Seller's Agent in 2025
Scott Copinger
Platinum Realty Group
(410) 916-5955
115 Total Sales
3 Spinnaker Reef Ct Middle River, MD 21220
Estimated Value: $526,000 - $605,000
4
Beds
3.5
Baths
2,809
Sq Ft
$202/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Cathedral Ceiling
- Whirlpool Bathtub
- Cape Cod Architecture
- Garden View
- No HOA
About This Home
As of June 2025Welcome to 3 Spinnaker Reef Court in sought after Seneca Harbor– The Builder’s former personal home Packed with Upgrades and Custom Features!
Nestled on a quiet cul-de-sac in a highly desirable neighborhood, this stunning 4-bedroom, 3.5-bath home offers exceptional living with over-the-top amenities with more than 3100 square foot of finished living space, thoughtful design, and unbeatable convenience to major highways including 43, 695, and I-95.
From the moment you arrive, the brick front exterior, extra-wide front porch, and wide sidewalks make a charming first impression. Step inside to an open 2 story foyer and discover the perfect blend of luxury and comfort, featuring hardwood and tile flooring throughout most of the home, and dual-zone A/C for year-round comfort.
The main-level master suite is a true retreat, showcasing a brand new, spa-inspired bathroom with a standalone soaking tub and separate shower. Upstairs, three large bedrooms boasts one with a California Closet, full bath and massive storage spaces – perfect for any lifestyle.
The gourmet chef’s kitchen will impress with granite countertops, stainless steel appliances, a double gas oven, built-in microwave, custom island, under-cabinet lighting, and plenty of cabinetry. It flows seamlessly into the living area, highlighted by custom built-in shelving surrounding a cozy gas fireplace with stone surround.
Head down to the finished basement with soaring 8.5-foot ceilings, a custom bar with designer lighting, kitchenette, and a flex room ideal for a gym, office, extra bedroom, or playroom. You’ll also find a battery back-up sump pump for peace of mind.
Outdoor living is just as spectacular with a custom paver patio, built-in firepit, privacy fence, and a 1-year-old large Amish-built shed with electric – ideal for hobbies or storage.
Additional highlights include an Attached single-car garage + wide 2-car driveway, New windows, Two attics for added storage, Built-in storage over the garage, Custom shelving and thoughtful built-ins throughout. NO HOA fees!!!
This exceptional home combines high-end features, practicality, and location—all in one. Don’t miss your chance to own this standout property!
Last Agent to Sell the Property
(410) 563-4040 scottcopinger@gmail.com Platinum Realty Group Listed on: 05/20/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,261
Year Built
- Built in 1996
Lot Details
- 6,098 Sq Ft Lot
- Landscaped
- Property is zoned R1
Parking
- 1 Car Attached Garage
- Front Facing Garage
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Brick Exterior Construction
- Block Foundation
- Asphalt Roof
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Tray Ceiling
- Cathedral Ceiling
- Ceiling Fan
- Skylights
- Fireplace With Glass Doors
- Fireplace Mantel
- Double Pane Windows
- Window Treatments
- Bay Window
- Window Screens
- Atrium Doors
- Insulated Doors
- Six Panel Doors
- Family Room
- Living Room
- Dining Room
- Utility Room
- Laundry Room
- Garden Views
- Finished Basement
Kitchen
- Country Kitchen
- Gas Oven or Range
- Self-Cleaning Oven
- Cooktop
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- En-Suite Bathroom
- Whirlpool Bathtub
Outdoor Features
- Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Vented Exhaust Fan
- Underground Utilities
- Natural Gas Water Heater
Community Details
- No Home Owners Association
- Seneca Harbor Subdivision
Listing and Financial Details
- Tax Lot 15
- Assessor Parcel Number 04152200015370
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 20, 2025
Closed on
Jun 25, 2025
Sold by
Bought by
Seller's Agent
Scott Copinger
Platinum Realty Group
Buyer's Agent
Scott Lawrence
EXP Realty, LLC
List Price
$574,900
Sold Price
$574,900
Views
41
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,304
Avg. Annual Appreciation
-1.21%
Original Mortgage
$324,900
Interest Rate
0.0689%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 29, 1999
Sold by
Bought by
Purchase Details
Closed on
Jan 25, 1996
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $574,900 | First American Title Insurance | ||
| $188,000 | -- | ||
| $42,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $324,900 | ||
| Previous Owner | $85,000 | ||
| Previous Owner | $25,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/24/2025 06/24/25 | Sold | $574,900 | 0.0% | $205 / Sq Ft |
| 05/23/2025 05/23/25 | Pending | -- | -- | -- |
| 05/20/2025 05/20/25 | For Sale | $574,900 | -- | $205 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,808 | $398,733 | -- | -- |
| 2024 | $4,808 | $351,567 | -- | -- |
| 2023 | $2,337 | $304,400 | $102,000 | $202,400 |
| 2022 | $4,465 | $296,900 | $0 | $0 |
| 2021 | $4,415 | $289,400 | $0 | $0 |
| 2020 | $4,415 | $281,900 | $102,000 | $179,900 |
| 2019 | $4,330 | $281,900 | $102,000 | $179,900 |
| 2018 | $4,443 | $281,900 | $102,000 | $179,900 |
| 2017 | $4,275 | $285,100 | $0 | $0 |
| 2016 | $3,919 | $278,867 | $0 | $0 |
| 2015 | $3,919 | $272,633 | $0 | $0 |
| 2014 | $3,919 | $266,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Scott Copinger
-
Scott Lawrence
S
Buyer's Agent in 2025
Scott Lawrence
EXP Realty, LLC
(443) 326-2305
40 Total Sales
Map
Source: Bright MLS
MLS Number: MDBC2127068
APN: 15-2200015370
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