$1,645,000

Estimated payment $9,124/month

Total Views 1,079
5 Beds
4 Baths
6,323 Sq Ft
$260 Price per Sq Ft

Highlights

  • Popular Property
  • Private Water Access
  • 23.7 Acre Lot
  • Horses Allowed On Property
  • Waterfront
  • Fireplace in Primary Bedroom

About This Home

Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!

Listing Agent

Amber Siegelman

Bluegrass Sotheby's International Realty License #244430 Listed on: 07/09/2026

Bluegrass Sotheby's International Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1985

Lot Details

  • 23.7 Acre Lot
  • Waterfront
  • Vinyl Fence
  • Wire Fence
  • Landscaped
  • Wooded Lot
  • Many Trees
  • Garden

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Shingle Roof
  • Wood Siding
  • Stucco
  • Stone

Interior Spaces

  • 3-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace Features Blower Fan
  • Gas Log Fireplace
  • Great Room with Fireplace
  • 3 Fireplaces
  • Living Room
  • Dining Room
  • Recreation Room with Fireplace
  • Screened Porch
  • First Floor Utility Room
  • Utility Room
  • Security System Owned

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Double Oven
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal
  • Fireplace in Kitchen

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 4 Full Bathrooms
  • Freestanding Bathtub
  • Soaking Tub

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Attic

  • Attic Fan
  • Attic Floors
  • Walk-In Attic
  • Finished Attic

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Fireplace in Basement

Outdoor Features

  • Private Water Access
  • Deck
  • Shed

Schools

  • Monticello Elementary School
  • Wayne Co Middle School
  • Wayne Co High School

Farming

  • Horse or Livestock Barn
  • Pasture

Horse Facilities and Amenities

  • Horses Allowed On Property
  • Paddocks

Utilities

  • Dehumidifier
  • Air Source Heat Pump
  • Propane
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 066-00-00-040.01

Home Details

Home Type

Single Family

Year Built

Built in 1985

Lot Details

23.7 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Year Built: 1985
  • Above Grade Finished Sq Ft: 3554.0
  • Levels: Three Or More
  • Building: Home Warranty YN: No
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: Yes
  • Lot: Horse YN: Yes
  • AssociationCommunity: Association YN: No
  • Room Types: Utility Room Level: First
  • Room Types: Recreation Room Level: Lower
  • Construction Materials:Construction Materials: Stone, Stucco, Wood Siding
  • Cooling:Cooling: Attic Fan, Electric, Heat Pump
  • Fireplace Features:Fireplace Features: Basement, Blower Fan, Gas Log, Great Room, Kitchen, Primary Bedroom, Recreation Room, Wood Burning
  • Foundation Details:Foundation Details: Block
  • Levels:Levels: Three Or More
  • Other Structures:Other Structures: Barn(s), Shed(s)
  • Patio And Porch Details:Patio And Porch Details: Enclosed Porch, Covered Porch, Screened Porch
  • Patio And Porch Features:Patio And Porch Features: Deck, Other, Porch
  • Sewer:Sewer: Public Sewer
  • Structure Type:Structure Type: House
  • Water Heater:Water Heater: Electric
  • Horse Amenities:Horse Amenities: Barn, Paddocks, Pasture
  • Water Body Access Type: Private Access
  • Water Body Features: Direct Access
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Disposal, Double Oven, Dishwasher, Gas Range, Microwave, Refrigerator, Washer, Vented Exhaust Fan
  • Interior Amenities: Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
  • Flooring: Carpet, Hardwood, Tile
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Finished, Full, Walk-Out Access
  • Basement: Yes
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 2769.0
  • Fireplace Features: Basement, Blower Fan, Gas Log, Great Room, Kitchen, Primary Bedroom, Recreation Room, Wood Burning
  • Fireplace: Yes
  • Total Fireplaces: 3
  • LivingArea: 6323.0
  • Lot Size Area: 23.7
  • Other Equipment: Dehumidifier
  • Interior: Basement YN: Yes
  • Interior: Fireplace YN: Yes
  • Room Types: Living Room Level: First
  • Room Types: Primary Bedroom Level: First
  • Room Types: Bathroom 1 Level: First
  • Room Types: Bathroom 2 Level: Lower
  • Room Types: Bathroom 3 Level: Lower
  • Room Types: Bathroom 4 Level: Second
  • Room Types: Dining Room Level: First
  • Room Types: Bathroom 5 Level: Third
  • Attic Features:Attic Features: Finished, Floored, Walk-In Attic
  • Interior Features:Interior Features: Eat-in Kitchen, Primary First Floor, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
  • Laundry Features:Laundry Features: Electric Dryer Hookup, Main Level
  • Other Equipment: Dehumidifier

Exterior Features

  • Exterior Features: Garden
  • Roof: Shingle
  • Construction Materials: Stone, Stucco, Wood Siding
  • Fencing: Wood, Wire
  • Foundation Details: Block
  • Home Warranty: No
  • Horse: Yes
  • List Price: 1645000.0
  • Lot Features: Landscaped, Wooded, Many Trees
  • Other Structures: Barn(s), Shed(s)
  • Pool Private: No
  • Water Body Name: Other
  • Waterfront: Yes
  • Lot: Waterfront YN: Yes
  • Lot: Pool Private YN: No
  • Roof:Roof: Shingle

Garage/Parking

  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Detached Garage, Driveway, Garage Door Opener
  • Parking Information: Garage YN: Yes
  • Parking Information: Carport YN: No

Utilities

  • Sewer: Public Sewer
  • Heating: Electric
  • Cooling: Attic Fan, Electric, Heat Pump
  • Cooling: Yes
  • Heating: Yes
  • Laundry Features: Electric Dryer Hookup, Main Level
  • Security Features: Security System Owned
  • Utilities: Cable Connected, Electricity Connected, Natural Gas Available, Propane
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Utilities:Utilities: Cable Connected, Electricity Connected, Natural Gas Available, Propane
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Monticello
  • High School: Wayne Co
  • Middle or Junior School: Wayne Co

Lot Info

  • Lot Size Acres: 23.7
  • Lot Size Sq Ft: 1032372.0
  • Parcel Number: 066-00-00-040.01

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,241 $225,000 $0 $0
2024 $1,768 $170,000 $0 $0
2023 $1,605 $170,000 $0 $0
2022 $1,618 $170,000 $20,000 $150,000
2021 $1,242 $170,000 $20,000 $150,000
2020 $1,268 $170,000 $20,000 $150,000
2019 $1,269 $170,000 $20,000 $150,000
2018 $1,282 $170,000 $20,000 $150,000
2017 $1,290 $170,000 $0 $0
2016 $1,227 $170,000 $20,000 $150,000
2015 $1,208 $170,000 $20,000 $150,000
2012 $1,087 $170,000 $20,000 $150,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/09/2026 07/09/26 For Sale $1,645,000 -- $260 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26016942

ImagineMLS (Bluegrass REALTORS®)

APN: 066-00-00-040.01

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