$750,000

Estimated payment $4,616/month

Total Views 2,568
5 Beds
3.5 Baths
3,148 Sq Ft
$238 Price per Sq Ft

Highlights

  • Very Popular Property
  • Water Views
  • Home fronts a pond
  • Freedom Crossing Academy Rated A
  • Fitness Center
  • Clubhouse

About This Home

A one-of-a-kind custom home on RiverTown's Main Street, with a full detached guest apartment, courtyard entertaining area and sweeping waterfront views.

Southern Grace, Custom Craftsmanship:
305 Sternwheel Dr is the only home in all of RiverTown built by custom builder Cornerstone Homes, set apart on the quaint Main Street section of the community. The architecture carries true Southern style: deep front porch, gracious proportions, and a floor plan built for both everyday living and entertaining. This home has been meticulously maintained, with a newer roof, a new gas water heater, newer AC units, and brand-new wood flooring across the main level. Every major system has been addressed, so the next owner starts with peace of mind, not a punch list.

From the front porch and the upstairs balcony, the water views stretch out and change with the light throughout the day. The primary suite has its own private balcony, a quiet spot for morning coffee or watching the sun set over the water. Don't worry about the stairs - the main house was built with an elevator shaft; perfect for aging in place! Few homes in RiverTown offer this: a fully detached guest house above the garage, connected to the main home by an open-air courtyard. The guest house (ADU) is a complete apartment with its own bedroom, bathroom, and mini kitchen, ideal for multigenerational living, mother-in-law suite, long-term guests, or a private home office and studio. It's the kind of flexible living space buyers search for and rarely find in this community.

Life on RiverTown's Main Street
RiverTown is a riverfront, master-planned community along the St. Johns River in northwest St. Johns County, and the Main Street section places this home within walking distance of the neighborhood's daily rhythm. Residents have access to three amenity centers: the RiverClub sits directly on the St. Johns River with an oasis-style pool, waterfront dining, a fishing pier, a kayak and paddleboard launch, an amphitheater for concerts and movie nights, a game room, and a riverside boardwalk. The RiverHouse adds a resort-style pool with a corkscrew slide, a lap pool, a fitness center, tennis and basketball courts, and a soccer field. The RiverLodge features a man-made lagoon for kayaking and paddleboarding, its own resort-style pool, a lazy river, and a fitness center. Beyond the amenity centers, miles of nature trails and sidewalks connect the community's parks, wetlands, and preserves, along with a dog park, a biergarten, and an event lawn. Boating and fishing access to the St. Johns River is part of everyday life here, not a special occasion.

Location:
An Easy Commute Between Jacksonville and St. Augustine
RiverTown sits near State Road 13 and Longleaf Pine Parkway, with direct access to I-95 and CR-210, putting both Jacksonville and Historic Downtown St. Augustine within a comfortable drive. Historic Downtown St. Augustine is roughly 23 miles away, and Jacksonville International Airport is approximately 43 miles from the community, generally 40 to 45 minutes by car. St. Johns Town Center, one of the region's premier shopping and dining destinations, along with Julington Creek Fish Camp and everyday grocery and service options, are just outside RiverTown's gates. Golfers have quick access to Cimarron Golf Club and St. Johns Golf Club, and World Golf Village in St. Augustine offers championship courses and a PGA Tour Academy. Regional healthcare is close by as well, with Baptist Health expanding its footprint along CR-210 with a new Silverleaf medical campus, in addition to existing Baptist Health and UF Health Flagler Hospital facilities in the greater Jacksonville and St. Augustine area. St. Johns County's more than 60 miles of Atlantic beaches, from Ponte Vedra Beach to St. Augustine Beach, are also within reach for a day on the sand.

Schools in St. Johns County
St. Johns County School District is consistently ranked among the top-performing districts in Florida. RiverTown has historically been zoned for Freedom Crossing Academy (K-8) and Bartram Trail High School, though St. Johns County has opened new schools and adjusted attendance boundaries in this area in recent years. Buyers should confirm current zoning for this address directly through the St. Johns County School District's attendance zone locator prior to closing.

The Bottom Line
305 Sternwheel Dr pairs a custom-built, well-maintained Southern-style home with a feature that's genuinely rare in RiverTown: a private, fully equipped guest apartment across a courtyard from the main house. Add river views from two levels, resort-style community amenities, top-ranked St. Johns County schools, and an easy commute to both Jacksonville and St. Augustine, and this is a home built for how people actually want to live in RiverTown.

