305 Spencer St Saint Joe, IN 46785
2
Beds
1
Bath
840
Sq Ft
6,403
Sq Ft Lot
Highlights
- Ranch Style House
- Bathtub with Shower
- Level Lot
- 1 Car Detached Garage
- Forced Air Heating and Cooling System
- Vinyl Flooring
About This Home
As of April 2025Nestled in the quaint small town of Saint Joe is this 2 bedroom home with tons of charm just waiting for it's new owner! When you enter the home, take note of the brand new flooring and sunny natural light streaming in the windows of the family room, which connects to the dining area. The kitchen boasts a tile backsplash, updated lighting, 2-basin sink, lots of open cupboard space, and laminate flooring. Refrigerator is just two years old and stove is only a year old. The primary bedroom has built-in drawers and a recently-added rough-hewn wood accent wall. The second bedroom is 12 x 11 and has two closets that are separated by a recessed area that could be perfect for a dresser or shelves. The basement is large and has an area for laundry that include a brand new washer and dryer, and newer utility sink. The owners recently sectioned off a space for a bedroom; keep it this way or remodel to make it suit your needs! Home has a propane furnace and air conditioning to keep you comfortable year-round. The backyard has an awesome sitting area and fire pit. The asphalt driveway leads to a deep one-car garage that will house your mower and yard equipment as well as a vehicle. The garage shelving stays. Brand new roof on both the house and garage was completed in the past four years, and electrical panel was updated 5 years ago. With low property taxes and move-in ready condition, this one is a must-see!
Last Agent to Sell the Property
RE/MAX Results - Angola office Brokerage Phone: 260-668-9235 Listed on: 03/24/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $298
Year Built
- Built in 1948
Lot Details
- 6,403 Sq Ft Lot
- Lot Dimensions are 50 x 150
- Level Lot
Parking
- 1 Car Detached Garage
- Off-Street Parking
Home Design
- Ranch Style House
- Shingle Roof
- Asphalt Roof
Interior Spaces
- 840 Sq Ft Home
- Partially Finished Basement
- Block Basement Construction
- Laminate Countertops
Flooring
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Location
- Suburban Location
Schools
- Riverdale Elementary School
- Eastside Middle School
- Eastside High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- Water Heater Leased
Listing and Financial Details
- Assessor Parcel Number 17-11-15-353-002.000-003
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 24, 2025
Closed on
Apr 30, 2025
Sold by
Terry Payton A
Bought by
Thorp Grace
Seller's Agent
Christina Koher
RE/MAX Results - Angola office
Buyer's Agent
Leah Jimenez
RE/MAX Results
List Price
$154,900
Sold Price
$150,000
Premium/Discount to List
-$4,900
-3.16%
Total Days on Market
32
Views
16
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-48.22%
Original Mortgage
$142,500
Outstanding Balance
$142,500
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
-$5,704
Purchase Details
Closed on
Nov 29, 2021
Sold by
Cheryl Terry
Bought by
State Of Indiana
Similar Home in Saint Joe, IN
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $5,525 | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $142,500 | New Conventional | |
| Previous Owner | $25,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/30/2025 04/30/25 | Sold | $150,000 | -3.2% | $179 / Sq Ft |
| 04/29/2025 04/29/25 | Pending | -- | -- | -- |
| 03/28/2025 03/28/25 | For Sale | $154,900 | -- | $184 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $336 | $80,400 | $5,300 | $75,100 |
| 2023 | $298 | $72,000 | $5,000 | $67,000 |
| 2022 | $273 | $73,700 | $5,300 | $68,400 |
| 2021 | $285 | $62,600 | $4,800 | $57,800 |
| 2020 | $1,135 | $60,500 | $4,800 | $55,700 |
| 2019 | $778 | $38,400 | $4,800 | $33,600 |
| 2018 | $814 | $40,200 | $4,800 | $35,400 |
| 2017 | $802 | $39,600 | $4,800 | $34,800 |
| 2016 | $780 | $39,300 | $4,800 | $34,500 |
| 2014 | $11 | $50,100 | $5,800 | $44,300 |
Source: Public Records
Agents Affiliated with this Home
-
Christina Koher
Seller's Agent in 2025
Christina Koher
RE/MAX
(260) 668-9235
108 Total Sales
-
Leah Jimenez
L
Buyer's Agent in 2025
Leah Jimenez
RE/MAX
(260) 490-1590
4 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202509563
APN: 17-11-15-353-002.000-003
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