$989,000
$10K PRICE DROP

3 Flagship Dr Palm Coast, FL 32137

Estimated payment $6,367/month

Total Views 7,591
3 Beds
2.5 Baths
3,666 Sq Ft
$270 Price per Sq Ft

Highlights

  • On Golf Course
  • Access To Pond
  • Screened Pool
  • Old Kings Elementary School Rated A-
  • Oak Trees
  • Home fronts a pond

About This Home

Experience the ultimate in golf, lakefront, and coastal living at 3 Flagship Drive. Perfectly positioned on the 4th fairway and lake of the Jack Nicklaus Signature Ocean Course, this exceptional residence offers over 3,600 sq. ft. of luxurious living space with 3 bedrooms, 2.5 bathrooms, a den/office, and timeless architectural detail. As you arrive, you’ll be greeted by a classic tile roof, paver driveway, and elegant French doors leading into a foyer with inlay tile accents. The private den with hardwood floors sits just off the entry, while the open-concept living area unfolds in front of you — bathed in natural light from expansive windows and sliding glass doors. Soaring tray ceilings with crown molding and a seamless flow to the gourmet kitchen set the tone for refined living. The kitchen is a chef’s delight, featuring a large island, granite countertops, tile backsplash, stainless steel appliances, wine refrigerator, built-in oven, and custom cabinetry. A breakfast nook with plantation shutters and a separate workspace add both charm and functionality. The main-floor primary suite is a serene retreat, complete with plush carpet, patio access, and a spa-like bath offering a soaking tub, floor-to-ceiling tiled walk-in shower, dual vanities, and a spacious walk-in closet. Upstairs, hardwood stairs lead to a bright loft-style living area with a dry bar, two additional exceptionally large bedrooms, a full bath with dual vanities, and a private balcony with sweeping views of the lake, fairway, and ocean breezes. Outdoor living shines with a screened-in pool and spa, surrounded by ample patio space for entertaining or relaxation, all set against a backdrop of lush golf course greens and tranquil water views. This home also features a 2025 pool heater, a buried propane tank, and a whole-house generator, ensuring year-round comfort, efficiency, and peace of mind. Located within Ocean Hammock, a popular gated community just moments from the pristine coastline, this property offers the perfect balance of comfort, privacy, and resort-style living. Whether you’re an avid golfer, a beach lover, or simply seeking a peaceful retreat, this home delivers it all.

Listing Agent

Karla Goodman

TRADEMARK REALTY GROUP LLC Brokerage Phone: 386-447-6889 License #3096497 Listed on: 09/26/2025

TRADEMARK REALTY GROUP LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,727

Year Built

  • Built in 2003

Lot Details

  • 10,498 Sq Ft Lot
  • Lot Dimensions are 80x131
  • Home fronts a pond
  • On Golf Course
  • West Facing Home
  • Child Gate Fence
  • Mature Landscaping
  • Private Lot
  • Corner Lot
  • Oak Trees
  • Property is zoned PUD

HOA Fees

  • $170 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Pond
  • Golf Course
  • Pool

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Tile Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,666 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Plantation Shutters
  • Sliding Doors
  • Living Room
  • Formal Dining Room
  • Den
  • Bonus Room
  • Inside Utility

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Convection Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Security System Owned
  • Fire and Smoke Detector

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Pool

  • Screened Pool
  • In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool
  • Pool is Self Cleaning
  • Fence Around Pool
  • Pool Lighting

Outdoor Features

  • Access To Pond
  • Balcony
  • Covered Patio or Porch
  • Rain Gutters
  • Private Mailbox

Schools

  • Old Kings Elementary School
  • Indian Trails Middle-Fc School
  • Matanzas High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Private Sewer
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, maintenance structure, ground maintenance, maintenance, management, private road, security
  • Amy Spradling Association, Phone Number (386) 446-0085
  • Visit Association Website
  • Ocean Hammock Poa
  • Ocean Hammock Subdivision
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community

