NOT LISTED FOR SALE

304 Mountaintop Rd McHenry, MD 21541

Estimated Value: $1,058,000 - $1,646,000

5 Beds
3.5 Baths
3,392 Sq Ft
$413/Sq Ft Est. Value

Last Sold November 07, 2023

Last sale price $1,300,000 $383 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $8,501/month

112 Days on Market

Highlights

  • Home fronts navigable water
  • Water Access
  • Gated Community
  • Accident Elementary School Rated 9+
  • 24-Hour Security
  • Lake View

About This Home

As of November 2023

4/5BR + loft, 3.5 BA lake view log home at coveted DC Highlands! Elegant Lodge feel and incredibly well appointed. Features include oversized logs and elegant woodworking details, open floorplan with spacious loft area, three fireplaces, sun room, rec room and spacious bedrooms. Outside, impressive landscaping and hardscaping features with a brick patio and custom fire pit with Lake and Mountain views. Community amenities include outdoor swimming pool, tennis courts, hiking trails & playground. Must see in person to appreciate! TM rental Water logged, $48k+ in rental income in 2022.

Last Agent to Sell the Property

Jay Ferguson

(301) 501-0420 jay@deepcreeksales.com Taylor Made Deep Creek Vacations & Sales Listed on: 06/18/2023

Last Buyer's Agent

Jay Ferguson

(301) 501-0420 jay@deepcreeksales.com Taylor Made Deep Creek Vacations & Sales Listed on: 06/18/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,930

Year Built

  • Built in 2006

Lot Details

  • 0.57 Acre Lot
  • Home fronts navigable water
  • Landscaped
  • Cleared Lot
  • Property is in excellent condition

HOA Fees

  • $65 Monthly HOA Fees

Property Views

  • Lake
  • Mountain

Home Design

  • Log Cabin
  • Slab Foundation
  • Log Walls
  • Wood Walls
  • Asphalt Roof
  • Log Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Beamed Ceilings
  • Wood Ceilings
  • Cathedral Ceiling
  • 3 Fireplaces
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Sliding Windows
  • Wood Frame Window
  • Sliding Doors
  • Six Panel Doors
  • Mud Room
  • Great Room
  • Family Room
  • Dining Room
  • Loft
  • Sun or Florida Room

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Exterior Basement Entry
  • Basement Windows

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Water Access
  • Property is near a lake
  • Swimming Allowed
  • Lake Privileges
  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Propane Water Heater
  • Cable TV Available

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 0055
  • Assessor Parcel Number 1218074303

Community Details

Overview

  • Association fees include road maintenance, snow removal
  • $19 Other Monthly Fees
  • Deep Creek Highlands HOA
  • Deep Creek Highlands Subdivision

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool
  • Jogging Path

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,930

Year Built

Built in 2006

Lot Details

0

HOA Fees

$65 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Log Home
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2006
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Microwave, Oven - Double, Refrigerator, Washer
  • Flooring Type: Ceramic Tile, Hardwood, Carpet
  • Interior Amenities: Dining Area, Entry Level Bedroom, Exposed Beams, Floor Plan - Open, Kitchen - Eat-In, Wood Floors
  • Window Features: Wood Frame, Sliding
  • Fireplace Features: Fireplace - Glass Doors, Mantel(s)
  • Fireplaces Count: 3
  • Fireplace: Yes
  • Door Features: Six Panel, Sliding Glass
  • Wall Ceiling Types: Cathedral Ceilings, Dry Wall, Log Walls, Wood Ceilings, Wood Walls
  • Foundation Details: Slab
  • Levels Count: 3
  • Room List: Dining Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, Great Room, Loft, Mud Room
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Improved, Outside Entrance, Walkout Level, Windows
  • Laundry Type: Lower Floor
  • Total Sq Ft: 3392
  • Living Area Sq Ft: 3392
  • Price Per Sq Ft: 825.41
  • Above Grade Finished Sq Ft: 1696
  • Below Grade Finished Sq Ft: 1696
  • Total Below Grade Sq Ft: 1696
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 304

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 4
  • Lower Level Bedroom: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 2
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Log
  • Exterior Features: Sidewalks
  • Roof: Asphalt
  • View: Lake, Mountain
  • Water Access Features: Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Deep Creek Lake
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Security: 24 Hour Security
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 775.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Club House, Gated Community, Jog/Walk Path, Pool - Outdoor, Tennis Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Snow Removal
  • HOA Name: DEEP CREEK HIGHLANDS
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Other Fees: 225.00
  • Other Fees Frequency: Annually

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: R
  • Lot Features: Cleared, Landscaping
  • Lot Size Acres: 0.57
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25000.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Year Assessed: 2023
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Total Actual Rent: 48000.00
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 7930.00
  • Assessor Parcel Number: 1218074303
  • Tax Lot: 0055
  • Tax Total Finished Sq Ft: 3392
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2023
  • Close Date: 11/07/2023

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2023
Closed on
Oct 26, 2023
Sold by
Burcham Douglas and Burcham Sharon
Bought by
Umstott Todd A and Umstott Marian S
Seller's Agent
Jay Ferguson
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
Jay Ferguson
Taylor Made Deep Creek Vacations & Sales
List Price
$1,499,900
Sold Price
$1,300,000
Premium/Discount to List
-$199,900
-13.33%
Views
124
Current Estimated Value
$1,402,187

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$102,187
Avg. Annual Appreciation
4.02%

Purchase Details

Listed on
Oct 10, 2019
Closed on
Dec 27, 2019
Sold by
Cummings Michael and Cummings Carol H
Bought by
Burcham Douglas and Burcham Sharon
Seller's Agent
Betsy Spiker Holcomb
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
Jay Ferguson
Taylor Made Deep Creek Vacations & Sales
List Price
$779,000
Sold Price
$735,000
Premium/Discount to List
-$44,000
-5.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.05%
Original Mortgage
$550,000
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 28, 2005
Sold by
Spiker Llc
Bought by
Cummings Michael and Cummings Carol H
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Umstott Todd A $1,300,000 None Listed On Document
Burcham Douglas $735,000 None Available
Cummings Michael $335,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Burcham Douglas $550,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/07/2023 11/07/23 Sold $1,300,000 -7.1% $383 / Sq Ft
07/29/2023 07/29/23 Price Changed $1,399,900 -6.7% $413 / Sq Ft
06/18/2023 06/18/23 For Sale $1,499,900 +104.1% $442 / Sq Ft
01/10/2020 01/10/20 Sold $735,000 -5.6% $217 / Sq Ft View Prior Sale
10/10/2019 10/10/19 For Sale $779,000 -- $230 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,659 $909,400 $0 $0
2024 $10,664 $803,000 $0 $0
2023 $9,321 $696,600 $142,000 $554,600
2022 $9,152 $678,933 $0 $0
2021 $8,980 $661,267 $0 $0
2020 $8,740 $643,600 $142,000 $501,600
2019 $8,380 $617,100 $0 $0
2018 $6,216 $590,600 $0 $0
2017 $6,918 $564,100 $0 $0
2016 -- $564,100 $0 $0
2015 -- $564,100 $0 $0
2014 -- $585,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDGA2005286

Bright MLS

APN: 18-074303