3 Elbert St Schenectady, NY 12304
Central State NeighborhoodEstimated Value: $98,000 - $235,000
2
Beds
1.5
Baths
1,051
Sq Ft
$148/Sq Ft
Est. Value
Highlights
- No HOA
- Bungalow
- Forced Air Heating System
- Eat-In Kitchen
About This Home
As of November 2021Cozy 2 bed 1.5 bath home. Great starter home for an owner occupant. Needs some TLC to bring back to life. City of Schenectady Owned with code estimated costs of 15,200. Buyer MUST verify taxes. Please follow NY DoH COVID-19 protocols when entering the property. https://www.health.ny.gov/
Last Agent to Sell the Property
eXp Realty License #10401294417 Listed on: 07/07/2021
Last Buyer's Agent
Alice M. Richmond
Berkshire Hathaway Blake
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,990
Year Built
- Built in 1925
Lot Details
- Lot Dimensions are 32x120
Home Design
- Bungalow
- Aluminum Siding
Interior Spaces
- 1,051 Sq Ft Home
- Basement Fills Entire Space Under The House
- Eat-In Kitchen
Bedrooms and Bathrooms
- 2 Bedrooms
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 12 / 4
- Assessor Parcel Number 421500 49.16-4-12
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 7, 2021
Closed on
Nov 30, 2021
Sold by
City Of Schenectady
Bought by
Ramnauth Dhanesh and Lalu Marie
Seller's Agent
Christina Sutherland
eXp Realty
Buyer's Agent
Alice M. Richmond
Berkshire Hathaway Blake
List Price
$45,000
Sold Price
$31,000
Premium/Discount to List
-$14,000
-31.11%
Total Days on Market
332
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$124,527
Avg. Annual Appreciation
57.92%
Original Mortgage
$20,000
Outstanding Balance
$18,578
Interest Rate
3.09%
Mortgage Type
Seller Take Back
Estimated Equity
$136,949
Purchase Details
Closed on
Aug 27, 2019
Sold by
Ferrari Anthony and City Of Schenectady
Bought by
City Of Schenectady
Purchase Details
Closed on
Dec 27, 2007
Sold by
Federal National Mortgage Assoc.
Bought by
Hossain Mohammed
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,000
Interest Rate
6.2%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jun 12, 2007
Sold by
Krulls Karl
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Apr 3, 2003
Sold by
Krulls Karl
Bought by
Krulls Karl
Purchase Details
Closed on
Sep 4, 2002
Sold by
First Union Bank Trustee
Bought by
Krulls Kari J
Purchase Details
Closed on
Jul 16, 1999
Sold by
Key Bank
Bought by
Seeman Joseph
Purchase Details
Closed on
Jul 1, 1999
Sold by
Seeman Joseph
Bought by
Dempsey Ella M
Purchase Details
Closed on
Jul 13, 1998
Purchase Details
Closed on
Dec 8, 1994
Sold by
Maxim S K
Bought by
Barber Stephen T
Similar Homes in Schenectady, NY
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ramnauth Dhanesh | $31,000 | None Available | |
| City Of Schenectady | -- | None Available | |
| Hossain Mohammed | $31,000 | Rachel Rappazzo | |
| Federal National Mortgage Association | -- | -- | |
| Krulls Karl | -- | -- | |
| Krulls Kari J | $25,000 | Kevin Caslin | |
| Seeman Joseph | $9,030 | -- | |
| Dempsey Ella M | $57,500 | -- | |
| -- | $45,000 | -- | |
| Barber Stephen T | $55,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ramnauth Dhanesh | $20,000 | |
| Previous Owner | Hossain Mohammed K | $42,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/30/2021 11/30/21 | Sold | $31,000 | -11.4% | $29 / Sq Ft |
| 10/29/2021 10/29/21 | Pending | -- | -- | -- |
| 09/17/2021 09/17/21 | Price Changed | $35,000 | -22.2% | $33 / Sq Ft |
| 07/07/2021 07/07/21 | For Sale | $45,000 | 0.0% | $43 / Sq Ft |
| 04/21/2021 04/21/21 | Pending | -- | -- | -- |
| 12/01/2020 12/01/20 | For Sale | $45,000 | -- | $43 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,990 | $90,200 | $8,900 | $81,300 |
| 2023 | $3,990 | $59,100 | $8,900 | $50,200 |
| 2022 | $5,295 | $59,100 | $8,900 | $50,200 |
| 2021 | $473 | $59,100 | $8,900 | $50,200 |
| 2020 | $1,864 | $59,100 | $8,900 | $50,200 |
| 2019 | $1,864 | $59,100 | $8,900 | $50,200 |
| 2018 | $3,118 | $59,100 | $8,900 | $50,200 |
| 2017 | $2,791 | $59,100 | $8,900 | $50,200 |
| 2016 | $3,197 | $59,100 | $8,900 | $50,200 |
| 2015 | -- | $59,100 | $8,900 | $50,200 |
| 2014 | -- | $59,100 | $8,900 | $50,200 |
Source: Public Records
Agents Affiliated with this Home
-
Christina Sutherland
Seller's Agent in 2021
Christina Sutherland
eXp Realty
(518) 776-9016
2 in this area
26 Total Sales
-
A
Buyer's Agent in 2021
Alice M. Richmond
Berkshire Hathaway Blake
-
L
Buyer's Agent in 2021
Lisa Joy-Rupinski
NON MLS OFFICE
-
Lisa Joy Rupinski
Buyer's Agent in 2021
Lisa Joy Rupinski
Bicentennial Realty
(518) 469-6958
2 in this area
88 Total Sales
Map
Source: Global MLS
MLS Number: 202033977
APN: 049-076-0004-012-000-0000
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