$1,400,000
SOLD MAY 1, 2025

3 Penny Ln Lincroft, NJ 07738

4 Beds
3 Baths
3,255 Sq Ft
1.04 Acres

Recently Sold

$430 Per Sq Ft

10% Above List Price

Highlights

  • Heated Indoor Pool
  • Colonial Architecture
  • Creek On Lot
  • Thompson Middle School Rated A-
  • Deck
  • Backs to Trees or Woods

About This Home

As of May 2025

This exquisite property effortlessly blends comfort, convenience, and style, making it the perfect home for you. Nestled in a prime Lincroft location on a private, wooded cul-de-sac lot, this stunning four-bedroom colonial with a spacious bonus room is ready for its next owner.Recently updated with fresh paint, new carpeting, a new roof, and an upgraded HVAC system, this home is move-in ready. The kitchen features elegant wood cabinetry and granite countertops, while the family room, complete with a cozy wood-burning fireplace, is perfect for family gatherings.Upstairs, you'll find four generously sized bedrooms and a versatile bonus room. This home truly offers the ideal combination of charm and modern updates. Now step outside and enjoy this private retreat! The surrounding wooded lot offers unparalleled seclusion, creating a serene atmosphere. At the heart of this oasis lies a stunning gunite saltwater pool, perfect for leisurely swims or unwinding on warm summer evenings. This blend of natural beauty and luxurious amenities ensures a tranquil escape from the everyday hustle, a must see!

Last Agent to Sell the Property

Bernadette Ruegg

C21 Thomson & Co. License #8736884 Listed on: 01/24/2025

Last Buyer's Agent

Maureen Yetman

C21 Thomson & Co. License #9695557

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,652

Year Built

  • Built in 1993

Lot Details

  • 1.04 Acre Lot
  • Lot Dimensions are 207 x 218
  • Cul-De-Sac
  • Street terminates at a dead end
  • Fenced
  • Oversized Lot
  • Irregular Lot
  • Backs to Trees or Woods

Parking

  • 2 Car Direct Access Garage
  • Oversized Parking
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Mirrored Walls
  • Shingle Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 3,255 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • Ceiling height of 9 feet on the main level
  • Ceiling Fan
  • Recessed Lighting
  • Light Fixtures
  • Wood Burning Fireplace
  • Awning
  • Sliding Doors
  • Bonus Room
  • Center Hall

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Gas Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wall to Wall Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms
  • Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Whirlpool Bathtub
  • Primary Bathroom Bathtub Only
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Attic

  • Attic Fan
  • Pull Down Stairs to Attic

Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Crawl Space

Pool

  • Heated Indoor Pool
  • Heated In Ground Pool
  • Gunite Pool
  • Outdoor Pool
  • Saltwater Pool
  • Fence Around Pool
  • Pool Equipment Stays

Outdoor Features

  • Creek On Lot
  • Deck
  • Exterior Lighting
  • Outdoor Grill
  • Porch

Schools

  • Lincroft Elementary School
  • Thompson Middle School
  • Middle South High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Programmable Thermostat
  • Natural Gas Water Heater
  • Septic System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 32-01049-0000-00052

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,652

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • ResoLotFeatures: Back to Woods, Creek, Cul-De-Sac, Dead End Street, Fenced Area, Irregular Lot, Oversized
  • ResoPoolFeatures: Covered, Fenced, Gunite, Heated, In Ground, Pool Equipment, Salt Water
  • Inclusions: Outdoor Lighting, Washer, Ceiling Fan(s), Dishwasher, Dryer, Light Fixtures, Microwave, Stove Hood, Refrigerator, Awnings, Attic Fan, Fireplace Equipment, Garage Door Opener, Gas Cooking
  • Subdivision Name: None
  • Architectural Style: Colonial
  • Reso Flooring: Carpet, Cement, Laminate
  • Reso Interior Features: Attic, Attic - Pull Down Stairs, Bonus Room, Ceilings - 9Ft+ 1st Flr, Center Hall, Dec Molding, Wall Mirror, Recessed Lighting
  • New Construction: No
  • Year Built: 1993
  • Contract Info New Construction: No
  • General Property Info Waterview: No
  • General Property Info Fireplace: Yes
  • General Property Info Basement: Yes
  • General Property Info HOA: No
  • General Property Info Pool: Yes
  • Interior Ceilings - 9Ft 1st Flr: Yes
  • Interior Sliding Door: Yes
  • GreatFamily Room Sliding Door4: Yes
  • Exterior Swimming: Yes
  • Pool Heated3: Yes
  • Garage Direct Entry: Yes
  • General Property Info Acreage: 1.04
  • General Property Info Lot Dimensions: 207 x 218
  • Location Middle School: Thompson
  • Interior Attic - Pull Down Stairs: Yes
  • Cooling Central Air: Yes
  • Roof Shingled: Yes
  • Lot Description Back to Woods: Yes
  • Lot Description Fenced Area: Yes
  • Included Gas Cooking: Yes
  • WaterSewer Public Water: Yes
  • Water Heater Natural Gas2: Yes
  • Exterior Lighting: Yes
  • Parking Asphalt: Yes
  • SidingAluminum: Yes
  • General Property Info # Fireplaces: 1.0
  • Interior Attic: Yes
  • Interior Dec Molding: Yes
  • Interior Recessed Lighting: Yes
  • Lot Description Dead End Street: Yes
  • Lot Description Irregular Lot: Yes
  • Exterior Porch - Open: Yes
  • Included Light Fixtures: Yes
  • Included Stove Hood: Yes
  • Included Ceiling Fan(s): Yes
  • Included Outdoor Lighting: Yes
  • Dining Room Dec Molding4: Yes
  • Kitchen GraniteStone Counter: Yes
  • ExteriorDeck: Yes
  • Pool Fenced: Yes
  • Pool Pool Equipment: Yes
  • GreatFamily Room Fireplace - Woodburning5: Yes
  • Kitchen Breakfast Cntr: Yes
  • Living Room Floor - Laminate3: Yes
  • Dining Room Floor - Laminate7: Yes
  • Floors Laminate: Yes
  • Kitchen BnookDining Area: Yes
  • Basement Heated: Yes
  • Lot Description Cul-De-Sac: Yes
  • Garage Oversized: Yes
  • Parking Oversized2: Yes
  • Interior Wall Mirror: Yes
  • Exterior BBQ: Yes
  • Pool Covered: Yes
  • GreatFamily Room Floor - Laminate6: Yes
  • PoolSaltWater: Yes
  • Included Attic Fan: Yes
  • Interior Bonus Room: Yes
  • Included Awnings: Yes
  • GreatFamily Room Dec Molding6: Yes
  • PoolGunite: Yes
  • Foyer Dec Molding2: Yes
  • Lot Description Creek2: Yes
  • Cooling 2 Zoned AC: Yes
  • Heating 2 Zoned Heat: Yes
  • Energy Features Program Thermostat: Yes
  • Floors:Carpet2: Yes
  • Special Features: None

