NOT LISTED FOR SALE

306 Spruce St South Haven, MI 49090

Estimated Value: $482,000 - $640,000

3 Beds
3 Baths
1,850 Sq Ft
$297/Sq Ft Est. Value

Last Sold April 07, 2014

Last sale price $200,000 $108 Per Sq Ft

Est. 178% increase in value since last sale

Current estimated payment $3,951/month

549 Days on Market

Highlights

  • Water Access
  • Porch
  • Laundry Room
  • Wood Flooring
  • Brick or Stone Mason
  • Snack Bar or Counter

About This Home

As of April 2014

BANK OWNED - Modern, Sophisticated, Fun and Affordable. The Alder is a 2000 square foot cottage with an open, spacious main floor and plenty of living space. The finished basement adds a large family room, bunk room, bathroom and laundry room. The Harbor Club is located on the peaceful Black River and offers an abundance of amenities. Take advantage of the property club house, heated pool and private marina. Walk downtown South Haven and boat to Lake Michigan.BANK OWNED

Last Agent to Sell the Property

Judie Farley

Farley Real Estate, Inc. License #6506029864 Listed on: 10/02/2012

Last Buyer's Agent

Judie Farley

Farley Real Estate, Inc. License #6506029864 Listed on: 10/02/2012

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,980

Year Built

  • Built in 2008

Lot Details

  • 2,088 Sq Ft Lot
  • Lot Dimensions are 36 x 58

HOA Fees

  • $70 Monthly HOA Fees

Home Design

  • Cabin
  • Brick or Stone Mason
  • Composition Roof
  • Stone

Interior Spaces

  • 1,850 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Family Room
  • Living Room with Fireplace
  • Dining Area
  • Wood Flooring
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Outdoor Features

  • Water Access
  • Property is near a lake
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • $140 HOA Transfer Fee

Listing and Financial Details

  • REO, home is currently bank or lender owned

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,980

Year Built

Built in 2008

Lot Details

0

HOA Fees

$70 per month

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • ArchitecturalStyle: Cabin
  • Stories: 2
  • Year Built: 2008
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:Lot Dimensions: 36 x 58
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1850.0
  • Tax Info:Annual Property Tax: 3980.0
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Refrigerators: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Sale Conditions:REOBank Owned: Yes
  • General Property Info:Condo Proj Name: Woodland Harbor Association
  • General Property Info:SqFt Above Grade: 1250.0
  • General Property Info Garage YN: No
  • Flooring:Wood Floor: Yes
  • Architectural Style Cabin: Yes
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s), Center Island
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 1850.0
  • Window Features: Screens, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes

Exterior Features

  • Construction Materials: Stone, Other
  • List Price: 239000.0
  • Patio and Porch Features: Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: No
  • Exterior Material:Stone: Yes
  • Patio and Porch Features:Porch(es): Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Natural Gas Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 70.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Association Info:Approx Assoc Fee2: 70.0
  • Association Info:Assoc Buy in Fee: 140
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:Assoc Access: Yes

Lot Info

  • Lot Size Acres: 0.05
  • Lot Size Area: 0.05
  • Lot Dimensions: 36 x 58
  • Lot Size Sq Ft: 2088.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3980.0
  • Tax Year: 2012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 7, 2022
Sold by
Preserve At Woodland Harbor Condominium
Bought by
Ll2020 Trust and Eidelstein Joel
Current Estimated Value
$555,632

Purchase Details

Closed on
Feb 25, 2021
Sold by
Brujic Mile and Brujic Sonia
Bought by
Songbirds Property Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$328,000
Interest Rate
2.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 9, 2021
Sold by
Polzin Ellen C and Polzin James R
Bought by
Brujic Mile and Brujic Sonia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$328,000
Interest Rate
2.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 29, 2020
Sold by
Polzin James R and Polzin Ellen C
Bought by
Polzin Ellen C and Polzin James R

Purchase Details

Listed on
Oct 2, 2012
Closed on
Apr 17, 2014
Sold by
Firstmerit Bank Na
Bought by
Polzin James R and Polzin Ellen C
Seller's Agent
Judie Farley
Farley Real Estate, Inc.
Buyer's Agent
Judie Farley
Farley Real Estate, Inc.
List Price
$260,000
Sold Price
$200,000
Premium/Discount to List
-$60,000
-23.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.15%

Purchase Details

Closed on
Jan 12, 2012
Sold by
Phw33 306 Spruce Street Llc
Bought by
Firstmerit Bank Na

Purchase Details

Closed on
May 12, 2011
Sold by
Pwh33 306 Spruce Street Llc
Bought by
Midwest Bank & Trust Company

Purchase Details

Closed on
Aug 28, 2008
Sold by
Pw Harbor Llc
Bought by
Pwh33 306 Spruce Street Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$304,160
Interest Rate
6.54%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ll2020 Trust -- --
Songbirds Property Llc -- None Available
Brujic Mile -- Accommodation
Polzin Ellen C -- None Available
Polzin James R -- None Available
Firstmerit Bank Na -- None Available
Firstmerit Bank Na $270,300 None Available
Midwest Bank & Trust Company $270,300 None Available
Pwh33 306 Spruce Street Llc -- Metropolitan Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Brujic Mile $328,000
Previous Owner Pwh33 306 Spruce Street Llc $304,160
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/07/2014 04/07/14 Sold $200,000 -23.1% $108 / Sq Ft
04/04/2014 04/04/14 Pending -- -- --
10/02/2012 10/02/12 For Sale $260,000 -- $141 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $11,600 $251,000 $0 $0
2024 $9,451 $227,600 $0 $0
2023 $9,032 $191,800 $0 $0
2022 $10,435 $171,300 $0 $0
2021 $5,637 $103,200 $13,300 $89,900
2020 $5,604 $110,300 $13,900 $96,400
2019 $5,415 $112,200 $112,200 $0
2018 $5,288 $117,500 $117,500 $0
2017 $5,159 $85,500 $0 $0
2016 $5,037 $86,600 $0 $0
2015 $2,484 $86,600 $0 $0
2014 $2,292 $92,800 $0 $0
2013 $3,784 $90,900 $90,900 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 12053647

Southwestern Michigan Association of REALTORS®

APN: 80-53-877-033-00