$603,000
SOLD JAN 6, 2023

302 Cardinal Ln Toccoa, GA 30577

4 Beds
3 Baths
1,480 Sq Ft
0.36 Acres

Recently Sold

$407 Per Sq Ft

4% Below List Price

136 Days on Market

Highlights

  • 115 Feet of Waterfront
  • Guest House
  • Lake View
  • 1 Boat Dock
  • Second Kitchen
  • Community Lake

About This Home

As of January 2023

This renovated, fully furnished home with a studio apartment on Lake Hartwell is waiting for you. Total of 4BR/3BA. The main house has 3BR/2 FB and has been renovated to be open and inviting. Other features include cement siding, composite deck, LVP flooring, and tile flooring in the bathrooms. The bright kitchen is playful and functional with large island, stainless steel appliances, white and green cabinets, solid surface counters, and updated lighting. Primary bedroom has views of the lake with private bathroom and laundry room attached. Adorably appointed secondary bedrooms. Windows replaced when home was updated. Updated Studio apartment with separate entrance, private patio, LVP flooring, solid surface counters, and stainless steel fridge. An updated bath with tile flooring and shower will make your guests feel at home. The dock is a single slip with platform. Take in the views of the surrounding mountains while enjoying the lake life!

Last Agent to Sell the Property

Laura Miller Edwards Realty

Keller Williams Realty License #172813 Listed on: 07/22/2022

Keller Williams Realty

Co-Listed By

Tara Dees

Keller Williams Realty License #391662

Last Buyer's Agent

Jessica Sain

All Hart Realty License #380227

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,546

Year Built

  • Built in 1995

Lot Details

  • 0.36 Acre Lot
  • Property fronts a marsh
  • 115 Feet of Waterfront
  • Lake Front
  • Private Lot
  • Sloped Lot

HOA Fees

  • $17 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Composition Roof
  • Concrete Siding

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Great Room
  • Combination Dining and Living Room
  • Lake Views

Kitchen

  • Second Kitchen
  • Breakfast Area or Nook
  • Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • In-Law or Guest Suite

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 4 Parking Spaces
  • Carport
  • Parking Pad

Outdoor Features

  • Army Corps Of Engineers Controlled
  • 1 Boat Dock
  • Deck
  • Porch

Additional Homes

  • Guest House

Schools

  • Big A Elementary School
  • Stephens County Middle School
  • Stephens County High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet

Community Details

  • Shorewood Estates And Camping Club Subdivision
  • Community Lake

Listing and Financial Details

  • Legal Lot and Block 71 / R

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,546

Year Built

Built in 1995

Lot Details

0

HOA Fees

$17 per month

Listing Details

  • Property Type: Residential
  • Section: 2
  • Year Built: 1995
  • Co List Office: KWWC01
  • Financing Type: Conventional
  • Levels: One
  • Lot Size Acres: .36
  • Other Sturctures: Guest House
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Dock Slips: 1
  • Total Finished Area2: 1480
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Electric Water Heater, Dryer, Washer, Dishwasher, Microwave, Oven/Range (Combo), Refrigerator
  • Bedrooms: 4
  • Dining Room Features: Dining Rm/Living Rm Combo
  • Basement: None
  • Total Finished Sq Ft: 1480
  • Unfinished Below Grade Sq Ft: 440
  • Above Grade Finished Sq Ft: 1480
  • Interior Amenities: Other, In-Law Floorplan, Master On Main Level
  • Feature Name: HARTWELL
  • Full Bathrooms: 3
  • Flooring: Tile, Vinyl
  • Kitchen Features: Breakfast Area, Kitchen Island, Second Kitchen, Solid Surface Counters
  • Price Per Square Foot: 407.43

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 1
  • Bedroom Main Level: 3

Exterior Features

  • Waterfront Frontage: 115
  • Common Walls: No Common Walls
  • Construction Materials: Concrete
  • ExteriorFeatures: Dock
  • Foundation Details: Slab
  • Lot Features: Private, Sloped
  • Patio And Porch Features: Deck, Porch
  • Property Condition: Resale
  • Roof: Composition
  • View: Lake
  • Waterfront Features: Corps of Engineers Control

