Seller's Agent in 2021
Amanda Taylor
Avast Realty- Birmingham
(256) 276-6393
1 in this area
90 Total Sales
307 Ridge Dr Shelby, AL 35143
South Shelby NeighborhoodEstimated Value: $446,406 - $488,000
3
Beds
2
Baths
1,424
Sq Ft
$324/Sq Ft
Est. Value
Highlights
- 104 Feet of Waterfront
- Private Dock
- Fishing
- Shelby Elementary School Rated A-
- Community Boat Slip
- Lake View
About This Home
As of October 2021Very cute LAKEHOME on Waxahatchee Creek! GREAT NEIGHBORHOOD for your primary residence or the weekend get-a-way. This home offers one level living on Lay Lake with a living room, 3 bedrooms, 2 bath, and a full unfinished daylight basement that is already heated and cooled, big partially covered deck with an INCREDIBLE VIEW. Approx. 1 acre overlooking the lake with approx. 104 ft frontage on water and includes a large boathouse with two slips and a lift. Stone Fireplace, Stained Wood Ceilings and lots of windows in the Family Room. Full daylight basement currently used as an entertainment and storage but could be completed for extra living space. Large area for parking at street side of the home. Paved roads to the property. You don't want to miss out on this one!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $959
Year Built
- Built in 1988
Lot Details
- 1.1 Acre Lot
- 104 Feet of Waterfront
Home Design
- Vinyl Siding
- Concrete Block And Stucco Construction
Interior Spaces
- 1-Story Property
- Cathedral Ceiling
- Wood Burning Fireplace
- Stone Fireplace
- French Doors
- Living Room with Fireplace
- Dining Room
- Lake Views
- Pull Down Stairs to Attic
Kitchen
- Electric Oven
- Stove
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Stone Countertops
Flooring
- Wood
- Concrete
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub and Shower Combination in Primary Bathroom
- Linen Closet In Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Unfinished Basement
- Basement Fills Entire Space Under The House
- Natural lighting in basement
Parking
- Circular Driveway
- Off-Street Parking
Outdoor Features
- Water Access
- Swimming Allowed
- Private Dock
- Covered Deck
- Covered Patio or Porch
Schools
- Shelby Elementary School
- Columbiana Middle School
- Shelby County High School
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Visit Down Payment Resource Website
- Assessor Parcel Number 33-7-35-0-002-006.000
Community Details
Recreation
- Community Boat Slip
- Powered Boats Allowed
- Fishing
Additional Features
- $10 Other Monthly Fees
- Community Barbecue Grill
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 22, 2021
Closed on
Oct 8, 2021
Sold by
Riel Jason and Riel Jordan
Bought by
Burnham Joseph Ray and Burnham Lori
Seller's Agent
Amanda Taylor
Avast Realty- Birmingham
Buyer's Agent
Amanda Taylor
Avast Realty- Birmingham
List Price
$450,000
Sold Price
$350,000
Premium/Discount to List
-$100,000
-22.22%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$110,852
Avg. Annual Appreciation
6.56%
Original Mortgage
$343,660
Outstanding Balance
$313,386
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$147,466
Purchase Details
Listed on
Jun 17, 2019
Closed on
Aug 13, 2019
Sold by
Headley Michael
Bought by
Riel Jason
Seller's Agent
Debra Hubbard
RealtySouth - Chilton II
Buyer's Agent
Bobo Benefield
Sweet HOMElife Real Estate
List Price
$249,900
Sold Price
$256,000
Premium/Discount to List
