NOT LISTED FOR SALE

Estimated Value: $351,000 - $377,000

3 Beds
3 Baths
2,302 Sq Ft
$157/Sq Ft Est. Value

Last Sold November 22, 2021

Last sale price $261,000 $113 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $2,952/month

3 Days on Market

Highlights

  • Family Room with Fireplace
  • Detached Garage
  • Combination Dining and Living Room
  • Davis Primary School Rated A-
  • Double Pane Windows

About This Home

As of November 2021

Wonderful end unit townhome in The Oaks of St Charles! Walk or bike to downtown to St Charles or Geneva or enjoy nature on the paths and Fox River. This 2304 total sq. ft. 2 story home, with walk-out third level, has 2 decks, 3 bedrooms, 2.5 baths and privacy. Enter a charming courtyard to the main level with wood floors, LR and DR combo plus a kitchen with table space looking out sunny windows. Kitchen has upgraded stainless steel appliances. Upstairs are 2 newly remodeled full baths. The master bedroom has a private bath, a walk in closet and separate wall closet! The finished lower level is a perfect family room and laundry area that has it's own deck! The wall of bookcases stays with the home and holds a large screen TV and storage. Built in bar and storage room. Laundry behind doors off family room. One car garage with adjacent guest parking, clubhouse and pool across the street! Friendly neighborhood and the ideal location to walk to parks and entertainment! W/D to be replaced with another set. Ask agent please.

Last Agent to Sell the Property

Joan Lencioni

Baird & Warner Fox Valley - Geneva License #475168882 Listed on: 10/15/2021

Baird & Warner Fox Valley -  Geneva

Last Buyer's Agent

Logan Monette

Redfin Corporation License #475173271

Redfin Corporation

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $7,316

Year Built

  • 1977

Lot Details

  • 0.54

HOA Fees

  • $375 per month

Parking

  • Detached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Interior Spaces

  • 2,302 Sq Ft Home
  • Double Pane Windows
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Finished Basement

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • 2 Units
  • Cindy Lund Association, Phone Number (630) 513-1454

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$7,316

Year Built

1977

Lot Details

0

HOA Fees

$375 per month

Parking

1

Listing Details

  • Property Type: Attached Single
  • Property Type: Residential
  • Type Attached: T3-Townhouse 3+ Stories
  • Property Sub Type: T3-Townhouse 3+ Stories
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: G
  • New Construction Y/N: No
  • Directions: Rt 31 to Roosevelt St. turn right to White Oak Circle
  • Lot Size: 28.5 X93
  • New Construction: No
  • Ownership: Fee Simple w/ HO Assn.
  • Subdivision Name: The Oaks
  • Special Features: None
  • Year Built: 1977

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal, Water Softener Owned
  • Has Basement: Full
  • Fireplace Features: Gas Log
  • Estimated Total Finished Sq Ft: 2302
  • Basement Description: Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 2302
  • Fireplace Location: Family Room
  • Square Footage Comments: First and 2nd floors- 1588 Finished walk out level- 714 sq ft
  • Total Sq Ft: 2302
  • Upper Level Sq Ft: 794
  • Main Level Sq Ft: 794
  • Lower Level Sq Ft: 714
  • Window Features: Double Pane Windows
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Interior Amenities: Bar-Dry, Hardwood Floors, Walk-In Closet(s)
  • Other Equipment: Humidifier, Water-Softener Owned, Ceiling Fan(s)
  • Dining Room Type: Foyer
  • Stories: 2

Exterior Features

  • Roof: Asphalt
  • Exterior Features: Balcony, Deck, End Unit
  • Foundation Details: Concrete Perimeter
  • Exterior Building Type: Other
  • Lot Features: Wooded
  • Waterfront: No

Garage/Parking

  • Number of Cars: 1
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage
  • Garage Spaces: 1

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Electric: Circuit Breakers
  • Laundry Features: Gas Dryer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Management: Self-Management
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Self managed
  • Management Contact Name: Cindy Lund
  • Management Phone: 630-513-1454
  • Amenities: Pool, Ceiling Fan, Clubhouse
  • Association Fee: 375
  • Association Fee Frequency: Monthly
  • Pets Allowed: Cats OK, Dogs OK

