$525,000
$35K PRICE DROP

Estimated payment $3,898/month

Total Views 1,732
4 Beds
2.5 Baths
3,960 Sq Ft
$133 Price per Sq Ft

Highlights

  • Landscaped Professionally
  • Community Lake
  • Property is near park
  • Country Trails Elementary School Rated A-
  • Clubhouse
  • 5-minute walk to Settlers Park

About This Home

Welcome to this spacious 4-bedroom, 2.5-bath cedar two-story home in the desirable Providence neighborhood of Elgin. Set on a beautifully landscaped lot, the home features a 2.5-car attached garage, private backyard patio, and a convenient location just steps from neighborhood parks and trails, with easy access to the hospital, Elgin Community College, and the interstate. Inside, modern neutral decor, laminate flooring, and an open floorplan create a bright and inviting atmosphere. The main level offers a comfortable living room, formal dining room, and welcoming family room with a stone fireplace and direct access to the backyard. The eat-in kitchen features a closet pantry and tile backsplash, while a first-floor home office, powder room, and laundry room add everyday convenience. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite with a walk-in closet and private bath with double-bowl vanity, plus a versatile loft area ideal for a second office, playroom, or additional living space. A partial basement with crawl space provides extra storage and flexibility. Recent updates include a newer roof, water heater, and exterior paint. A low HOA fee includes access to the neighborhood clubhouse, and the home is served by Central School District.

Listing Agent

Matt Kombrink

One Source Realty License #471007391 Listed on: 08/10/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,758

Year Built

  • Built in 2005

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 71x125
  • Landscaped Professionally
  • Paved or Partially Paved Lot

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 2.5 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Cedar

Interior Spaces

  • 3,960 Sq Ft Home
  • 2-Story Property
  • Window Screens
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Home Office
  • Loft
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Sump Pump
  • Crawl Space

Schools

  • Country Trails Elementary School
  • Prairie Knolls Middle School
  • Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Patio
  • Property is near park

Listing and Financial Details

  • Homeowner Tax Exemptions
  • Other Tax Exemptions

Community Details

Overview

  • Association fees include clubhouse
  • Preferred Management Association, Phone Number (847) 695-6400
  • Providence Subdivision, Bristol Floorplan
  • Property managed by Preferred Management
  • Community Lake

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,758

Year Built

Built in 2005

Lot Details

8,712 Sq Ft Lot

HOA Fees

$35 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • HabitableResidenceYN: Yes
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Providence
  • Year Built: 2005
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Price Change
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal
  • Basement: Crawl Space, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Interior Amenities: Walk-In Closet(s)
  • LivingArea: 3960
  • Other Equipment: CO Detectors, Sump Pump
  • Room Type: Office, Loft
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Luxury Vinyl

Exterior Features

  • Construction Materials: Cedar
  • Lot Features: Landscaped
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 425
  • Association Fee Frequency: Annually
  • Community Features: Clubhouse, Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Preferred Management
  • Management Contact Name: Preferred Management
  • Management Phone: 847-695-6400

Fee Information

  • Association Fee Includes: Clubhouse

Schools

  • Elementary School: Country Trails Elementary School
  • High School: Central High School
  • Middle/Junior School: Prairie Knolls Middle School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2
  • Lot Dimensions: 71x125
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 11758
  • Tax Year: 2025
  • Tax Exemptions: Homeowner,Disabled Person

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,916 $160,149 $43,240 $116,909
2024 $11,916 $147,508 $39,827 $107,681
2023 $11,749 $133,263 $35,981 $97,282
2022 $11,066 $121,512 $32,808 $88,704
2021 $10,703 $113,605 $30,673 $82,932
2020 $10,394 $108,453 $29,282 $79,171
2019 $10,081 $103,308 $27,893 $75,415
2018 $11,148 $112,438 $26,277 $86,161
2017 $10,737 $106,294 $24,841 $81,453
2016 $10,707 $98,612 $23,046 $75,566
2015 -- $90,387 $21,124 $69,263
2014 -- $73,814 $20,863 $52,951
2013 -- $75,761 $21,413 $54,348
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/10/2026 08/10/26 For Sale $559,900 -- $141 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $323,000 Chicago Title Insurance Comp
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $219,104 New Conventional
Previous Owner $240,000 Fannie Mae Freddie Mac
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12729170

Midwest Real Estate Data (MRED)

APN: 06-17-301-006

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