Listed by John L. Scott Bellingham, Bought with Keller Williams Western Realty
$649,000
SOLD AUG 19, 2025

3 River Ridge Loop Bellingham, WA 98229

4 Beds
3 Baths
1,826 Sq Ft
6,229 Sq Ft Lot

Recently Sold

$355 Per Sq Ft

Highlights

  • Golf Course Community
  • Community Boat Launch
  • Clubhouse
  • Kulshan Middle School Rated A-
  • Second Kitchen
  • Deck

About This Home

As of August 2025

Bright, light, & peaceful home! This gorgeous newer home has fantastic finishes & is built on a flat, sunny lot surrounded by greenbelt w/views and sounds of the creek! Home features large picture windows showcasing the surrounding beauty and has custom top-down blinds. Open living, dining, and kitchen area is great for entertaining. Back deck overlooking the greenbelt is perfect for morning coffee and enjoying the sounds of nature. Mini split heating offers efficient heating and cooling. Downstairs features a full suite with kitchenette, dining and living space, 3/4 bath, two closets, and fireplace, plus additional W/D hookups in garage. Lots of flat parking and just off of the gate 13 entrance. Quiet street close to trails and WTA stop!

Last Agent to Sell the Property

Jennifer Sandoval

John L. Scott Bellingham License #84092 Listed on: 06/19/2025

John L. Scott Bellingham

Last Buyer's Agent

Scott Mackenzie

Keller Williams Western Realty License #88688

Keller Williams Western Realty

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2395396

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,257

Year Built

  • Built in 2018

Lot Details

  • 6,229 Sq Ft Lot
  • North Facing Home
  • Level Lot
  • Property is in good condition

HOA Fees

  • $156 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Split Foyer
  • Poured Concrete
  • Composition Roof
  • Wood Siding
  • Cement Board or Planked

Interior Spaces

  • 1,826 Sq Ft Home
  • Multi-Level Property
  • Skylights
  • 2 Fireplaces
  • Wood Burning Stove
  • Territorial Views
  • Finished Basement
  • Natural lighting in basement
  • Storm Windows

Kitchen

  • Second Kitchen
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio

Schools

  • Geneva Elementary School
  • Kulshan Mid Middle School
  • Bellingham High School

Utilities

  • Heat Pump System
  • Propane
  • Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Sudden Valley Community Association
  • Secondary HOA Phone (360) 734-6430
  • Sudden Valley Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Boat Launch
  • Golf Course Community
  • Sport Court
  • Community Playground
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,257

Year Built

Built in 2018

Lot Details

0

HOA Fees

$156 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • StyleCode: 14 - Split Entry
  • Year Built: 2018
  • Inclusions: Dishwasher(s),Dryer(s),Garbage Disposal,Leased Equipment,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Architectural Style: Northwest Contemporary
  • Building Name: Sudden Valley Div 29
  • Unit Levels: Multi/Split
  • New Construction: No
  • CalculatedSquareFootage: 1826
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing/NWMLS/2395396?w=Consumer&agent=122728
  • Special Features: None

Interior Features

  • Fireplaces: 2
  • Basement: Daylight, Finished
  • Appliances: Dishwasher(s), Disposal, Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Total Bedrooms: 4
  • Entry Location: Main
  • Fireplace Features: See Remarks
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Laminate, Carpet
  • Interior Amenities: Second Kitchen, Bath Off Primary, Double Pane/Storm Window, Fireplace, Skylight(s), Walk-In Closet(s), Water Heater
  • Living Area: 1826
  • Main Level Bathrooms: 1
  • Bathrooms: 2.5
  • BathsFullMain: 0
  • SquareFootageFinished: 1826
  • SquareFootageUnfinished: 0
  • BathsFullGarage: 0
  • BathsFullLower: 0
  • BathsFullUpper: 1
  • BathsHalfGarage: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterGarage: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 1
  • BedroomsLower: 1
  • BedroomsUpper: 3
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • FireplacesLower: 1
  • FireplacesUpper: 1

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Paved
  • Pool Features: Community
  • View: Yes
  • Waterfront: No
  • Construction Type: Cement Plank, Wood
  • Direction Faces: North
  • Exterior Features: Cement Planked, Wood
  • Foundation Details: Poured Concrete
  • Property Condition: Good
  • Structure Type: House
  • PoolType: Community