Listing Agent

Christina Welch

KELLER WILLIAMS ST JOHNS License #3186165 Listed on: 09/01/2026

KELLER WILLIAMS ST JOHNS

Co-Listing Agent

Kelly DeLucia

KELLER WILLIAMS ST JOHNS License #3272004

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,672

Year Built

  • Built in 2008

Lot Details

  • 4,356 Sq Ft Lot
  • Home fronts a pond
  • West Facing Home
  • Front and Back Yard Sprinklers

HOA Fees

  • $4 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Multigenerational Home
  • Traditional Architecture
  • Entry on the 1st floor
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 3,148 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Water Views
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Separate Shower in Primary Bathroom

Home Security

  • Security System Owned
  • Fire and Smoke Detector

Outdoor Features

  • Balcony
  • Courtyard
  • Covered Patio or Porch
  • Awning

Additional Homes

  • Accessory Dwelling Unit (ADU)

Schools

  • Hallowes Cove Academy Elementary And Middle School
  • Bartram Trail High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Tankless Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0007020040

Community Details

Overview

  • Rivertown Subdivision

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Community Playground
  • Fitness Center
  • Children's Pool
  • Park
  • Dog Park
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,672

Year Built

Built in 2008

Lot Details

4,356 Sq Ft Lot

HOA Fees

$4 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 2
  • Year Built: 2008
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.1
  • Road Surface Type: Asphalt
  • Subdivision Name: Rivertown
  • Architectural Style: Traditional, Multi Generational
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Two
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Community Features:Community Features: Sidewalks
  • SourceMLSURL: https://sourcemls.org/api/v1/eyJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJTb3VyY2VTeXN0ZW1JRCI6Ik0wMDAwMDE0MSIsIkxpc3RpbmdJRCI6IjIxNjE4NDgiLCJTdGFuZGFyZFN0YXR1cyI6IkFjdGl2ZSIsIk1vZGlmaWNhdGlvblRpbWVzdGFtcCI6IjIwMjYtMDktMDVUMDY6MzQ6MTUuMDAwWiIsIkxpY2Vuc2VlSUQiOiJvYXV0aDJfMjczNzciLCJMaWNlbnNlZU5hbWUiOiJUZW4tWCJ9.4nx9EH2EyprApnX0UlrH1fmId86FOkBctZ4OlOSrioU/badge
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Built-in Features, Kitchen Island, Walk-In Closet(s), Primary Bathroom -Tub with Separate Shower, Breakfast Nook
  • Major Appliances: Dishwasher, Electric Range, Microwave, Tankless Water Heater
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Flooring: Carpet, Tile, Wood
  • Living Area: 3148.0

Exterior Features

  • Waterfront: Yes
  • Exterior: Balcony, Courtyard
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Pool Private: No
  • View: Water
  • Waterfront Features: Pond
  • Construction Type: Frame, Fiber Cement
  • Direction Faces: West
  • Patio And Porch Features: Awning(s), Covered, Front Porch, Patio

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features:Parking Features: Attached, Detached, Garage

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s), Security System Owned
  • Cooling: Central Air, Multi Units
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Heating: Central

Condo/Co-op/Association

  • Association Fee: 53.0
  • Association Fee Frequency: Annually
  • Community Features: Sidewalks
  • Senior Community: No
  • Amenities: Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s), Trash, Pickleball, Children's Pool
  • Association: Yes

Schools

  • Elementary School: Hallowes Cove Academy
  • High School: Bartram Trail
  • Middle Or Junior School: Hallowes Cove Academy

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 4356.0
  • Parcel #: 0007020040

Tax Info

  • Tax Annual Amount: 5671.83
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,672 $291,708
2025 $5,025 $284,039
2024 $5,025 $276,034
2023 $5,025 $267,994 $0 $0
2022 $4,921 $260,188 $0 $0
2021 $4,738 $252,610 $0 $0
2020 $4,590 $249,122 $0 $0
2019 $4,645 $243,521 $0 $0
2018 $4,572 $238,980 $0 $0
2017 $4,675 $234,065 $0 $0
2016 $4,674 $236,129 $0 $0
2015 $4,720 $234,487 $0 $0
2014 $4,375 $228,935 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/01/2026 09/01/26 For Sale $750,000 -- $238 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Corporate Deed $300,000 Sheffield & Boatright Title
Special Warranty Deed $60,400 Residential Community Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $270,000 New Conventional
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2161848

realMLS (Northeast Florida Multiple Listing Service)

APN: 000702-0040

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