Interior Features

  • Basement: Crawl Space, Full, Heated
  • Basement: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Fireplaces: 1
  • Main Level Bathrooms: 1
  • Stories: 2
  • Full Basement: Yes
  • Appliances Included:Dishwasher: Yes
  • Appliances Included:Refrigerator: Yes
  • Basement:Crawl Space: Yes
  • Appliances Included:Dryer: Yes
  • Appliances Included:Washer: Yes
  • Appliances Included:Microwave: Yes
  • Kitchen Pantry: Yes
  • Primary Bedroom:Floor - WW Carpet3: Yes
  • Primary Bedroom:Full Bath: Yes
  • Primary Bath:Floor - Ceramic7: Yes
  • Primary Bath:Shower Stall: Yes
  • Primary Bath:Tub: Yes
  • Primary Bedroom:Walk-in Closet: Yes
  • Primary Bath Double Sinks: Yes
  • Primary Bath Whirlpool: Yes
  • Primary Bath Marble7: Yes

Exterior Features

  • Roof: Other, Shingle
  • Acres: 1.04
  • Topography: Level
  • Waterfront: No
  • Construction Type: Aluminum Siding
  • Exterior Features: Outdoor Grill, Swimming, Lighting
  • Patio And Porch Features: Deck, Porch - Open
  • Exterior Features:Pool-In Ground: Yes
  • Construction:Siding - Vinyl: Yes

Garage/Parking

  • Garage: Yes
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Direct Access, Paved, Asphalt, Driveway, Off Street, Oversized
  • General Property Info:Garage: Yes
  • ParkingOffStreet: Yes
  • Parking Driveway: Yes
  • Parking:Paved: Yes
  • _pound_ AppliancesIncluded:Garage Door Opener: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: Central Air, 2 Zoned AC
  • Cooling Y N: Yes
  • Heating: Natural Gas, 2 Zoned Heat
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Natural Gas: Yes
  • Water/Sewer/Septic: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Thompson

Lot Info

  • Lot Dimensions: 207 x 218
  • Lot Size Sq Ft: 45302.4
  • Parcel #: 32-01049-0000-00052
  • Zoning Description: Residential, Single Family, Neighborhood

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 15652.0

MLS Schools

  • Elementary School: Lincroft
  • High School: Middle South

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 24, 2025
Closed on
Apr 28, 2025
Sold by
Ross William J and Ross Jacqueline M
Bought by
Gering Thomas R and Gering Laura A
Seller's Agent
Bernadette Ruegg
C21 Thomson & Co.
Buyer's Agent
Maureen Yetman
C21 Thomson & Co.
List Price
$1,275,000
Sold Price
$1,400,000
Premium/Discount to List
$125,000
9.8%
Views
11
Current Estimated Value
$1,242,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$158,000
Avg. Annual Appreciation
-32.04%
Original Mortgage
$650,000
Outstanding Balance
$649,429
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$592,571

Purchase Details

Closed on
Mar 25, 1996
Sold by
Mcdermott Edward
Bought by
Ross William and Ross Jacqueline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$282,000
Interest Rate
6.99%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,400,000 Title Protection
Deed $1,400,000 Title Protection
Deed $352,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $650,000 New Conventional
Closed $650,000 New Conventional
Previous Owner $575,000 New Conventional
Previous Owner $600,000 FHA
Previous Owner $380,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $507,000 New Conventional
Previous Owner $282,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/01/2025 05/01/25 Sold $1,400,000 +9.8% $430 / Sq Ft
01/24/2025 01/24/25 Pending -- -- --
01/24/2025 01/24/25 For Sale $1,275,000 -- $392 / Sq Ft
Source: MOREMLS (Monmouth Ocean Regional REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $15,652 $1,083,400 $450,000 $633,400
2023 $15,652 $900,600 $275,000 $625,600
2022 $16,051 $825,700 $230,000 $595,700
2021 $16,051 $771,700 $230,000 $541,700
2020 $16,238 $759,500 $230,000 $529,500
2019 $16,098 $762,200 $230,000 $532,200
2018 $15,823 $730,200 $240,000 $490,200
2017 $15,774 $720,600 $240,000 $480,600
2016 $14,655 $687,700 $240,000 $447,700
2015 $14,679 $665,100 $240,000 $425,100
2014 $14,524 $641,800 $240,000 $401,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MOREMLS (Monmouth Ocean Regional REALTORS®)

MLS Number: 22502107

MOREMLS (Monmouth Ocean Regional REALTORS®)

APN: 32-01049-0000-00052