5% $188 / Sq Ft View Prior Sale
11/26/2017 11/26/17 Pending -- -- --
11/01/2017 11/01/17 For Sale $220,000 -- $204 / Sq Ft
Source: Lowcountry Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,669 $17,500 $0 $0
2024 $4,669 $17,500 $0 $0
2023 $4,593 $17,500 $0 $0
2022 $5,619 $20,340 $0 $0
2021 $3,236 $12,030 $0 $0
2020 $3,125 $12,030 $0 $0
2019 $3,083 $12,030 $0 $0
2018 $2,921 $12,030 $0 $0
2017 $2,644 $10,460 $0 $0
2016 $2,590 $10,460 $0 $0
2014 $2,847 $10,460 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Justin Keown Real Estate Agent - BHHS Bay Street Realty

    Seller's Agent in 2025

    Justin Keown

    BHHS Bay Street Realty

    (864) 202-8039

    8 in this area

    122 Total Sales

    Justin Keown
    Section Image

  • J

    Seller Co-Listing Agent in 2025

    Jada Hollingsworth

    BHHS Bay Street Realty

    (843) 301-0013

    1 in this area

    5 Total Sales

    Jada Hollingsworth
    Section Image

  • M

    Seller's Agent in 2021

    Mike Lewis

    BHHS Bay Street Realty

    (843) 838-3004

    44 in this area

    51 Total Sales

    Mike Lewis
    Section Image

  • K

    Buyer's Agent in 2021

    Kourtney Thomson

    eXp Realty LLC - Bluffton

    (864) 325-6362

    5 in this area

    96 Total Sales

    Kourtney Thomson
    Section Image
  • William Achurch CCIM Real Estate Agent - The HomesFinder Realty Group

    Seller's Agent in 2017

    William Achurch CCIM

    The HomesFinder Realty Group

    (843) 592-6986

    93 Total Sales

    William Achurch CCIM
    Section Image

  • A

    Seller Co-Listing Agent in 2017

    Amy Achurch

    The HomesFinder Realty Group

    (843) 441-5748

    35 Total Sales

    Amy Achurch
    Section Image
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Map

Source: Lowcountry Regional MLS

MLS Number: 192470

Lowcountry Regional MLS

APN: R300-020-00A-0123-202E

South Carolina Beaufort County Saint Helena Island 29920 Harbor Island

3 Cedar Reef Dr Unit E202, Saint Helena Island, SC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Lowcountry Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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