3 Stewart Ave Saint Simons Island, GA 31522
Estimated payment $6,198/month
Highlights
- Wood Flooring
- No HOA
- Front Porch
- St. Simons Elementary School Rated A-
- Fireplace
- Galley Kitchen
About This Home
Welcome to the Cherokee Big House: a historic 1943 beach cottage paired with a fully equipped 2005 guest house—already a proven rental favorite. Whether you’re after a personal coastal retreat, steady income, or both, this property delivers. The 3BR/2BA main house radiates character with heart pine details, oak hardwoods, and a breezy open floor plan. Recent updates include a stylish kitchen, modern baths, and a newer metal roof + HVAC. Outside, enjoy a custom fireplace, fruit trees, covered porch, and space for a pool.
The guest cottage, known as the Cherokee House, offers 2BR/1BA with a kitchenette, private entrance, has just been repainted, and has proven to be a popular long term rental. Extra perks: circular driveway, 2-car carport, X-flood zone, wooded buffer for privacy, and a location just a bike ride to the beach, shops, and dining. With neighborhood revitalization underway, this is both a slice of history and a smart investment.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,603
Year Built
- Built in 1943
Lot Details
- 9,583 Sq Ft Lot
- Fenced
- Zoning described as Res Single
Home Design
- Metal Roof
- Stucco
Interior Spaces
- 2,139 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Fireplace
Kitchen
- Galley Kitchen
- Oven
- Range
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Attached Garage
- 2 Carport Spaces
- Off-Street Parking
Outdoor Features
- Open Patio
- Exterior Lighting
- Outdoor Grill
- Front Porch
Schools
- St. Simons Elementary School
- Glynn Middle School
- Glynn Academy High School
Utilities
- Cooling Available
- Heating Available
Listing and Financial Details
- Assessor Parcel Number 04-01948
Community Details
Overview
- No Home Owners Association
- Oglethorpe Park Subdivision
Amenities
- Shops
Recreation
- Park
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,603 | $223,400 | $78,960 | $144,440 |
| 2023 | $867 | $209,840 | $70,520 | $139,320 |
| 2022 | $1,270 | $167,520 | $28,200 | $139,320 |
| 2021 | $1,302 | $127,640 | $28,200 | $99,440 |
| 2020 | $1,311 | $127,640 | $28,200 | $99,440 |
| 2019 | $1,311 | $127,640 | $28,200 | $99,440 |
| 2018 | $1,727 | $127,640 | $28,200 | $99,440 |
| 2017 | $1,727 | $140,920 | $28,200 | $112,720 |
| 2016 | $1,618 | $94,160 | $28,200 | $65,960 |
| 2015 | $1,627 | $94,160 | $28,200 | $65,960 |
| 2014 | $1,627 | $94,160 | $28,200 | $65,960 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/12/2025 08/12/25 | Price Changed | $1,060,000 | -5.4% | $496 / Sq Ft |
| 06/20/2025 06/20/25 | Price Changed | $1,120,000 | -2.6% | $524 / Sq Ft |
| 05/23/2025 05/23/25 | For Sale | $1,150,000 | -- | $538 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $242,600 | New Conventional | |
| Previous Owner | $23,000 | New Conventional | |
| Previous Owner | $270,000 | New Conventional | |
| Previous Owner | $20,000 | New Conventional | |
| Previous Owner | $192,000 | New Conventional |
Source: Golden Isles Association of REALTORS®
MLS Number: 1653453
APN: 04-01948
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