$442,000
SOLD MAR 19, 2026
3 Beds
2 Baths
1,909 Sq Ft
6,098 Sq Ft Lot Lot

Sale Details

Date Sold: March 19, 2026

$232 Per Sq Ft

7% Below List Price

19 on Market

Highlights

  • Two Way Fireplace
  • Ranch Style House
  • High Ceiling
  • Woodbrook Elementary School Rated A
  • Wood Flooring
  • Breakfast Area or Nook

About This Home

As of March 2026

Highly sought-after 3-bedroom, 2-bath MOVE-IN-READY ranch located in the coveted low-maintenance neighborhood of Waterford of Carmel. This beautifully maintained home features updated living spaces and a desirable split floor plan for comfort and convenience. Soaring ceilings and expansive windows welcome you into an open, light-filled layout designed for everyday ease. A gracious dining and family room provide an ideal setting for entertaining around the dual-sided gas fireplace. The refined kitchen anchors the home, offering gorgeous granite countertops, warm wood cabinetry, a built-in desk, cozy breakfast nook, and an additional gas fireplace. Just off the kitchen and living room, doors open to a delightful four-season sunroom overlooking the peaceful backyard. Step outside to the deck - perfect for alfresco dining or quiet moments in nature. The generous primary suite boasts a double vanity, shower stall, whirlpool tub and large walk-in closet. Two additional bedrooms on the opposite side of the home offer wonderful privacy for guests or a dedicated home office, along with an additional full bath and ample closet space. Recent improvements include fresh interior paint and NEW carpet, updated bathroom fixtures, new bathroom and laundry room flooring, water softener and landscaping. Enjoy a true sense of community in this peaceful, walkable neighborhood conveniently located just minutes from downtown Carmel's premier shopping, dining and downtown attractions. Whether you're new to Carmel or seeking an easy-living lifestyle, this home is sure to exceed your expectations!

Last Agent to Sell the Property

Matt McLaughlin

F.C. Tucker Company Brokerage Email: mmcl@talktotucker.com License #RB14049997 Listed on: 01/16/2026

F.C. Tucker Company

Co-Listed By

Jillian Holloway

F.C. Tucker Company Brokerage Email: mmcl@talktotucker.com License #RB22000021

Last Buyer's Agent

Matt McLaughlin

F.C. Tucker Company Brokerage Email: mmcl@talktotucker.com License #RB14049997 Listed on: 01/16/2026

F.C. Tucker Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,418

Year Built

  • Built in 1987

Lot Details

  • 6,098 Sq Ft Lot

HOA Fees

  • $167 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation

Interior Spaces

  • 1,909 Sq Ft Home
  • Built-In Features
  • Woodwork
  • High Ceiling
  • Paddle Fans
  • Two Way Fireplace
  • Pull Down Stairs to Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Trash Compactor

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry
  • Washer and Dryer Hookup

Home Security

  • Smart Thermostat
  • Fire and Smoke Detector

Schools

  • Carmel High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Heater
  • Water Softener is Owned

Community Details

  • Association fees include lawncare, maintenance
  • Association Phone (317) 586-0682
  • Waterford Subdivision
  • Property managed by Waterford of Carmel HOA

Listing and Financial Details

  • Tax Lot 56
  • Assessor Parcel Number 291031406056000018
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,418

Year Built

Built in 1987

Lot Details

6,098 Sq Ft Lot

HOA Fees

$167 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch, Traditional
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 1987
  • Building Area Total: 1909
  • Co List Office Phone: 317-843-7766
  • Garage Y N: Yes
  • Lot Size Acres: 0.14
  • Subdivision Name: Waterford
  • Transaction Type: Sale
  • Website: callmatt.in
  • Accessibility Features YN: No
  • Attribution Contact: mmcl@talktotucker.com
  • Special Features: None

Interior Features

  • Basement: No
  • Appliances: Dishwasher, Microwave, Electric Oven, Refrigerator, Trash Compactor, Water Heater, Water Softener Owned
  • Levels: One
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Two Sided
  • Fireplaces: 1
  • Interior Amenities: Attic Pull Down Stairs, Bath Sinks Double Main, Breakfast Bar, Built-in Features, High Ceilings, Paddle Fan, Hardwood Floors, Eat-in Kitchen, Smart Thermostat, Walk-In Closet(s), Wood Work Painted
  • Living Area: 1909
  • Eating Area: Dining Combo/Kitchen,Formal Dining Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 2
  • Main Level Sq Ft: 1909
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Upper Level Sq Ft: 0

Exterior Features

  • Construction Materials: Brick
  • Foundation Details: Slab

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Unit, Connections All, Main Level, Sink
  • Security Features: Smoke Detector(s)
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Maintenance
  • Association Fee: 500
  • Association Fee Frequency: Quarterly
  • Association Phone: 317-586-0682
  • Association YN: Yes
  • Management Company Name: Waterford of Carmel HOA

Fee Information

  • Association Fee Includes: Entrance Common, Lawncare, Maintenance

Lot Info

  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 6098
  • Parcel Number: 291031406056000018
  • Acres: <1/4 Acre

Tax Info

  • Tax Annual Amount: 3418
  • Tax Lot: 56
  • Semi Annual Property Tax Amt: 1709
  • Tax Exemption: None

MLS Schools

  • High School: Carmel High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 16, 2026
Closed on
Mar 18, 2026
Sold by
Molnar Frank
Bought by
Hendershot Ryan and Hendershot Patricia Ray-Ann
Seller's Agent
Matt McLaughlin
F.C. Tucker Company
Buyer's Agent
Matt McLaughlin
F.C. Tucker Company
List Price
$475,000
Sold Price
$442,000
Premium/Discount to List
-$33,000
-6.95%
Views
85

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.50%
Original Mortgage
$419,900
Outstanding Balance
$419,900
Interest Rate
5.35%
Mortgage Type
New Conventional
Estimated Equity
$26,597
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Personal Reps Deed -- None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $419,900 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/19/2026 03/19/26 Sold $442,000 -1.6% $232 / Sq Ft
02/04/2026 02/04/26 Pending -- -- --
01/31/2026 01/31/26 Price Changed $449,000 -5.5% $235 / Sq Ft
01/16/2026 01/16/26 For Sale $475,000 -- $249 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,729 $363,600 $106,000 $257,600
2024 $3,417 $346,200 $106,000 $240,200
2023 $3,423 $330,500 $106,000 $224,500
2022 $3,637 $320,700 $80,000 $240,700
2021 $2,883 $258,600 $80,000 $178,600
2020 $2,790 $252,100 $80,000 $172,100
2019 $2,637 $242,400 $80,000 $162,400
2018 $2,452 $229,800 $57,800 $172,000
2017 $2,461 $231,200 $57,800 $173,400
2016 $2,395 $224,400 $57,800 $166,600
2014 $2,146 $218,300 $55,200 $163,100
2013 $2,146 $207,800 $55,200 $152,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22078561

MIBOR Broker Listing Cooperative®

APN: 29-10-31-406-056.000-018

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