Recreation

  • Golf Course Community

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,727

Year Built

Built in 2003

Lot Details

0

HOA Fees

$170 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Maintenance Structure, Maintenance Grounds, Maintenance, Management, Private Road, Security
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 3666
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 2003
  • Building Area Total: 4743
  • Lot Size Sq Ft: 10498
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 440.64
  • Escrow City: Palm Coast
  • Escrow State: FL
  • Escrow Street Name: Camino de Marl
  • Minimum Lease: 1-7 Days
  • RATIO Current Price By Calculate: 269.78
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Planned Unit Development Yn: 1
  • Property Description: Corner Unit
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Waterfront
  • Attribution Contact: 386-447-6889
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Wood
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Other Equipment: Irrigation Equipment
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Additional Rooms: Bonus Room,Den/Library/Office,Formal Dining Room Separate,Inside Utility
  • Living Area Meters: 340.58

Exterior Features

  • Direction Faces: West
  • Pool Features: Child Safety Fence, Gunite, In Ground, Lighting, Screen Enclosure, Self Cleaning
  • Exterior Features: Balcony, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Tile
  • Pool Private: Yes
  • View: Golf Course, Pool, Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Patio, Screened
  • Road Surface Type: Paved
  • Water Access: Pond
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12035C0133E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Available, Electricity Connected, Phone Available, Private, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Private Sewer
  • Water Source: Private

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Sidewalks, Street Lights
  • Association Amenities: Fence Restrictions, Gated, Security
  • Association Name: Amy Spradling
  • Phone: 386-446-0085
  • Association: No
  • Security: Gated Community, Security System Owned, Smoke Detector(s)
  • Senior Community: No
  • Association #2 Fee: 510
  • Association #2 Fee Frequency: Quarterly
  • Association: Ocean Hammock POA
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Complex Community Name Nccb: OCEAN HAMMOCK
  • Pet Restrictions: Veiw HOA Documents
  • Association Email: aspradling@maymgt.com
  • Pet Size: Extra Large (101+ Lbs.)
  • Association URL: www.maymgt.com
  • Development: Ocean Hammock

Fee Information

  • Total Annual Fees: 2040.00
  • Total Monthly Fees: 170.00

Schools

  • Elementary School: Old Kings Elementary
  • High School: Matanzas High
  • Middle Or Junior School: Indian Trails Middle-FC

Lot Info

  • Zoning: PUD
  • Parcel Number: 04-11-31-3511-00000-0010
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Corner Lot, Landscaped, On Golf Course, Sidewalk, Paved, Private
  • Lot Dimensions: 80x131
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Short term rental of a single family home for periods of less than thirty (30) days or one (1) calendar month, whichever is less, will only be permitted up to three (3) times within a calendar year.

Tax Info

  • Tax Annual Amount: 12727
  • Tax Block: -
  • Tax Book Number: -
  • Tax Lot: 1
  • Tax Other Annual Assessment Amount: 110

Multi Family

  • Waterfront Features: Pond

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,727 $893,460 $240,000 $653,460
2024 $11,127 $902,933 $240,000 $662,933
2023 $11,127 $705,833 $0 $0
2022 $10,068 $727,853 $143,000 $584,853
2021 $8,965 $583,333 $125,000 $458,333
2020 $8,435 $539,451 $120,000 $419,451
2019 $8,631 $544,451 $125,000 $419,451
2018 $8,058 $495,084 $120,000 $375,084
2017 $7,850 $477,473 $120,000 $357,473
2016 $7,736 $462,429 $0 $0
2015 $7,447 $440,470 $0 $0
2014 $7,110 $411,965 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/05/2026 01/05/26 Price Changed $989,000 0.0% $270 / Sq Ft
01/05/2026 01/05/26 For Sale $989,000 -1.0% $270 / Sq Ft
12/31/2025 12/31/25 Off Market $999,000 -- --
09/26/2025 09/26/25 For Sale $999,000 +4.1% $273 / Sq Ft
03/10/2023 03/10/23 Sold $960,000 -10.7% $262 / Sq Ft View Prior Sale
01/22/2023 01/22/23 Pending -- -- --
01/03/2023 01/03/23 Price Changed $1,075,000 -6.5% $293 / Sq Ft
09/08/2022 09/08/22 Price Changed $1,150,000 -4.2% $314 / Sq Ft
08/10/2022 08/10/22 For Sale $1,200,000 -- $327 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $960,000 Pioneer Title
Interfamily Deed Transfer -- None Available
Warranty Deed $523,000 Title Chain Inc
Warranty Deed $970,000 Dba Commerce Title Company
Warranty Deed $169,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $768,000 New Conventional
Previous Owner $375,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: FC312571

Stellar MLS

APN: 04-11-31-3511-00000-0010