Seller's Agent in 2025
Anne McPheeters
OceanView Properties
(207) 282-1732
9 in this area
70 Total Sales
3 Surf Ave Biddeford, ME 04005
Hills Beach Neighborhood
3
Beds
1
Bath
960
Sq Ft
1,742
Sq Ft Lot
Highlights
- Water Views
- Public Beach
- Main Floor Bedroom
- Nearby Water Access
- Wood Flooring
- No HOA
About This Home
As of September 2025Drop your bags and head out to the beach! You can't get much closer to being beachfront than 3 Surf Ave. With wood floors and cottage charm plus modern amenities such as heat pumps for A/C, this simple but practical house has everything you need to enjoy life at Hills Beach. Wonderful views down the beach from the second floor living room make this an inviting place to start or end your day. With a great rental history and so much to enjoy, don't miss this opportunity to be a part of a wonderful community.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,392
Year Built
- Built in 1950
Lot Details
- 1,742 Sq Ft Lot
- Property fronts a private road
- Public Beach
- Level Lot
- Property is zoned CR
Parking
- Off-Street Parking
Property Views
- Water
- Scenic Vista
Home Design
- Cottage
- Wood Frame Construction
- Shingle Roof
- Shingle Siding
Interior Spaces
- 960 Sq Ft Home
- Living Room
- Wood Flooring
- Eat-In Kitchen
- Laundry on main level
Bedrooms and Bathrooms
- 3 Bedrooms
- Main Floor Bedroom
- 1 Full Bathroom
- Shower Only
Basement
- Exterior Basement Entry
- Crawl Space
Outdoor Features
- Nearby Water Access
Utilities
- Cooling Available
- Heat Pump System
- Natural Gas Not Available
- Electric Water Heater
- Septic System
- Private Sewer
- Internet Available
- Cable TV Available
Community Details
- No Home Owners Association
- Hills Beach Subdivision
Listing and Financial Details
- Legal Lot and Block 1 / 30
- Assessor Parcel Number BIDD-000055-000000-000030-000001
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 26, 2025
Closed on
Sep 3, 2025
Sold by
Maureen K Gallagher Lt and Gallagher
Bought by
Rusher Nicolas E and Rusher Kayla C
Seller's Agent
Anne McPheeters
OceanView Properties
Buyer's Agent
Erin Haber
Town & Shore Real Estate
List Price
$699,000
Sold Price
$650,000
Premium/Discount to List
-$49,000
-7.01%
Views
157
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,572
Avg. Annual Appreciation
7.98%
Original Mortgage
$520,000
Outstanding Balance
$519,100
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$150,137
Purchase Details
Closed on
Sep 14, 2023
Sold by
Gallagher Maureen K and Gallagher Margaret K
Bought by
Maureen K Gallagher Lt and Gallagher
Purchase Details
Closed on
May 4, 2015
Sold by
Gallagher Christopher J
Bought by
Gallagher Maureen K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
3.76%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 10, 2010
Sold by
Gallagher Constance L and Muscarello Angelo
Bought by
Gallagher Constance L and Muscarello Angelo
Purchase Details
Closed on
Nov 14, 2008
Sold by
Garnache Nancy L
Bought by
Gallagher Christopher J and Gallagher Maureen K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$310,500
Interest Rate
6.13%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $650,000 | -- | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Quit Claim Deed | -- | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $520,000 | New Conventional | |
| Previous Owner | $124,000 | New Conventional | |
| Previous Owner | $310,500 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/03/2025 09/03/25 | Sold | $650,000 | -7.0% | $677 / Sq Ft |
| 07/30/2025 07/30/25 | Pending | -- | -- | -- |
| 06/26/2025 06/26/25 | For Sale | $699,000 | -- | $728 / Sq Ft |
Source: Maine Listings
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,392 | $519,800 | $418,800 | $101,000 |
| 2023 | $6,791 | $517,600 | $416,600 | $101,000 |
| 2022 | $6,464 | $393,900 | $312,200 | $81,700 |
| 2021 | $6,113 | $335,300 | $265,900 | $69,400 |
| 2020 | $6,250 | $311,700 | $247,300 | $64,400 |
| 2019 | $6,228 | $311,700 | $247,300 | $64,400 |
| 2018 | $6,140 | $311,700 | $247,300 | $64,400 |
| 2017 | $6,153 | $306,600 | $247,300 | $59,300 |
| 2016 | $6,089 | $306,600 | $247,300 | $59,300 |
| 2015 | $5,970 | $306,600 | $247,300 | $59,300 |
| 2014 | $5,822 | $306,600 | $247,300 | $59,300 |
| 2013 | -- | $281,500 | $205,600 | $75,900 |
Source: Public Records
Agents Affiliated with this Home
-
Anne McPheeters
-
Peter McPheeters
Seller Co-Listing Agent in 2025
Peter McPheeters
OceanView Properties
(207) 468-1704
9 in this area
68 Total Sales
-
Erin Haber
Buyer's Agent in 2025
Erin Haber
Town & Shore Real Estate
(207) 650-7158
1 in this area
30 Total Sales
Map
Source: Maine Listings
MLS Number: 1628271
APN: BIDD-000055-000000-000030-000001
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Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified.
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