$413,000
SOLD JAN 16, 2026
2 Beds
2 Baths
1,869 Sq Ft
6,534 Sq Ft Lot

Recently Sold

$221 Per Sq Ft

4% Below List Price

25 Days on Market

Highlights

  • View of Trees or Woods
  • Updated Kitchen
  • Fireplace in Kitchen
  • Woodbrook Elementary School Rated A
  • Mature Trees
  • Deck

About This Home

As of January 2026

Welcome to Waterford of Carmel! Nestled on a quiet, wooded corner lot in one of Carmel's most desirable neighborhoods, this beautifully maintained 2-bedroom, 2-bath home offers the perfect setting for single-story living. This home features open, airy spaces with vaulted 10-foot ceilings and newer skylights that fill the home with natural light. The four-season sunroom-overlooking a tranquil, maintenance-free landscape with a pond and fountain around the corner-is truly the heart of the home. The primary and secondary bedrooms are thoughtfully tucked away from the main living areas for added privacy and comfort. The study/library, complete with a fireplace and gorgeous built-ins, is ideal for reading, relaxing, or working from home. The cook's kitchen includes some stainless steel appliances, while the spacious deck invites you to enjoy the wooded surroundings and watch the birds. Two gas fireplaces-including a see-through design from living room and kitchen-add warmth and charm to the living areas. Additional highlights include a large two-car garage, newer water heater and furnace, and thoughtful design throughout that makes this home both comfortable and timeless. And new roof scheduled. Your next chapter begins here in Waterford of Carmel.

Last Agent to Sell the Property

Amanda Ryan

Highgarden Real Estate License #RB15000714 Listed on: 11/07/2025

Highgarden Real Estate

Last Buyer's Agent

Amanda Ryan

Highgarden Real Estate License #RB15000714 Listed on: 11/07/2025

Highgarden Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,398

Year Built

  • Built in 1986

Lot Details

  • 6,534 Sq Ft Lot
  • Corner Lot
  • Sprinkler System
  • Mature Trees

HOA Fees

  • $160 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Property Views

  • Pond
  • Woods

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Cement Siding

Interior Spaces

  • 1,869 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Vaulted Ceiling
  • Paddle Fans
  • Two Way Fireplace
  • Gas Log Fireplace
  • Living Room with Fireplace
  • 2 Fireplaces
  • Library with Fireplace
  • Pull Down Stairs to Attic

Kitchen

  • Updated Kitchen
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Fireplace in Kitchen

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry on main level
  • Sink Near Laundry
  • Washer and Dryer Hookup

Home Security

  • Smart Thermostat
  • Fire and Smoke Detector

Outdoor Features

  • Deck

Schools

  • Carmel High School

Utilities

  • Forced Air Heating and Cooling System
  • Dehumidifier
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • Association fees include home owners, irrigation, lawncare, maintenance
  • Association Phone (317) 569-8177
  • Waterford Subdivision
  • Property managed by Waterford of Carmel HOA
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Tax Lot 51
  • Assessor Parcel Number 291031406051000018
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,398

Year Built

Built in 1986

Lot Details

0

HOA Fees

$160 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 1986
  • Building Area Total: 1869
  • Garage Y N: Yes
  • Lot Size Acres: 0.15
  • On Market Date: 2025-11-07
  • Subdivision Name: Waterford
  • Transaction Type: Sale
  • Accessibility Features YN: No
  • Special Features: None

Interior Features

  • Basement: No
  • Appliances: Gas Water Heater, Microwave, Electric Oven, Refrigerator, Water Softener Owned
  • Levels: One
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Two Sided, Library, Gas Log, Kitchen, Living Room
  • Fireplaces: 2
  • Interior Amenities: Attic Pull Down Stairs, Bath Sinks Double Main, Breakfast Bar, Built-in Features, High Ceilings, Paddle Fan, Hardwood Floors, Eat-in Kitchen, Smart Thermostat, Walk-In Closet(s)
  • Living Area: 1869
  • Other Equipment: Dehumidifier, Irrigation Equipment, Smoke Alarm
  • Spa Y N: No
  • Eating Area: Breakfast Room,Dining Combo/Great Room
  • Basement Full Bathrooms: 0
  • Main Level Full Bathrooms: 2
  • Main Level Sq Ft: 1869
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 0
  • Kitchen Features: Kitchen Some Updates
  • Upper Level Sq Ft: 0

