$209,900
$10K PRICE DROP

Estimated payment $1,237/month

Total Views 20,215
2 Beds
1 Bath
1,164 Sq Ft
$180 Price per Sq Ft

Highlights

  • Property is near public transit
  • Wood Flooring
  • Private Yard
  • Traditional Architecture
  • High Ceiling
  • No HOA

About This Home

Welcome to 303 E. 21st Street in Covington's charming Wallace Woods neighborhood! This inviting 2-bedroom, 1-bath home is filled with character, featuring beautiful hardwood floors and comfortable living spaces throughout. Step outside to enjoy a private backyard--perfect for relaxing, entertaining, gardening, or giving pets room to play. Convenient on-street parking and a great location close to Covington's dining, shopping, parks, and entertainment make this home a wonderful opportunity for first-time buyers, downsizers, or anyone looking to enjoy city living with a neighborhood feel. Come see all the possibilities this Wallace Woods gem has to offer!

Listing Agent

Lisa Brandenburg

Huff Realty - Florence License #216051 Listed on: 06/12/2026

Huff Realty - Florence

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1909

Lot Details

  • 2,178 Sq Ft Lot
  • Aluminum or Metal Fence
  • Level Lot
  • Private Yard
  • Land Lease

Parking

  • On-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 1,164 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • High Ceiling
  • Ceiling Fan
  • Non-Functioning Fireplace
  • Entryway
  • Living Room
  • Formal Dining Room
  • Neighborhood Views
  • Fire and Smoke Detector
  • Electric Dryer Hookup

Kitchen

  • Electric Oven
  • Electric Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Schools

  • Sixth District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Additional Features

  • Porch
  • Property is near public transit
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1909

Lot Details

2,178 Sq Ft Lot

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.05
  • Year Built: 1909
  • Lot Size: of record
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Ownership: Consumer
  • Directions: I-75 N to Exit 191 W, 12th St/W MLK Jr. Blvd in Covington. Turn R onto W 12th St/W MLK Jr Blvd. R onto Scott Blvd, L onto E 20th, R onto Garrard St, L at the 1st cross street onto E 21st.
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • Property Ownership:Property Ownership: Consumer
  • Land Description:Land Description: Less than .5 Acre
  • Special Features: None

Interior Features

  • Interior Amenities: High Ceilings, Natural Woodwork
  • Basement: Full
  • Heating: Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Disposal, Dishwasher, Refrigerator, Electric Range, Electric Oven
  • Accessibility Features: None
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1164.0
  • Window Features: Insulated Windows

Exterior Features

  • View: Neighborhood
  • Fencing: Aluminum, Fenced
  • Roof: Shingle
  • Lot Features: Level, Near Public Transit
  • View: Yes
  • Construction Type: Brick
  • Exterior Features: Private Yard
  • Foundation Details: Stone
  • Patio And Porch Features: Porch

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, In Basement
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Sixth District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Land Lease: Yes
  • Lot Size Sq Ft: 2178.0
  • Zoning Description: Residential

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,159 $87,500 $5,000 $82,500
2024 $1,151 $87,500 $5,000 $82,500
2023 $1,166 $87,500 $5,000 $82,500
2022 $1,344 $98,000 $5,000 $93,000
2021 $1,383 $87,500 $5,000 $82,500
2020 $1,205 $76,000 $5,000 $71,000
2019 $1,218 $76,000 $5,000 $71,000
2018 $1,182 $72,000 $5,000 $67,000
2017 $1,198 $72,000 $10,000 $62,000
2015 $1,559 $72,000 $10,000 $62,000
2014 $1,544 $72,000 $10,000 $62,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/02/2026 07/02/26 Price Changed $209,900 -4.6% $180 / Sq Ft
06/12/2026 06/12/26 For Sale $220,000 -- $189 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $87,500 None Available
Warranty Deed $76,000 Bridge Trust Title Group
Warranty Deed $72,000 Lawyers Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $6,000 New Conventional
Previous Owner $74,623 FHA
Previous Owner $66,600 Purchase Money Mortgage
Previous Owner $5,000 Unknown
Source: Public Records

About the Listing Agent

Lisa Brandenburg

Huff Realty - Florence

(859) 459-0372

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For more than 15 years, I’ve had the privilege of helping clients, friends, and family buy and sell homes all across Northern Kentucky. With extensive industry experience—and as a new-agent trainer and mentor for the largest real estate company in our region—I bring a depth of knowledge that truly benefits every client I serve.

Whether you’re buying or selling, I know the market, I know the neighborhoods, and I know the rules and regulations that keep your transaction on track. My goal

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 643577

Northern Kentucky Multiple Listing Service

APN: 055-32-04-066.00

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