$6,100
2.44%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.43%
Original Mortgage
$251,363
Interest Rate
4.12%
Mortgage Type
FHA
Purchase Details
Listed on
Jun 30, 2017
Closed on
Aug 4, 2017
Sold by
Smith Gary P and Smith Tammy W
Bought by
Headley Michael D
Seller's Agent
Debra Hubbard
RealtySouth - Chilton II
Buyer's Agent
Debra Hubbard
RealtySouth - Chilton II
List Price
$188,500
Sold Price
$188,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.36%
Original Mortgage
$160,000
Interest Rate
3.92%
Mortgage Type
Commercial
Purchase Details
Listed on
Feb 26, 2013
Closed on
Jul 31, 2014
Sold by
Rikard Colleen K
Bought by
Smith Gary P and Smith Tammy E
Seller's Agent
Faye Watkins
Avast Realty- Birmingham
Buyer's Agent
Diane Knight
RealtySouth - Chilton II
List Price
$175,500
Sold Price
$164,000
Premium/Discount to List
-$11,500
-6.55%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.73%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Burnham Joseph Ray | $350,000 | None Available | |
| Riel Jason | $256,000 | None Available | |
| Headley Michael D | $188,500 | None Available | |
| Smith Gary P | $164,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Burnham Joseph Ray | $343,660 | |
| Previous Owner | Riel Jason | $251,363 | |
| Previous Owner | Headley Michael D | $160,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/18/2021 10/18/21 | Sold | $350,000 | -7.9% | $246 / Sq Ft | |
| 09/08/2021 09/08/21 | Pending | -- | -- | -- | |
| 08/30/2021 08/30/21 | Price Changed | $379,900 | -5.0% | $267 / Sq Ft | |
| 08/01/2021 08/01/21 | Price Changed | $399,900 | -11.1% | $281 / Sq Ft | |
| 07/22/2021 07/22/21 | For Sale | $450,000 | +75.8% | $316 / Sq Ft | |
| 08/13/2019 08/13/19 | Sold | $256,000 | -0.4% | $180 / Sq Ft | View Prior Sale |
| 07/09/2019 07/09/19 | Price Changed | $256,900 | +2.8% | $180 / Sq Ft | |
| 06/17/2019 06/17/19 | For Sale | $249,900 | +32.6% | $175 / Sq Ft | |
| 06/17/2019 06/17/19 | Pending | -- | -- | -- | |
| 08/04/2017 08/04/17 | Sold | $188,500 | 0.0% | $132 / Sq Ft | View Prior Sale |
| 06/30/2017 06/30/17 | Pending | -- | -- | -- | |
| 06/30/2017 06/30/17 | For Sale | $188,500 | +14.9% | $132 / Sq Ft | |
| 07/31/2014 07/31/14 | Sold | $164,000 | -6.6% | $115 / Sq Ft | View Prior Sale |
| 06/23/2014 06/23/14 | Pending | -- | -- | -- | |
| 02/26/2013 02/26/13 | For Sale | $175,500 | -- | $123 / Sq Ft |
Source: Greater Alabama MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,558 | $35,400 | $0 | $0 |
| 2023 | $1,415 | $33,100 | $0 | $0 |
| 2022 | $1,171 | $27,540 | $0 | $0 |
| 2021 | $1,048 | $24,740 | $0 | $0 |
| 2020 | $960 | $22,740 | $0 | $0 |
| 2019 | $1,474 | $33,500 | $0 | $0 |
| 2017 | $696 | $16,760 | $0 | $0 |
| 2015 | $677 | $16,320 | $0 | $0 |
| 2014 | $665 | $16,040 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Amanda Taylor
-
Debra Hubbard
Seller's Agent in 2019
Debra Hubbard
RealtySouth - Chilton II
(205) 294-1153
210 Total Sales
-
B
Buyer's Agent in 2019
Bobo Benefield
Sweet HOMElife Real Estate
-
F
Seller's Agent in 2014
Faye Watkins
Avast Realty- Birmingham
-
Diane Knight
Buyer's Agent in 2014
Diane Knight
RealtySouth - Chilton II
(205) 415-0384
177 Total Sales
Map
Source: Greater Alabama MLS
MLS Number: 1292617
APN: 33-7-35-0-002-006-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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