$645,000

304 Oakfield Ln Cumming, GA 30040

Estimated payment $3,645/month

Total Views 498
6 Beds
4 Baths
3,462 Sq Ft
$186 Price per Sq Ft

Highlights

  • Popular Property
  • Open-Concept Dining Room
  • 1.01 Acre Lot
  • Otwell Middle School Rated A
  • View of Trees or Woods
  • Deck

About This Home

Stunning 2-in-1 Ranch Home with Fully Finished Terrace Level – No HOA! Just 1mile from Cumming City Center with shopping, dining and loads of fun!
Welcome to this spacious and versatile 6-bedroom, 4-bathroom Ranch-style home, perfect for multi-generational living or income-producing opportunities. Nestled on a serene lot, this beautifully maintained home offers two complete living spaces, one on the main level and one on the terrace level—each with its own entrance, laundry, and full amenities.

The main level features 3 generous bedrooms and 2 full bathrooms, including a private primary bedroom ensuite. You'll love the open-concept layout that includes a family room, dining room, breakfast area, and a chef-inspired kitchen with an oversized island—ideal for entertaining or casual gatherings. A bonus room upstairs offers the perfect flex space for a home office, playroom, or guest area. Convenient laundry room is located on the main level as well.

Downstairs, the fully finished terrace level offers even more living space with its own private exterior entrance as well as interior access through the garage. This level mirrors the upstairs layout with 3 additional bedrooms, 2 bathrooms (including a second primary ensuite), a full kitchen, family room, dining area, breakfast nook, and a separate laundry room. Whether you're accommodating extended family or seeking rental income, this level is fully equipped and move-in ready.

With no HOA, you’ll enjoy the freedom to live how you want. Don’t miss this rare opportunity to own a true 2-in-1 home offering flexibility, space, and incredible value!

Listing Agent

Alison Edwards

Keller Williams Realty Community Partners License #375538 Listed on: 08/28/2025

Keller Williams Realty Community Partners

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,640

Year Built

  • Built in 2001

Lot Details

  • 1.01 Acre Lot
  • Back Yard Fenced

Parking

  • 2 Car Garage
  • Parking Accessed On Kitchen Level
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • 1.5-Story Property
  • Traditional Architecture
  • Composition Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,462 Sq Ft Home
  • Rear Stairs
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Raised Hearth
  • Entrance Foyer
  • Family Room with Fireplace
  • Open-Concept Dining Room
  • Formal Dining Room
  • Bonus Room
  • Views of Woods
  • Laundry on main level

Kitchen

  • Open to Family Room
  • Eat-In Kitchen
  • Gas Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Stone Countertops
  • White Kitchen Cabinets

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 6 Bedrooms | 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Shed

Location

  • Property is near schools
  • Property is near shops

Schools

  • Cumming Elementary School
  • Otwell Middle School
  • Forsyth Central High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 220 Volts
  • 110 Volts
  • Phone Available
  • Cable TV Available

Community Details

  • Hickory Ridge Subdivision
  • Laundry Facilities

Listing and Financial Details

  • Assessor Parcel Number C03 031

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,640

Year Built

Built in 2001

Lot Details

0

Parking

2

Listing Details

  • Standard Status: Active
  • Property Type: Residential
  • MLS Status: Active
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch, Traditional
  • Property Condition: Resale
  • Year Built: 2001
  • Levels Stories: One and One Half
  • Special Features: None

Property Details

  • Property: Residential Detached

Interior Features

  • Flooring: Carpet, Luxury Vinyl
  • Fireplace Features: Family Room, Raised Hearth
  • Number Of Fireplaces: 1
  • Appliances: Dishwasher, Gas Range, Microwave, Range Hood, Refrigerator
  • Interior Amenities: Crown Molding, Double Vanity, Entrance Foyer, Recessed Lighting, Vaulted Ceiling(s), Walk-In Closet(s)
  • Basement: Finished, Finished Bath, Full, Interior Entry, Walk-Out Access
  • Kitchen Features: Cabinets White, Eat-in Kitchen, Kitchen Island, Stone Counters, View to Family Room
  • Common Walls: No Common Walls
  • Additional Rooms: Basement, Bonus Room
  • Dining Room Features: Open Concept, Separate Dining Room
  • Square Footage: 3462.00
  • Spa Features: None
  • Window Features: None

