$310,000
SOLD JAN 16, 2026

3 Settlers Ln Unit 1 Springfield, IL 62707

4 Beds
3 Baths
2,875 Sq Ft
0.62 Acres

Recently Sold

$108 Per Sq Ft

2% Below List Price

10 Days on Market

Highlights

  • Fruit Trees
  • Creek On Lot
  • Solid Surface Countertops
  • Farmingdale Elementary School Rated 9+
  • Ranch Style House
  • 2 Car Attached Garage

About This Home

As of January 2026

Incredible home in Frontier Lake Estates! Need space? Look no further: this home has 4-5 bedrooms and 3 full baths! The rear of the home features guest or “in-law” quarters, complete with a bedroom, an en-suite full bath, and family room. Or the bedroom could be a 2nd primary suite, and the family room could double as a 5th bedroom! There have been so many recent updates made throughout the home, including flooring, kitchen quartz countertops and updated to GFCI, all bath vanities, siding, gutters, lighting, insulation, windows, garage mini-split... too much to state here, see the attachment for a full list! You'll always be comfortable with two HVAC units and the woodburning stove that offers up warmth all winter long. Three water heaters, too! On 0.6+ acres, the property features a woody backyard, creek, peach trees, vegetable gardens and beautiful flowering landscaping, along with a large shed, compost bin, rain collection barrels, fire pit, and play tower. The partially covered patio is cozy and private, perfect for relaxing and enjoying the seasons. AND for convenience & FUN, the home has Groove permanent exterior lights! The association fee gives you access to Frontier Lake and its recreation facilities, yet has no HOA restrictions. Country living, but close enough to town to get everywhere easily! Pleasant Plains school district. This home has more going for it than can be listed. Make an appointment with your favorite realtor to see it today!

Last Agent to Sell the Property

Gail Wasmer

LPT Realty License #475162451 Listed on: 11/28/2025

Last Buyer's Agent

Jim Skeeters

Keller Williams Capital License #475097981

Keller Williams Capital

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,945

Year Built

  • Built in 1980

Lot Details

  • 0.62 Acre Lot
  • Lot Dimensions are 115 x 225
  • Fruit Trees
  • Wooded Lot

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • On-Street Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Poured Concrete
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,875 Sq Ft Home
  • Wet Bar
  • Ceiling Fan
  • Replacement Windows
  • Blinds
  • Unfinished Basement

Kitchen

  • Range with Range Hood
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Outdoor Features

  • Creek On Lot
  • Patio
  • Shed

Schools

  • Pleasant Plains District #8 High School

Utilities

  • Zoned Cooling
  • Two Heating Systems
  • Heat Pump System
  • Electric Water Heater
  • Septic System
  • Cable TV Available

Community Details

  • Association fees include lake rights, play area, recreation facility
  • Frontier Lake Estates Subdivision

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 13-13.0-176-009

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,945

Year Built

Built in 1980

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1980
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Range Hood, Range, Refrigerator
  • Basement: Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Cable Available, Ceiling Fan(s), In-Law Floorplan, Solid Surface Counter, Wet Bar
  • Living Area: 2875
  • Window Features: Blinds
  • KitchenDining: Dining Informal,Eat-In Kitchen,Island

Exterior Features

  • Lot Features: Creek, Fruit Trees, Wooded
  • Road Surface Type: Paved
  • Construction Type: Frame, Brick, Vinyl Siding
  • Exterior Features: Replacement Windows, Shed(s)
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio
  • Roof: Shingle
  • 100YearPlain: No

Garage/Parking

  • Garage Yn: Yes
  • Garage Spaces: 2
  • Parking Features: Attached, On Street

Utilities

  • Cooling: Zoned
  • Heating: Electric, Heating Systems - 2+, Heat Pump, Electric Water Heater
  • Water Source: Public, Septic System
  • UtilitiesOnYN: Yes

Condo/Co-op/Association

  • HOA Fee Includes: Lake Rights, Play Area, Recreation Facility
  • Senior Community: No
  • Association Fee: 150
  • MandatoryAnnualFee: Yes

