Seller's Agent in 2023
Laura Miller Edwards Realty
Keller Williams Realty
(678) 388-1400
398 Total Sales
302 Cardinal Ln Toccoa, GA 30577
4
Beds
3
Baths
1,480
Sq Ft
0.36
Acres
Highlights
- 115 Feet of Waterfront
- Guest House
- Lake View
- 1 Boat Dock
- Second Kitchen
- Community Lake
About This Home
As of January 2023This renovated, fully furnished home with a studio apartment on Lake Hartwell is waiting for you. Total of 4BR/3BA. The main house has 3BR/2 FB and has been renovated to be open and inviting. Other features include cement siding, composite deck, LVP flooring, and tile flooring in the bathrooms. The bright kitchen is playful and functional with large island, stainless steel appliances, white and green cabinets, solid surface counters, and updated lighting. Primary bedroom has views of the lake with private bathroom and laundry room attached. Adorably appointed secondary bedrooms. Windows replaced when home was updated. Updated Studio apartment with separate entrance, private patio, LVP flooring, solid surface counters, and stainless steel fridge. An updated bath with tile flooring and shower will make your guests feel at home. The dock is a single slip with platform. Take in the views of the surrounding mountains while enjoying the lake life!
Last Agent to Sell the Property
Keller Williams Realty License #172813 Listed on: 07/22/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,546
Year Built
- Built in 1995
Lot Details
- 0.36 Acre Lot
- Property fronts a marsh
- 115 Feet of Waterfront
- Lake Front
- Private Lot
- Sloped Lot
HOA Fees
- $17 Monthly HOA Fees
Home Design
- Bungalow
- Slab Foundation
- Composition Roof
- Concrete Siding
Interior Spaces
- 1-Story Property
- Ceiling Fan
- Great Room
- Combination Dining and Living Room
- Lake Views
Kitchen
- Second Kitchen
- Breakfast Area or Nook
- Oven or Range
- Microwave
- Dishwasher
- Kitchen Island
- Solid Surface Countertops
Flooring
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms | 3 Main Level Bedrooms
- In-Law or Guest Suite
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Parking
- 4 Parking Spaces
- Carport
- Parking Pad
Outdoor Features
- Army Corps Of Engineers Controlled
- 1 Boat Dock
- Deck
- Porch
Additional Homes
- Guest House
Schools
- Big A Elementary School
- Stephens County Middle School
- Stephens County High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Septic Tank
- High Speed Internet
Community Details
- Shorewood Estates And Camping Club Subdivision
- Community Lake
Listing and Financial Details
- Legal Lot and Block 71 / R
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 22, 2022
Closed on
Jan 6, 2023
Sold by
Hill Christy Rogers
Bought by
Jilani Nasreen H and Gyor Gordon W
Seller's Agent
Laura Miller Edwards Realty
Keller Williams Realty
Buyer's Agent
Jessica Sain
EXIT For Sale Realty
List Price
$625,000
Sold Price
$603,000
Premium/Discount to List
-$22,000
-3.52%
Views
48
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$74,408
Avg. Annual Appreciation
4.37%
Original Mortgage
$310,000
Outstanding Balance
$300,613
Interest Rate
6.33%
Mortgage Type
New Conventional
Estimated Equity
$376,795
Purchase Details
Listed on
Jul 31, 2018
Closed on
Sep 2, 2020
Sold by
Ying Jun
Bought by
Hill Christy Rogers and Hill Michael Shad
Seller's Agent
Charlene Fields
Charlene's Lakeside Realty
Buyer's Agent
Debbie Henderson
BuyHartwellLake, LLC
List Price
$269,900
Sold Price
$217,500
Premium/Discount to List
-$52,400
-19.41%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
54.33%
Original Mortgage
$195,750
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 27, 2004
Bought by
Ying Jun and Ying Victoria
Purchase Details
Closed on
Jun 21, 2004
Bought by
<Buyer Info Not Present>
Purchase Details
Closed on
May 1, 1989
Bought by
<Buyer Info Not Present>
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $603,000 | -- | |
| Warranty Deed | $217,500 | -- | |
| Deed | $170,000 | -- | |
| Deed | -- | -- | |
| Deed | $15,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $310,000 | New Conventional | |
| Previous Owner | $195,750 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/06/2023 01/06/23 | Sold | $603,000 | -3.5% | $407 / Sq Ft |
| 12/05/2022 12/05/22 | Pending | -- | -- | -- |
| 09/09/2022 09/09/22 | For Sale | $625,000 | 0.0% | $422 / Sq Ft |
| 08/30/2022 08/30/22 | Pending | -- | -- | -- |
| 08/13/2022 08/13/22 | Price Changed | $625,000 | -3.8% | $422 / Sq Ft |
| 07/22/2022 07/22/22 | Price Changed | $650,000 | -90.0% | $439 / Sq Ft |
| 07/22/2022 07/22/22 | For Sale | $6,500,000 | +2888.5% | $4,392 / Sq Ft |
| 09/02/2020 09/02/20 | Sold | $217,500 | -19.4% | $143 / Sq Ft |
| 07/27/2020 07/27/20 | Pending | -- | -- | -- |
| 07/31/2018 07/31/18 | For Sale | $269,900 | 0.0% | $178 / Sq Ft |
| 10/01/2013 10/01/13 | Rented | $600 | 0.0% | -- |
| 10/01/2013 10/01/13 | For Rent | $600 | -- | -- |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,653 | $152,805 | $47,035 | $105,770 |
| 2023 | $4,326 | $145,313 | $47,035 | $98,278 |
| 2022 | $2,522 | $84,709 | $34,970 | $49,739 |
| 2021 | $2,546 | $81,420 | $34,970 | $46,450 |
| 2020 | $2,571 | $81,418 | $34,970 | $46,448 |
| 2019 | $2,582 | $81,418 | $34,970 | $46,448 |
| 2018 | $2,537 | $80,019 | $34,970 | $45,049 |
| 2017 | $2,577 | $80,019 | $34,970 | $45,049 |
| 2016 | $2,537 | $80,018 | $34,969 | $45,049 |
| 2015 | $2,645 | $79,638 | $34,969 | $44,668 |
| 2014 | $2,291 | $67,872 | $24,280 | $43,592 |
| 2013 | -- | $68,320 | $24,280 | $44,040 |
Source: Public Records
Agents Affiliated with this Home
-
Laura Miller Edwards Realty
-
Tara Dees
Seller Co-Listing Agent in 2023
Tara Dees
Keller Williams Realty
36 Total Sales
-
Jessica Sain
J
Buyer's Agent in 2023
Jessica Sain
EXIT For Sale Realty
(706) 371-2840
34 Total Sales
-
Charlene Fields
Seller's Agent in 2020
Charlene Fields
Charlene's Lakeside Realty
(706) 436-1112
349 Total Sales
-
Debbie Henderson
Buyer's Agent in 2020
Debbie Henderson
BuyHartwellLake, LLC
(404) 313-4404
22 Total Sales
-
Glenda Broker
Buyer's Agent in 2013
Glenda Broker
Non-Mls Company
(800) 289-1214
Map
Source: Georgia MLS
MLS Number: 10074001
APN: 056E-014
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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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