Fee Information

  • Association Fee Includes: Parking, Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Elementary School: Davis Elementary School
  • High School: St. Charles East High School
  • Junior High Dist: 303

Lot Info

  • Rural (Y/N): N
  • Special Assessments: N
  • Zero Lot Line: No
  • Additional Parcels: No

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Multi Family

  • Units in Building: 2

Tax Info

  • Tax Exemptions: Homeowner
  • Tax Annual Amount: 5606.42
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 15, 2021
Closed on
Nov 8, 2021
Sold by
Busby Brent R and Busby Colleen L
Bought by
Allan Emily D
Seller's Agent
Joan Lencioni
Baird & Warner Fox Valley - Geneva
Buyer's Agent
Logan Monette
Redfin Corporation
List Price
$265,000
Sold Price
$261,000
Premium/Discount to List
-$4,000
-1.51%
Current Estimated Value
$361,133

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,133
Avg. Annual Appreciation
8.25%
Original Mortgage
$247,950
Outstanding Balance
$228,547
Interest Rate
3.12%
Mortgage Type
New Conventional
Estimated Equity
$123,422

Purchase Details

Listed on
May 28, 2013
Closed on
Jul 25, 2013
Sold by
Heidenreich Joshua and Murdhy Olson Catherine
Bought by
Busby Brent R and Krohn Colleen L
Seller's Agent
Ronald Tossey
REMAX All Pro - St Charles
Buyer's Agent
Heather Kelley
eXp Realty, LLC
List Price
$173,500
Sold Price
$165,000
Premium/Discount to List
-$8,500
-4.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.66%
Original Mortgage
$162,011
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 10, 2011
Sold by
Gust William E and Gust Marsha Ann
Bought by
Heidenreich Joshua and Murphy Olsen Catharine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,451
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 25, 2011
Sold by
North Star Trust Company
Bought by
Gust William E and Gust Marsha Ann

Purchase Details

Closed on
Feb 3, 2006
Sold by
Laser Joyce
Bought by
North Star Trust Co and Trust #06-9318

Purchase Details

Closed on
May 5, 2000
Sold by
Laster Thomas and Laster Joyce
Bought by
Laster Joyce

Purchase Details

Closed on
Apr 17, 1995
Sold by
Carey Lawrence and Carey Norma
Bought by
Laster Thomas and Laster Joyce

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,400
Interest Rate
8.64%

Purchase Details

Closed on
Jul 12, 1994
Sold by
Shaw R Brett
Bought by
Carey Lawrence and Carey Norma
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Allan Emily D $261,000 Baird & Warner Title Service
Busby Brent R $165,000 Multiple
Heidenreich Joshua $140,000 Chicago Title Insurance Co
Gust William E $95,000 Chicago Title Insurance Co
North Star Trust Co -- None Available
Laster Joyce -- --
Laster Thomas $153,000 Fox Title Company
Carey Lawrence $140,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Allan Emily D $247,950
Previous Owner Busby Brent R $159,000
Previous Owner Busby Brent R $162,011
Previous Owner Heidenreich Joshua $136,451
Previous Owner Laster Joyce $115,900
Previous Owner Laster Thomas $122,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/22/2021 11/22/21 Sold $261,000 -1.5% $113 / Sq Ft
10/19/2021 10/19/21 Pending -- -- --
10/15/2021 10/15/21 For Sale $265,000 +60.6% $115 / Sq Ft
07/26/2013 07/26/13 Sold $165,000 -4.9% $72 / Sq Ft
06/02/2013 06/02/13 Pending -- -- --
05/28/2013 05/28/13 For Sale $173,500 -- $75 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,316 $106,551 $21,599 $84,952
2023 $6,992 $95,364 $19,331 $76,033
2022 $6,222 $83,057 $18,446 $64,611
2021 $5,671 $75,529 $17,583 $57,946
2020 $5,606 $74,121 $17,255 $56,866
2019 $5,501 $72,653 $16,913 $55,740
2018 $5,113 $67,642 $16,270 $51,372
2017 $4,971 $65,330 $15,714 $49,616
2016 $4,602 $56,370 $15,162 $41,208
2015 -- $54,939 $14,999 $39,940
2014 -- $53,336 $14,999 $38,337
2013 -- $54,446 $15,149 $39,297
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11242950

Midwest Real Estate Data (MRED)

APN: 09-34-451-143