Schools

  • High School: Pleasant Plains District #8

Lot Info

  • Lot Size Acres: 0.62
  • Lot Size: 115 x 225
  • Parcel #: 13-13.0-176-009

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4944.9
  • TaxExemptions: Homestead/Owner Occupied

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 28, 2025
Closed on
Jan 16, 2026
Sold by
Wilder Leo R and Wilder Lauren C
Bought by
Vincent Clint and Vincent Kendra
Seller's Agent
Gail Wasmer
LPT Realty
Buyer's Agent
Jim Skeeters
Keller Williams Capital
List Price
$315,000
Sold Price
$310,000
Premium/Discount to List
-$5,000
-1.59%
Views
74

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
124.27%
Original Mortgage
$294,500
Outstanding Balance
$294,500
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$33,532

Purchase Details

Listed on
Sep 27, 2024
Closed on
Nov 15, 2024
Sold by
Peacock Thad and Peacock Emily
Bought by
Wilder Leo R and Masten Lauren C
Seller's Agent
KELLY STOTLAR
The Real Estate Group, Inc.
Buyer's Agent
Debra Sarsany
The Real Estate Group, Inc.
List Price
$324,900
Sold Price
$295,000
Premium/Discount to List
-$29,900
-9.2%
Views
182

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.33%
Original Mortgage
$265,500
Interest Rate
6.99%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 10, 2018
Closed on
Oct 26, 2018
Sold by
Patricia Knight
Bought by
Peacock Thad and Peacock Emily
Seller's Agent
Diane Tinsley
The Real Estate Group, Inc.
Buyer's Agent
Jane Hay
The Real Estate Group, Inc.
List Price
$229,000
Sold Price
$174,000
Premium/Discount to List
-$55,000
-24.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.10%
Original Mortgage
$153,000
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 25, 2014
Sold by
Hoffmeister Gregory D
Bought by
Knight Patricia and Hoffmeister Gregory D

Purchase Details

Closed on
Dec 7, 2010
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $310,000 Allied Capital Title
Warranty Deed $295,000 None Listed On Document
Warranty Deed $295,000 None Listed On Document
Warranty Deed $174,000 Allied Capital Title
Quit Claim Deed -- Sgro Hanrahan Durr & Rabin Llp
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $294,500 New Conventional
Previous Owner $265,500 New Conventional
Previous Owner $153,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/16/2026 01/16/26 Sold $310,000 -1.6% $108 / Sq Ft
12/08/2025 12/08/25 Pending -- -- --
11/28/2025 11/28/25 For Sale $315,000 +6.8% $110 / Sq Ft
11/15/2024 11/15/24 Sold $295,000 -6.3% $103 / Sq Ft View Prior Sale
10/20/2024 10/20/24 Pending -- -- --
10/02/2024 10/02/24 Price Changed $315,000 -3.0% $110 / Sq Ft
09/27/2024 09/27/24 For Sale $324,900 +86.7% $113 / Sq Ft
10/26/2018 10/26/18 Sold $174,000 -24.0% $61 / Sq Ft View Prior Sale
09/10/2018 09/10/18 Pending -- -- --
05/10/2018 05/10/18 For Sale $229,000 -- $80 / Sq Ft
Source: RMLS Alliance

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,945 $77,141 $16,753 $60,388
2023 $4,777 $71,493 $15,526 $55,967
2022 $4,560 $66,691 $14,483 $52,208
2021 $4,381 $63,837 $13,863 $49,974
2020 $4,314 $62,567 $13,587 $48,980
2019 $4,248 $62,231 $13,514 $48,717
2018 $4,586 $62,771 $13,631 $49,140
2017 $5,056 $74,362 $13,391 $60,971
2016 $4,913 $71,875 $12,943 $58,932
2015 $4,787 $69,110 $12,445 $56,665
2014 $4,716 $68,170 $12,276 $55,894
2013 $4,719 $68,651 $12,363 $56,288
Source: Public Records

Agents Affiliated with this Home

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Map

Source: RMLS Alliance

MLS Number: CA1040752

RMLS Alliance

APN: 13-13.0-176-009