$655,000
SOLD APR 7, 2025

308 Anchors Way Unit 75 Saint Joseph, MI 49085

3 Beds
4 Baths
2,001 Sq Ft
7,798 Sq Ft Lot

Recently Sold

$327 Per Sq Ft

5% Below List Price

36 Days on Market

Highlights

  • Private Waterfront
  • Docks
  • Property fronts a channel
  • Upton Middle School Rated A
  • Cabana
  • Clubhouse

About This Home

As of April 2025

SHORT TERM RENTALS WELCOME AND a 30 ft. BOAT SLIP included! It's a boater's paradise at Island Pointe Marina! This stunning residence boasts 3 Bdrms,each w/ its own private bath & an upper loft that easily serves as a 4th bedroom also w/ bath, offering essentially four en-suites! Ideal income property as lower Lvl is configured as a separate apartment w/ full kitchen, great for generating rental income or accommodating guests. Open-concept design featuring soaring ceilings & a sunken living Rm adorned w/ Brazilian cherry wood floors, creating inviting, luxurious ambiance. Updated kitchen; a chef's delight, complete w/ skylights that bathe the space in natural light. Enjoy panoramic views of Morrison's Channel from nearly every room & multi purposeful exterior space! See Improvement List! You'll find the HOA picnic area & guest parking directly next door. Home is located near the gated entrance, enhancing the convenience and appeal of this waterfront gem. Island Pointe offers an array of amenities to suit your lifestyle, including a pool, hot tub, clubhouse & playground. Whether you're looking to relax or entertain, this home provides the perfect setting for both. Two laundry rooms (pantry is plumbed for a third), New roof & skylights, new central air & furnace, quartz tops and sink, electric blinds, new Brazilian cherry wood floors and what's more is that this property can be sold turn-key w/ the majority of the furnishings and an acceptable offer! Don't miss the opportunity to make this yours!

Last Agent to Sell the Property

Anissa DeSanctis

Coldwell Banker Anchor R.E. License #6501309891 Listed on: 01/20/2025

Coldwell Banker Anchor R.E.

Last Buyer's Agent

Donald Fulton

Coldwell Banker Realty License #6501396267

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,416

Year Built

  • Built in 2003

Lot Details

  • 7,798 Sq Ft Lot
  • Lot Dimensions are 90x86
  • Property fronts a channel
  • Private Waterfront
  • 90 Feet of Waterfront
  • Property fronts a private road
  • Shrub
  • Level Lot
  • Sprinkler System
  • Garden

HOA Fees

  • $179 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 2,001 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Skylights
  • Insulated Windows
  • Window Treatments
  • Living Room
  • Dining Area
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms
  • En-Suite Bathroom
  • Maid or Guest Quarters
  • 4 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry in Hall
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Crawl Space

Pool

  • Cabana
  • In Ground Pool

Outdoor Features

  • Water Access
  • Docks
  • Deck
  • Patio

Location

  • Mineral Rights Excluded

Utilities

  • Humidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association fees include snow removal, lawn/yard care

Amenities

  • Clubhouse
  • Laundry Facilities

Recreation

  • Community Playground
  • Community Pool
  • Community Spa
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,416

