$534,735
SOLD SEP 26, 2025
4 Beds
2 Baths
2,386 Sq Ft
10,454 Sq Ft Lot

Recently Sold

$224 Per Sq Ft

2% Below List Price

0 Day on Market

Highlights

  • New Construction
  • Main Floor Primary Bedroom
  • High Ceiling
  • Traditional Architecture
  • Bonus Room
  • Great Room

About This Home

As of September 2025

Welcome to Bella Terra! Low HOA with oversized homesites and gorgeous hill views. Intimate community of just 59 homes with private backyards. Located off US-27, near area amenities & walking distance to schools. Ten minutes to Downtown Historic Clermont, 20 minutes to Downtown Winter Garden. 30 minutes to Downtown Orlando and Disney. The Panama single-family home is what you always pictured for yourself. Step in from your 2-car garage or front porch and pass the first of 4 spacious bedrooms and a full bath with double vanity. In your dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking your lanai and a great room where friends and family will gather. Your luxurious owner’s suite includes a double vanity owner’s bath and a huge walk-in closet. Your second-story bonus room is the perfect space for a home office, playroom or guest suite. You can have it all with the Panama. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Last Agent to Sell the Property

William Maltbie

MALTBIE REALTY GROUP Brokerage Phone: 813-819-5255 License #3493842 Listed on: 01/14/2025

Last Buyer's Agent

Stellar Non-Member Agent

STELLAR NON-MEMBER OFFICE

STELLAR NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 10,470 Sq Ft Lot
  • Lot Dimensions are 85x125
  • West Facing Home
  • Native Plants
  • Oversized Lot
  • Landscaped with Trees
  • Property is zoned 00

HOA Fees

  • $66 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Florida Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,386 Sq Ft Home
  • High Ceiling
  • ENERGY STAR Qualified Windows
  • Entrance Foyer
  • Great Room
  • Family Room Off Kitchen
  • Dining Room
  • Bonus Room
  • Inside Utility
  • Laundry in unit
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dinette
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • No or Low VOC Flooring
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms
  • Low Flow Plumbing Fixtures
  • Shower Only

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • No or Low VOC Paint or Finish
  • Ventilation
  • HVAC Filter MERV Rating 8+
  • Reclaimed Water Irrigation System

Outdoor Features

  • Covered Patio or Porch

Schools

  • Lost Lake Elementary School
  • Windy Hill Middle School
  • East Ridge High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Community Details

  • Association fees include ground maintenance
  • Ryan Homes Association
  • Built by RYAN HOMES
  • Bella Terra Subdivision, Panama Floorplan

Listing and Financial Details

Home Details

Home Type

Single Family

Year Built

Built in 2025 | New Construction

Lot Details

10,470 Sq Ft Lot

HOA Fees

$66 per month

Parking

3

Listing Details

  • HOA Fee Includes: Maintenance Grounds
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Traditional
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2386
  • Lot Size Acres: 0.24
  • New Construction: Yes
  • Year Built: 2025
  • Building Area Total: 2460
  • Lot Size Sq Ft: 10470
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 228.54
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 224.11
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-819-5255
  • Tax Year: 2025
  • Special Features: 4098

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Concrete
  • Full Bathrooms: 2
  • Interior Amenities: Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Window Features: ENERGY STAR Qualified Windows
  • Additional Rooms: Bonus Room,Inside Utility
  • Living Area Meters: 221.67

Exterior Features

  • Direction Faces: West
  • Exterior Features: Sidewalk
  • Roof: Shingle
  • Home Warranty: Yes
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Projected Completion Date: 2025-09-30T00:00:00.000

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Available, Sprinkler Meter, Sprinkler Recycled, Underground Utilities
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 66
  • Association Fee Frequency: Monthly
  • Association Name: RYAN HOMES
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Leash Law
  • Association Fee Requirement: Required
  • Association Email: 1

Fee Information

  • Total Annual Fees: 792.00
  • Total Monthly Fees: 66.00
  • Monthly HOA Amount: 66.00

Schools

  • Elementary School: Lost Lake Elem
  • High School: East Ridge High
  • Middle Or Junior School: Windy Hill Middle

Lot Info

  • Zoning: 00
  • Parcel Number: 33-22-26-0010-000-05300
  • Additional Parcels: No
  • Lot Features: City Limits, Oversized Lot, Sidewalk, Paved
  • Lot Dimensions: 85x125
  • Flood Zone Code: X

Green Features

  • Efficiency: Appliances, HVAC, Lighting, Windows
  • Green Indoor Air Qlty: HVAC Filter MERV 8+, No/Low VOC Flooring, No/Low VOC Paint/Finish, Ventilation
  • Green Water Conservation: Drip Irrigation, Irrigation-Reclaimed Water, Low-Flow Fixtures
  • Green Landscaping: Fl. Friendly/Native Landscape

Building Info

  • Builder Name: RYAN HOMES

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Block: 00
  • Tax Book Number: 75/57-59
  • Tax Lot: 53

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 14, 2025
Closed on
Jul 28, 2025
Sold by
Nvr Inc
Bought by
Mcewan Mitchell and Mcewan Cintia
Seller's Agent
William Maltbie
MALTBIE REALTY GROUP
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$547,990
Sold Price
$534,735
Premium/Discount to List
-$13,255
-2.42%
Views
15
Current Estimated Value
$535,595

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$860
Avg. Annual Appreciation
-0.75%
Original Mortgage
$525,049
Outstanding Balance
$523,257
Interest Rate
6.84%
Mortgage Type
FHA
Estimated Equity
$9,625

Purchase Details

Closed on
Feb 21, 2025
Sold by
Summergate Development Llc
Bought by
Nvr Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $534,800 None Listed On Document
Special Warranty Deed $634,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $525,049 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/26/2025 09/26/25 Sold $534,735 0.0% $224 / Sq Ft
01/16/2025 01/16/25 Off Market $534,735 -- --
01/14/2025 01/14/25 For Sale $547,990 -- $230 / Sq Ft
01/14/2025 01/14/25 Pending -- -- --
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $768 $480,045 $120,000 $360,045
2025 -- $45,000 $45,000 --
2024 -- $45,000 $45,000 --
2023 $780 $45,000 $45,000 $0
2022 $783 $45,000 $45,000 $0
2021 $0 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: W7871448

Stellar MLS

APN: 33-22-26-0010-000-05300

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