Seller's Agent in 2025
Jackie Makowicki
Five Star Real Estate - Ludington
(231) 510-3569
62 in this area
155 Total Sales
304 S Ferry St Unit 7 Ludington, MI 49431
1
Bed
1
Bath
589
Sq Ft
$275/mo
HOA Fee
Highlights
- Water Views
- Balcony
- Hot Water Heating System
- Lakeview Elementary School Rated A-
- Living Room
About This Home
As of August 2025AMAZING WATERFRONT VIEWS! Enjoy this cozy Ludington getaway overlooking the channel and expansive views of the harbor, channel and Lake Michigan. This second floor unit has a balcony area, freshly painted interior, newer appliances and renovated bath. Hot days are not an issue as this unit has an association approved air conditioning/mini split unit. Harbor Village has a private lawn and connects to the Ludington Waterfront walk-way loop. Reasonable association fees and a well-maintained condo building with a newer roof and updated electrical. Near shopping, beach, restaurants and local events. Must see! (No short term rentals)
Last Agent to Sell the Property
Five Star Real Estate - Ludington License #6502105737 Listed on: 05/13/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,165
Year Built
- Built in 1969
HOA Fees
- $275 Monthly HOA Fees
Home Design
- Brick Exterior Construction
- Slab Foundation
- Composition Roof
Interior Spaces
- 589 Sq Ft Home
- 1-Story Property
- Living Room
- Water Views
- Range
- Laundry on main level
Bedrooms and Bathrooms
- 1 Main Level Bedroom
- 1 Full Bathroom
Outdoor Features
- Balcony
Utilities
- Heating System Uses Natural Gas
- Hot Water Heating System
- Cable TV Available
Community Details
Overview
- Association fees include water, trash, snow removal, sewer, lawn/yard care, cable/satellite
- $275 HOA Transfer Fee
- Association Phone (616) 329-0695
- Harbor Village Condos
Amenities
- Laundry Facilities
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 29, 2023
Closed on
Jan 19, 2024
Sold by
White Gloria J
Bought by
Nelson Thomas
Seller's Agent
Debbie Bush
CENTURY 21 Bayshore
Buyer's Agent
Jackie Makowicki
Five Star Real Estate - Ludington
List Price
$228,000
Sold Price
$215,000
Premium/Discount to List
-$13,000
-5.7%
Views
98
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.97%
Purchase Details
Listed on
Aug 30, 2023
Closed on
Sep 22, 2023
Sold by
Mullins Lori Ann and Mullins Justin Philip
Bought by
White Gloria J
Seller's Agent
Mary Jo Pung
Greenridge Realty S Rath
Buyer's Agent
Cindy Papes
CENTURY 21 Bayshore
List Price
$228,000
Sold Price
$209,000
Premium/Discount to List
-$19,000
-8.33%
Views
98
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.25%
Original Mortgage
$252,000
Interest Rate
6.69%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 30, 2023
Closed on
Jul 27, 2023
Sold by
Ferris William B
Bought by
Mullins Lori Ann and Mullins Justin Philip
Seller's Agent
Mary Jo Pung
Greenridge Realty S Rath
Buyer's Agent
Cindy Papes
CENTURY 21 Bayshore
List Price
$228,000
Sold Price
$209,000
Premium/Discount to List
-$19,000
-8.33%
Views
98
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,000
Interest Rate
6.69%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 20, 2001
Sold by
Ferris William B and Mary Ann
Bought by
Ferris William B
Purchase Details
Closed on
Jul 1, 1998
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $215,000 | Chicago Title Of Michigan | |
| Warranty Deed | $209,000 | Chicago Title Of Michigan | |
| Warranty Deed | $315,000 | Chicago Title Of Michigan | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $76,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $252,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/28/2025 08/28/25 | Sold | $239,000 | 0.0% | $406 / Sq Ft |
| 07/21/2025 07/21/25 | Pending | -- | -- | -- |
| 07/02/2025 07/02/25 | Price Changed | $239,000 | -1.2% | $406 / Sq Ft |
| 05/13/2025 05/13/25 | For Sale | $242,000 | +12.6% | $411 / Sq Ft |
| 01/19/2024 01/19/24 | Sold | $215,000 | -5.7% | $387 / Sq Ft |
| 11/29/2023 11/29/23 | For Sale | $228,000 | -- | $410 / Sq Ft |
Source: Southwestern Michigan Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,165 | $105,200 | $105,200 | $0 |
| 2024 | -- | $100,300 | $100,300 | $0 |
| 2023 | -- | $95,100 | $95,100 | $0 |
| 2022 | -- | $76,800 | $0 | $0 |
| 2021 | $2,185 | $73,300 | $0 | $0 |
| 2020 | $2,185 | $62,400 | $0 | $0 |
| 2019 | -- | -- | $0 | $0 |
| 2018 | -- | -- | $0 | $0 |
| 2017 | -- | -- | $0 | $0 |
| 2016 | -- | -- | $0 | $0 |
| 2015 | -- | -- | $0 | $0 |
| 2013 | -- | -- | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jackie Makowicki
-
Paul Derby
Buyer's Agent in 2025
Paul Derby
NextHome Reality
(517) 604-0044
1 in this area
92 Total Sales
-
Debbie Bush
Seller's Agent in 2024
Debbie Bush
CENTURY 21 Bayshore
(231) 845-0363
24 in this area
111 Total Sales
Map
Source: Southwestern Michigan Association of REALTORS®
MLS Number: 25021528
APN: 051-121-007-00
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Information is deemed reliable but not guaranteed.
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