Garage/Parking

  • Parking Features: Carport, Parking Pad
  • ParkingTotal: 4

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Electric, Central
  • Laundry Features: Other
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Electricity Available, High Speed Internet, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 200
  • Association: Yes
  • Community Features: Lake, None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Big A
  • High School: Stephens County
  • Middle School: Stephens County
  • Elementary School: Big A
  • Middle School: Stephens County
  • High School: Stephens County

Lot Info

  • Lot: 71
  • Deed Book: 1222
  • Deed Page: 479
  • Plat Book: 6
  • Plat Page: 191

Tax Info

  • Year: 2021
  • Tax Annual Amount: 2546

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2022
Closed on
Jan 6, 2023
Sold by
Hill Christy Rogers
Bought by
Jilani Nasreen H and Gyor Gordon W
Seller's Agent
Laura Miller Edwards Realty
Keller Williams Realty
Buyer's Agent
Jessica Sain
All Hart Realty
List Price
$625,000
Sold Price
$603,000
Premium/Discount to List
-$22,000
-3.52%
Views
48
Current Estimated Value
$673,699

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$70,699
Avg. Annual Appreciation
2.12%
Original Mortgage
$310,000
Outstanding Balance
$301,619
Interest Rate
6.33%
Mortgage Type
New Conventional
Estimated Equity
$333,217

Purchase Details

Listed on
Jul 31, 2018
Closed on
Sep 2, 2020
Sold by
Ying Jun
Bought by
Hill Christy Rogers and Hill Michael Shad
Seller's Agent
Charlene Fields
Charlene's Lakeside Realty
Buyer's Agent
Debbie Henderson
BuyHartwellLake, LLC
List Price
$269,900
Sold Price
$217,500
Premium/Discount to List
-$52,400
-19.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
54.33%
Original Mortgage
$195,750
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 27, 2004
Bought by
Ying Jun and Ying Victoria

Purchase Details

Closed on
Jun 21, 2004
Bought by
<Buyer Info Not Present>

Purchase Details

Closed on
May 1, 1989
Bought by
<Buyer Info Not Present>
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $603,000 --
Warranty Deed $217,500 --
Deed $170,000 --
Deed -- --
Deed $15,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $310,000 New Conventional
Previous Owner $195,750 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/06/2023 01/06/23 Sold $603,000 -3.5% $407 / Sq Ft
12/05/2022 12/05/22 Pending -- -- --
09/09/2022 09/09/22 For Sale $625,000 0.0% $422 / Sq Ft
08/30/2022 08/30/22 Pending -- -- --
08/13/2022 08/13/22 Price Changed $625,000 -3.8% $422 / Sq Ft
07/22/2022 07/22/22 Price Changed $650,000 -90.0% $439 / Sq Ft
07/22/2022 07/22/22 For Sale $6,500,000 +2888.5% $4,392 / Sq Ft
09/02/2020 09/02/20 Sold $217,500 -19.4% $143 / Sq Ft
07/27/2020 07/27/20 Pending -- -- --
07/31/2018 07/31/18 For Sale $269,900 0.0% $178 / Sq Ft
10/01/2013 10/01/13 Rented $600 0.0% --
10/01/2013 10/01/13 For Rent $600 -- --
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,653 $152,805 $47,035 $105,770
2023 $4,326 $145,313 $47,035 $98,278
2022 $2,522 $84,709 $34,970 $49,739
2021 $2,546 $81,420 $34,970 $46,450
2020 $2,571 $81,418 $34,970 $46,448
2019 $2,582 $81,418 $34,970 $46,448
2018 $2,537 $80,019 $34,970 $45,049
2017 $2,577 $80,019 $34,970 $45,049
2016 $2,537 $80,018 $34,969 $45,049
2015 $2,645 $79,638 $34,969 $44,668
2014 $2,291 $67,872 $24,280 $43,592
2013 -- $68,320 $24,280 $44,040
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10074001

Georgia MLS

APN: 056E-014