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage
  • Total Parking Spaces: 2

Utilities

  • Sewer: Sewer Connected
  • Water Source: Public
  • Cooling: Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump, Stove/Free Standing
  • Heating Yn: Yes
  • PowerCompany: Puget Sound Enerfy
  • SewerCompany: Lake Whatcom Water & Sewer
  • WaterCompany: Lake Whatcom Water & Sewer
  • WaterHeaterLocation: Garage
  • WaterHeaterType: Hybrid

Condo/Co-op/Association

  • Community Features: Athletic Court, Boat Launch, CCRs, Club House, Golf, Playground, Trail(s)
  • Senior Community: No
  • Association Fee: 156.28
  • Association Fee Frequency: Monthly
  • Phone: 360-734-6430
  • Association: Yes
  • AssociationContactName: Sudden Valley Community Association

Schools

  • Junior High Dist: Bellingham
  • High School: Bellingham High
  • Middle Or Junior School: Kulshan Mid

Lot Info

  • Parcel Number: 3703013712390000
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.143
  • Lot Size Sq Ft: 6229
  • Zoning: RR3
  • Irrigation Water Rights: No
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,Patio,Propane
  • MLSLotSizeSource: Assessor
  • MLSSquareFootageSource: Assessor
  • ZoningJurisdiction: County
  • LotNumber: 35

Green Features

  • Power Production Type: Electric, Propane

Tax Info

  • Year: 2025
  • Tax Annual Amount: 6257.14

Multi Family

  • EnergySource: Electric,Propane

MLS Schools

  • Elementary School: Geneva Elem

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 19, 2025
Closed on
Aug 19, 2025
Sold by
Humphreys Danielle M and Houk Callie
Bought by
Weskamp Anthony and Keahey Jillian
Seller's Agent
Jennifer Sandoval
John L. Scott Bellingham
Buyer's Agent
Scott Mackenzie
Keller Williams Western Realty
List Price
$649,000
Sold Price
$649,000
Views
47

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-8.65%
Original Mortgage
$519,200
Outstanding Balance
$518,746
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$123,245

Purchase Details

Listed on
Apr 17, 2020
Closed on
May 19, 2020
Sold by
Quinn Anthony T
Bought by
Humphreys Matthew Alan and Humphreys Danielle M
Seller's Agent
Chris Weitzel
Global Referral Group, LLC
Buyer's Agent
Seth Dailey
Petz Real Estate
List Price
$400,000
Sold Price
$432,000
Premium/Discount to List
$32,000
8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.06%
Original Mortgage
$345,600
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 14, 2015
Sold by
Andrews Loyce E
Bought by
Quinn Anthony T
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $649,000 Chicago Title
Warranty Deed $432,000 Whatcom Land Title Co Inc
Warranty Deed $10,000 Whatcom Land Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $519,200 New Conventional
Previous Owner $345,600 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2025 08/19/25 Sold $649,000 0.0% $355 / Sq Ft
07/04/2025 07/04/25 Pending -- -- --
06/19/2025 06/19/25 For Sale $649,000 +50.2% $355 / Sq Ft
05/20/2020 05/20/20 Sold $432,000 0.0% $237 / Sq Ft
04/23/2020 04/23/20 Price Changed $432,000 +8.0% $237 / Sq Ft
04/21/2020 04/21/20 Pending -- -- --
04/17/2020 04/17/20 For Sale $400,000 -- $219 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,900 $679,830 $134,920 $544,910
2023 $5,900 $683,982 $135,744 $548,238
2022 $4,640 $589,656 $117,024 $472,632
2021 $4,453 $427,287 $84,800 $342,487
2020 $4,608 $403,101 $80,000 $323,101
2019 $3,626 $411,698 $69,044 $342,654
2018 $167 $330,386 $64,800 $265,586
2017 $151 $12,939 $12,939 $0
2016 $144 $12,186 $12,186 $0
2015 $153 $12,186 $12,186 $0
2014 -- $12,550 $12,550 $0
2013 -- $37,800 $37,800 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2395396

Northwest Multiple Listing Service (NWMLS)

APN: 370301-371239-0000