Seller's Agent in 2025
Mandy McGuire
Keller Williams Pinnacle
(618) 558-1350
639 Total Sales
3019 Cedar Ridge Ln Waterloo, IL 62298
3
Beds
3
Baths
2,208
Sq Ft
5
Acres
Highlights
- Open Floorplan
- Heavily Wooded Lot
- Recreation Room
- Rogers Elementary School Rated A-
- Deck
- Vaulted Ceiling
About This Home
As of November 2025Perfectly situated on ~5.0 mostly wooded acres, this Beautifully updated 3 bed & 3 bath home offers space, comfort, and versatility. Step inside to a bright and airy great room featuring rich natural wood floors, vaulted ceilings with a skylight, and an inviting wood-burning fireplace; an ideal space for gathering with family and friends. Open concept kitchen is complete with custom wood cabinetry, granite countertops and seamless flow into the adjacent dining room, which opens to a spacious wooden deck; perfect for outdoor entertaining. The primary suite features French doors that lead to a private balcony with breathtaking views where you can catch a glimpse of deer almost daily. Two additional generously sized bedrooms each with large closets and full bath round out the upper level. Make your way to the finished lower level and find the versatile rec/family room with direct access to a patio and a relaxing Jacuzzi tub. Don't forget the 2 car garage and if you desire more storage, there is plenty of open space to build the outbuilding you have always wanted. A perfect blend of country charm and modern updates makes this your perfect home to Live Where You Love! Seller is MOTIVATED!!!! Schedule your showing today.
Last Agent to Sell the Property
Keller Williams Pinnacle License #475127709 Listed on: 07/29/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,486
Year Built
- Built in 1978 | Remodeled
Lot Details
- 5 Acre Lot
- Property fronts a private road
- Landscaped
- Level Lot
- Irregular Lot
- Heavily Wooded Lot
- Many Trees
- Private Yard
- Back and Front Yard
HOA Fees
- $17 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Split Level Home
- Brick Exterior Construction
- Architectural Shingle Roof
- Concrete Perimeter Foundation
- Cedar
- Stone
Interior Spaces
- 2-Story Property
- Open Floorplan
- Crown Molding
- Vaulted Ceiling
- Skylights
- Recessed Lighting
- Wood Burning Fireplace
- Stone Fireplace
- Fireplace Features Masonry
- Pocket Doors
- French Doors
- Sliding Doors
- Panel Doors
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Recreation Room
- Storage
- Laundry Room
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- ENERGY STAR Qualified Appliances
- Kitchen Island
- Granite Countertops
Flooring
- Engineered Wood
- Carpet
- Ceramic Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- Soaking Tub
- Shower Only
Partially Finished Basement
- Walk-Out Basement
- Partial Basement
- Interior and Exterior Basement Entry
- Finished Basement Bathroom
- Laundry in Basement
- Basement Storage
- Basement Window Egress
Outdoor Features
- Deck
- Covered Patio or Porch
- Shed
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Underground Utilities
- Private Water Source
- Well
- Electric Water Heater
- Septic Tank
- Private Sewer
- Phone Available
Listing and Financial Details
- Assessor Parcel Number 07-08-300-009-000
Community Details
Overview
- Association fees include maintenance parking/roads
- Cedar Ridge Estates Association
Amenities
- Community Kitchen
- Community Storage Space
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 29, 2025
Closed on
Nov 14, 2025
Sold by
Bemberg Mark F and Martin Susan M
Bought by
Farrell Tyler and Zerwig Regan
Seller's Agent
Mandy McGuire
Keller Williams Pinnacle
Buyer's Agent
Paula Peppers
Re/Max Signature Properties
List Price
$395,000
Sold Price
$350,000
Premium/Discount to List
-$45,000
-11.39%
Views
401
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,696
Avg. Annual Appreciation
7.87%
Original Mortgage
$318,937
Outstanding Balance
$318,937
Interest Rate
5.75%
Mortgage Type
VA
Estimated Equity
$37,759
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $350,000 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $318,937 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/14/2025 11/14/25 | Sold | $350,000 | -6.7% | $159 / Sq Ft |
| 09/11/2025 09/11/25 | Price Changed | $375,000 | -5.1% | $170 / Sq Ft |
| 07/29/2025 07/29/25 | For Sale | $395,000 | 0.0% | $179 / Sq Ft |
| 07/28/2025 07/28/25 | Price Changed | $395,000 | -- | $179 / Sq Ft |
Source: MARIS MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,486 | $88,374 | $24,945 | $63,429 |
| 2023 | -- | $84,600 | $23,620 | $60,980 |
| 2022 | $4,273 | $79,750 | $23,620 | $56,130 |
| 2021 | $4,428 | $80,580 | $23,620 | $56,960 |
| 2020 | $3,571 | $65,410 | $23,620 | $41,790 |
| 2019 | $2,963 | $55,480 | $19,790 | $35,690 |
| 2018 | $3,097 | $56,010 | $19,790 | $36,220 |
| 2017 | $3,347 | $57,537 | $20,146 | $37,391 |
| 2016 | $0 | $61,020 | $19,790 | $41,230 |
| 2015 | $3,605 | $61,350 | $17,670 | $43,680 |
| 2014 | $3,479 | $61,590 | $17,670 | $43,920 |
| 2012 | -- | $62,380 | $17,670 | $44,710 |
Source: Public Records
Agents Affiliated with this Home
-
Mandy McGuire
-
Paula Peppers
Buyer's Agent in 2025
Paula Peppers
RE/MAX
(618) 979-2347
151 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25050531
APN: 07-08-300-009-000
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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