$499,500
$26K PRICE DROP

30602 440th St Melrose, MN 56352

Estimated payment $2,969/month

Total Views 11,817
2 Beds
1 Bath
1,308 Sq Ft
$382 Price per Sq Ft

Highlights

  • 80 Feet of Waterfront
  • Deck
  • No HOA
  • Beach Access
  • Wood Burning Stove
  • 1 Car Detached Garage

About This Home

Offered for the first time in over 30 years due to the sellers downsizing, this charming lake home presents a rare opportunity on Big Birch Lake.
Set on nearly 2 acres of land with 80 feet of prime north-facing lakeshore, the property offers a peaceful setting and beautiful water views. The home features 2 bedrooms and 1 full bathroom, with an open kitchen and dining area designed to take full advantage of the scenic lakefront.
Included with the property are the appliances, as well as the dock and pontoon lift—making it easy to start enjoying lake life right away.
Conveniently located just 45 minutes from St. Cloud and Alexandria, and only 90 minutes from the Twin Cities metro area, this property is ideal as a weekend retreat or a full-time residence.

Listing Agent

Brandon Kelly

Central MN Realty LLC Listed on: 04/10/2026

Central MN Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,192

Year Built

  • Built in 1920

Lot Details

  • 80 Feet of Waterfront
  • Lake Front
  • Few Trees
  • Zoning described as Shoreline,Residential-Single Family

Parking

  • 1 Car Detached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,308 Sq Ft Home
  • 1-Story Property
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Free Standing Fireplace
  • Combination Dining and Living Room
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Block Basement Construction

Accessible Home Design

  • No Interior Steps

Outdoor Features

  • Beach Access
  • Deck
  • Rear Porch

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Oil
  • Heating System Uses Wood
  • Well
  • Fuel Tank

Community Details

  • No Home Owners Association
  • Elmwood Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 22132280000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,192

Year Built

Built in 1920

Lot Details

1.83 Acres

Parking

1

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: None
  • Outside Features: Vinyl
  • Garage Spaces: 1
  • Accessibility Features: No Stairs Internal
  • Fireplaces: 1
  • Water Source: Well
  • Year Built: 1920
  • Above Grade Finished Sq Ft: 1308
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Partial
  • Appliances: Dryer, Fuel Tank - Owned, Range, Refrigerator, Washer
  • Fireplace Features: Free Standing, Wood Burning
  • Living Area: 1308
  • Fireplace: Yes
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • View: North
  • Foundation Details: Block, Combination, Stone
  • Other Structures: Garage(s), Storage Shed
  • PatioPorchType: Deck, Rear Porch
  • Lake Bottom: Hard, Sand
  • Elevation Highpoint to Waterfront Feet: 26-40
  • Waterfront Frontage: 80

Garage/Parking

  • Parking Features: Detached Garage, Asphalt

Utilities

  • Heating: Forced Air, Wood Stove
  • Sewer: Tank with Drainage Field
  • LaundryFeatures: Main Level
  • Fuel: Oil, Wood
  • Power Company: Stearns Electric Association

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Melrose
  • SchoolDistrictPhone: 3202564224

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: See Survey from 2026
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 22132280000
  • Tax Annual Amount: 3192
  • TaxWithAssessments: 3192

Multi Family

  • WaterfrontFeatures: Lake Front

3D Interior and Exterior Tours

Floorplan

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,414 $448,300 $291,100 $157,200
2024 $3,062 $407,600 $260,900 $146,700
2023 $3,168 $387,100 $260,900 $126,200
2022 $2,644 $274,100 $179,800 $94,300
2021 $2,532 $274,100 $179,800 $94,300
2020 $2,586 $258,300 $172,100 $86,200
2019 $2,260 $252,300 $165,200 $87,100
2018 $2,236 $225,100 $147,400 $77,700
2017 $2,172 $237,600 $157,700 $79,900
2016 $2,254 $0 $0 $0
2015 $2,348 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/04/2026 05/04/26 Price Changed $499,500 -4.9% $382 / Sq Ft
04/17/2026 04/17/26 For Sale $525,000 -- $401 / Sq Ft
Source: NorthstarMLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $500 General Abstract & Title
Warranty Deed $10,000 General Abstract & Title
Deed $74,000 --
Source: Public Records

About the Listing Agent

Brandon Kelly

Central MN Realty LLC

(320) 314-9045

Section Image

Brandon’s 20+ years of selling real estate has taught him the value of going the “extra mile”. He believes in long term relationships and considers the people he works with more than his clients; they are his friends.

Brandon’s education, business background, and specialized training has been instrumental in providing him with the skills to help both buyers and sellers complete real estate transactions! He understands that his clients have concerns when buying or selling a home. He takes

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Source: NorthstarMLS

MLS Number: 7047075

NorthstarMLS

APN: 22.13228.0000

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