Year Built

Built in 2003

Lot Details

0

HOA Fees

$179 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • Levels: Tri-Level
  • Stories: 3
  • Year Built: 2003
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 90x86
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2001.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 7416.3
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Waterfront Options:Water Frontage3: 90.0
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: No
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Substructure:Walk Out: Yes
  • Additional Items:Humidifier: Yes
  • Landscape:Underground Sprinkler: Yes
  • Mineral Rights:No: Yes
  • Substructure:Crawl Space: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Windows:Skylight(s): Yes
  • Landscape:Flower Garden: Yes
  • General Property Info:Condo Proj Name: Island Pointe Marina
  • Water Heater:Electric3: Yes
  • Water Type:Channel2: Yes
  • Additional Items:Guest Quarters: Yes
  • Additional Items:Ensuite: Yes
  • General Property Info:SqFt Above Grade: 1251.0
  • Additional Items:Basement Finished: Yes
  • Assoc Amenities:Walking Trails: Yes
  • Assoc Amenities:Laundry: Yes
  • Laundry Features Laundry Room: Yes
  • Laundry Features Lower Level: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features In Hall: Yes
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Carpet Floor: Yes
  • Flooring:Tile Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Architectural Style:Tri-Level: Yes
  • Other Structures:Cabana: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Humidifier, Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Carpet, Ceramic Tile, Tile, Wood
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener, Guest Quarters, Eat-in Kitchen, Pantry
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 2
  • Full Bathrooms: 4
  • Total Bathrooms: 4
  • Basement: Crawl Space, Walk-Out Access
  • LivingArea: 2001.0
  • Window Features: Skylight(s), Insulated Windows, Window Treatments
  • General Property Info:Stories2: 3.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Vinyl Siding, Wood Siding
  • List Price: 689900.0
  • Lot Features: Level
  • Patio and Porch Features: Deck, Patio
  • Pool Features: In Ground, Cabana
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Morrisons Channel
  • Waterfront Features: Channel, River
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes
  • Pool:In Ground: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: In Hall, Laundry Closet, Laundry Room, Lower Level
  • Sewer: Public
  • Utilities: Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Clubhouse, Laundry, Pets Allowed, Playground, Pool, Spa/Hot Tub, Trail(s)
  • Association Fee: 179.0
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 179.0
  • Water Fea Amenities:Private Frontage: Yes
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Assoc Amenities:Playground: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Club House: Yes
  • Assoc Amenities:Pool: Yes
  • Assoc Amenities:SpaHot Tub: Yes
  • Water Fea Amenities:Channel: Yes

Fee Information

  • Association Fee Includes: Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.18
  • Lot Size Area: 0.18
  • Lot Dimensions: 90x86
  • Lot Size Sq Ft: 7798.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 7416.3
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 20, 2025
Closed on
Apr 4, 2025
Sold by
Lenardson Patrick J
Bought by
Rose Nick and Rose Jennifer Shin
Seller's Agent
Anissa DeSanctis
Coldwell Banker Anchor R.E.
Buyer's Agent
Donald Fulton
Coldwell Banker Realty
List Price
$689,900
Sold Price
$655,000
Premium/Discount to List
-$34,900
-5.06%
Views
81
Current Estimated Value
$619,455

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$35,545
Avg. Annual Appreciation
-9.99%
Original Mortgage
$458,500
Outstanding Balance
$456,457
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$162,998

Purchase Details

Listed on
Mar 27, 2021
Closed on
May 19, 2021
Sold by
Chisholm James
Bought by
Lenardson Patrick J
Seller's Agent
Tom Angelo
Coldwell Banker Anchor R.E.
Buyer's Agent
Anissa DeSanctis
Coldwell Banker Anchor R.E.
Sold Price
$440,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.80%
Original Mortgage
$352,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 10, 2017
Sold by
Chisholm Amy M
Bought by
Chisholm James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$270,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 26, 2012
Sold by
Chisholm James
Bought by
Chisholm James and Chisholm Amym

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,000
Interest Rate
3.35%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 14, 2003
Sold by
Island Pointe Marina Llc
Bought by
Chisholm James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,195
Interest Rate
5.47%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Chicago Title Of Michigan
Warranty Deed -- Chicago Title Of Michigan
Warranty Deed $440,000 None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Chicago Title Of Michigan
Warranty Deed $73,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $458,500 New Conventional
Closed $458,500 New Conventional
Previous Owner $352,000 New Conventional
Previous Owner $270,000 New Conventional
Previous Owner $178,000 New Conventional
Previous Owner $195,195 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/07/2025 04/07/25 Sold $655,000 -5.1% $327 / Sq Ft
01/20/2025 01/20/25 For Sale $689,900 +56.8% $345 / Sq Ft
05/20/2021 05/20/21 Sold $440,000 -4.1% $220 / Sq Ft View Prior Sale
03/27/2021 03/27/21 For Sale -- -- --
03/27/2021 03/27/21 Pending -- -- --
02/18/2021 02/18/21 For Sale $459,000 -- $229 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,416 $238,200 $0 $0
2024 $7,194 $211,900 $0 $0
2023 $6,900 $188,300 $0 $0
2022 $5,376 $166,500 $0 $0
2021 $5,341 $174,100 $50,300 $123,800
2020 $5,269 $173,600 $0 $0
2019 $5,229 $150,800 $41,000 $109,800
2018 $5,140 $150,800 $0 $0
2017 $4,611 $149,400 $0 $0
2016 $4,611 $142,300 $0 $0
2015 $4,554 $139,600 $0 $0
2014 $4,340 $138,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25002373

Southwestern Michigan Association of REALTORS®

APN: 11-76-3610-0004-00-6