Exterior Features

  • Construction Materials: Brick, Cement Siding
  • Exterior Features: Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Deck
  • Pool Private Y N: No
  • View: Pond, Trees/Woods
  • View Y N: Yes

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Attached, Concrete, Garage Door Opener
  • Garage Parking Other: Keyless Entry

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Laundry Features: In Unit, Connections All, Main Level, Sink
  • Security Features: Smoke Detector(s)
  • Water Source: Public
  • Solid Waste: No

Condo/Co-op/Association

  • Association Fee: 480
  • Association Fee Frequency: Quarterly
  • Association Phone: 317-569-8177
  • Association YN: Yes
  • Management Company Name: Waterford of Carmel HOA
  • H O A Disclosures: Covenants & Restrictions

Fee Information

  • Association Fee Includes: Association Home Owners, Entrance Common, Irrigation, Lawncare, Maintenance

Lot Info

  • Lot Features: Corner Lot, Sidewalks, Street Lights, Mature Trees
  • Property Attached Yn: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 6534
  • Parcel Number: 291031406051000018
  • Acres: <1/4 Acre

Tax Info

  • Tax Annual Amount: 3398
  • Tax Lot: 51
  • Semi Annual Property Tax Amt: 1699
  • Tax Exemption: Homestead Tax Exemption

MLS Schools

  • High School: Carmel High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 7, 2025
Closed on
Jan 12, 2026
Sold by
Millholland Janice
Bought by
Stewart Mary Josephine
Seller's Agent
Amanda Ryan
Highgarden Real Estate
Buyer's Agent
Amanda Ryan
Highgarden Real Estate
List Price
$429,900
Sold Price
$413,000
Premium/Discount to List
-$16,900
-3.93%
Views
82

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
157.02%

Purchase Details

Listed on
Jan 26, 2015
Closed on
Mar 6, 2015
Sold by
Rhea Brian D
Bought by
Millholland Janice
Seller's Agent
Tom Lazzara
Lazzara Real Estate
Buyer's Agent
Rodney Heard
eXp Realty LLC
List Price
$249,900
Sold Price
$242,000
Premium/Discount to List
-$7,900
-3.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.04%

Purchase Details

Closed on
Nov 5, 2014
Sold by
Rhea Adeline E
Bought by
Rhea Brian D
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Trustee Deed -- Chicago Title Co Llc
Gift Deed -- None Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/16/2026 01/16/26 Sold $413,000 -3.9% $221 / Sq Ft
12/02/2025 12/02/25 Pending -- -- --
11/07/2025 11/07/25 For Sale $429,900 +77.6% $230 / Sq Ft
03/06/2015 03/06/15 Sold $242,000 -3.2% $129 / Sq Ft View Prior Sale
02/22/2015 02/22/15 Pending -- -- --
01/26/2015 01/26/15 For Sale $249,900 -- $134 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,393 $344,000 $106,700 $237,300
2023 $3,399 $328,500 $106,700 $221,800
2022 $3,512 $309,900 $80,500 $229,400
2021 $2,838 $255,200 $80,500 $174,700
2020 $2,747 $248,900 $80,500 $168,400
2019 $2,597 $239,400 $80,500 $158,900
2018 $2,490 $228,700 $60,400 $168,300
2017 $2,394 $226,100 $60,400 $165,700
2016 $2,388 $223,900 $60,400 $163,500
2014 $2,197 $217,700 $57,700 $160,000
2013 $2,197 $207,400 $57,700 $149,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22069360

MIBOR Broker Listing Cooperative®

APN: 29-10-31-406-051.000-018