Beds/Baths

  • Total Bedrooms: 6
  • Bedroom Features: Master on Main
  • Lower Bedrooms: 3
  • Main Bedrooms: 3
  • Total Bathrooms: 4
  • Total Full Baths: 4
  • Lower Full Bathrooms: 2
  • Main Full Bathrooms: 2
  • Master Bathroom Features: Double Vanity, Separate Tub/Shower

Exterior Features

  • Other Structures: Shed(s)
  • Construction Materials: Vinyl Siding
  • Roof Type: Composition
  • Fencing: Back Yard
  • Patio And Porch Features: Deck
  • Exterior Features: Private Yard, Rear Stairs
  • View: Trees/Woods
  • Pool Private: No
  • Foundation: Concrete Perimeter

Garage/Parking

  • Carport or Garage: 2
  • Number of Garage Spaces: 2
  • Parking Features: Garage, Garage Door Opener, Garage Faces Front, Kitchen Level

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Natural Gas
  • Laundry Features: Common Area, Main Level
  • Utilities: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available
  • Electric: 110 Volts, 220 Volts

Condo/Co-op/Association

  • Community Features: Near Schools, Near Shopping, Street Lights
  • Subdivision Complex: Hickory Ridge

Schools

  • Elementary School: Cumming
  • Middle School: Otwell
  • High School: Forsyth Central

Lot Info

  • Acres: 1.0100
  • Lot Features: Back Yard, Private
  • Lot Dimensions: x
  • Parcel Number: C03 031
  • Horse Amenities: None
  • Land Lease: No
  • Property Attached Yn: No

Green Features

  • Green Energy Generation: None

Tax Info

  • Taxes: 1640.00
  • Assessor Parcel Number: C03-000-031
  • Tax Year: 2024

MLS Schools

  • Elementary School: Cumming
  • High School: Forsyth Central
  • Middle School: Otwell

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,640 $212,192 $51,512 $160,680
2023 $1,040 $184,512 $36,360 $148,152
2022 $987 $115,060 $28,000 $87,060
2021 $3,177 $115,060 $28,000 $87,060
2020 $3,074 $111,304 $28,000 $83,304
2019 $2,655 $96,000 $23,280 $72,720
2018 $2,562 $92,636 $22,500 $70,136
2017 $2,400 $86,484 $22,500 $63,984
2016 $2,400 $86,484 $22,500 $63,984
2015 $2,405 $86,484 $22,500 $63,984
2014 $1,765 $66,668 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 For Sale $645,000 +69.7% $186 / Sq Ft
09/09/2021 09/09/21 Sold $380,000 +8.6% $195 / Sq Ft
08/15/2021 08/15/21 Pending -- -- --
07/27/2021 07/27/21 For Sale $350,000 -- $179 / Sq Ft
Source: First Multiple Listing Service (FMLS)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $380,000 --
Warranty Deed $240,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $393,680 VA
Closed $393,680 VA
Previous Owner $228,000 New Conventional
Previous Owner $192,000 Commercial
Previous Owner $184,800 New Conventional
Previous Owner $189,000 Stand Alone Second
Previous Owner $190,000 Stand Alone Second
Previous Owner $190,000 Stand Alone Second
Previous Owner $15,000 Stand Alone Second
Previous Owner $159,050 Stand Alone Second
Previous Owner $140,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $15,000 Stand Alone Second
Source: Public Records

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Source: First Multiple Listing Service (FMLS)

MLS Number: 7639196

First Multiple Listing Service (FMLS)

APN: C03-031