NOT LISTED FOR SALE

3043 Black Gum Terrace Chester, VA 23831

Estimated Value: $405,000 - $416,457

4 Beds
2.5 Baths
2,374 Sq Ft
$173/Sq Ft Est. Value

Last Sold December 29, 2020

Last sale price $298,000 $126 Per Sq Ft

Est. 38% increase in value since last sale

Current estimated payment $2,527/month

6 Days on Market

Highlights

  • Deck
  • Separate Formal Living Room
  • Breakfast Area or Nook
  • Hydromassage or Jetted Bathtub
  • Granite Countertops
  • 2 Car Direct Access Garage

About This Home

As of December 2020

Stunning home on a cul-de-sac lot in Ashley Forest! Full front country porch welcomes you to this spacious 4 bedroom 2.5 bath home. Open floor plan includes luxury vinyl plank flooring throughout the first floor, and updates throughout. Family room with gas fireplace opens up to the eat-in kitchen, with tile backsplash, granite countertops, and stainless steel appliances. Oversized composite deck overlooks huge fenced back yard with detached storage shed. Additional features include 2 car garage, roof is only 2 years old, concrete driveway with additional parking pad, and low maintenance vinyl siding and windows. This home I stunning and clean as pin! Conveniently located with easy access shopping, restaurants, Fort Lee, 95, and 288! Don't miss this one, the house is absolutely perfect!

Last Agent to Sell the Property

Ryan Sanford

RE/MAX Commonwealth License #0225072249 Listed on: 11/17/2020

RE/MAX Commonwealth

Last Buyer's Agent

Eileen Knode

Long & Foster REALTORS License #0225044688

Long & Foster REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,451

Year Built

  • Built in 2003

Lot Details

  • 0.27 Acre Lot
  • Privacy Fence
  • Back Yard Fenced
  • Zoning described as R12

HOA Fees

  • $11 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,374 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Separate Formal Living Room
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Oven
  • Electric Cooktop
  • Stove
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Partially Carpeted
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Double Vanity
  • Hydromassage or Jetted Bathtub

Outdoor Features

  • Deck
  • Shed
  • Front Porch

Schools

  • Harrowgate Elementary School
  • Carver Middle School
  • Thomas Dale High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Community Details

  • Ashley Forest Subdivision

Listing and Financial Details

  • Tax Lot 18
  • Assessor Parcel Number 795-64-24-31-200-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,451

Year Built

Built in 2003

Lot Details

0

HOA Fees

$11 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2003
  • Property Attached Yn: No
  • Lot Size Acres: 0.272
  • Ownership: Individuals
  • Subdivision Name: Ashley Forest
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Partially Carpeted, Vinyl
  • Basement: Crawl Space
  • Appliances: Dishwasher, Electric Cooking, Gas Water Heater, Microwave, Oven, Stove
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Breakfast Area, Tray Ceiling(s), Ceiling Fan(s), Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Granite Counters, Jetted Tub, Bath in Primary Bedroom
  • Living Area: 2374.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition, Shingle
  • Fencing: Back Yard, Fenced, Privacy
  • Pool Features: None
  • Waterfront: No
  • Construction Type: Brick, Block, Drywall, Vinyl Siding
  • Exterior Features: Deck, Porch, Storage, Shed, Paved Driveway
  • Patio And Porch Features: Front Porch, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Direct Access, Driveway, Garage, Paved

Utilities

  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air, Electric
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Home Owners Association
  • Association Fee: 130.0
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Middle Or Junior School: Carver

Lot Info

  • Parcel Number: 795-64-24-31-200-000
  • Zoning Description: R12
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 2451.0
  • Tax Lot: 18

MLS Schools

  • Elementary School: Harrowgate
  • High School: Thomas Dale

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 17, 2020
Closed on
Dec 23, 2020
Sold by
Merle Dixie
Bought by
Hoskowitz Natalie Armstrong and Hoskowitz Joseph
Seller's Agent
Ryan Sanford
RE/MAX Commonwealth
Buyer's Agent
Eileen Knode
Long & Foster REALTORS
List Price
$289,950
Sold Price
$298,000
Premium/Discount to List
$8,050
2.78%
Current Estimated Value
$411,114

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$113,114
Avg. Annual Appreciation
6.83%
Original Mortgage
$268,200
Outstanding Balance
$240,968
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$163,614

Purchase Details

Closed on
Aug 29, 2003
Sold by
Westbridge Development
Bought by
Winstead Thomas

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,200
Interest Rate
5.69%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hoskowitz Natalie Armstrong $298,000 Old Republic National Title
Winstead Thomas $179,140 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hoskowitz Natalie Armstrong $268,200
Previous Owner Winstead Dixie J $156,000
Previous Owner Winstead Thomas D $144,000
Previous Owner Winstead Thomas $161,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/29/2020 12/29/20 Sold $298,000 +2.8% $126 / Sq Ft
11/23/2020 11/23/20 Pending -- -- --
11/17/2020 11/17/20 For Sale $289,950 -- $122 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,307 $368,800 $67,000 $301,800
2024 $3,307 $346,700 $65,000 $281,700
2023 $3,052 $335,400 $65,000 $270,400
2022 $2,732 $297,000 $55,000 $242,000
2021 $2,572 $268,100 $52,000 $216,100
2020 $2,516 $258,000 $52,000 $206,000
2019 $25 $246,500 $48,000 $198,500
2018 $2,283 $233,800 $48,000 $185,800
2017 $2,294 $233,800 $48,000 $185,800
2016 $2,128 $221,700 $47,000 $174,700
2015 $2,221 $228,700 $47,000 $181,700
2014 $2,193 $225,800 $47,000 $178,800
Source: Public Records

Agents Affiliated with this Home

  • Ryan Sanford

    Seller's Agent in 2020

    Ryan Sanford

    RE/MAX

    (804) 218-3409

    11 in this area

    244 Total Sales

    Section Image
  • Eileen Knode

    Buyer's Agent in 2020

    Eileen Knode

    Long & Foster

    (804) 536-2643

    7 in this area

    64 Total Sales

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Map

Source: Central Virginia Regional MLS

MLS Number: 2034885

Central Virginia Regional MLS

APN: 795-64-24-31-200-000

Virginia Chesterfield County Chester 23831

3043 Black Gum Terrace, Chester, VA

This home is located at 3043 Black Gum Terrace, Chester, VA 23831 since 17 November 2020 and is currently estimated at $411,114, approximately $173 per square foot. This property was built in 2003. 3043 Black Gum Terrace is a home located in Chesterfield County with nearby schools including Harrowgate Elementary School, George W. Carver Middle School, and Thomas Dale High School - Main Campus.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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