$698,000

308 Apple Tree Rd Montross, VA 22520

Estimated payment $4,079/month

Total Views 9,034
4 Beds
3.5 Baths
2,484 Sq Ft
$281 Price per Sq Ft

Highlights

  • 227 Feet of Waterfront
  • 2 Dock Slips
  • Access to Tidal Water
  • Primary bedroom faces the bay
  • Parking available for a boat
  • Sandy Beach

About This Home

Waterfront Retreat – 4 Bedrooms & 4 Bathrooms!

Welcome to the charm of this dream waterfront retreat where tranquility and adventure blend seamlessly! Priced below appraised value of ($720k), this stunning home nestled on the Lower Machodoc offers the perfect blend of luxury and natural beauty with its expansive dock and pier, featuring deep water access, an 8000-pound Magnum boat lift, and a generous slip for all your aquatic adventures. Situated on 1.16 acres, this exceptional property boasts elevated water views, a private dock, a large porch and is surrounded by a picturesque natural setting that includes lush woods for added privacy and serenity.

Inside, the family room delights with amazing panoramic 180-degree elevated water views. The main level includes two luxurious master suites, each offering stunning water vistas. One suite boasts a large soaking garden tub and a walk-in closet, while the other provides a kitchenette and a private entrance, ideal for privacy and relaxation with serene views of the water and woods. The main eat in kitchen is perfect for family gatherings and culinary adventures with NEW Granite counter tops, stainless steel appliances, a spacious island, and boasts ample cabinet space. Upstairs, you'll find two additional generous bedrooms, a full bath, a versatile living/game room, and plenty of storage options.

Outside, enjoy a sprawling porch with hanging flower baskets. The expansive grounds include an oversized garage with power and water, and two additional spaces ideal for crafts, hobbies, storage, and all your water toys and gear. Mature trees offer shade, while a charming swing and a fire pit invite you to relax, soak in stunning sunsets, and enjoy fireside gatherings.

Modern conveniences abound with smart home features, including smart thermostats, smart doorbell, smart lighting, smart door lock, and smart security system. This riverfront gem combines luxury with serenity, featuring an open floor plan and large windows that fill the home with natural light and showcase the mesmerizing waterfront scenery. Revel in boating, fishing, or simply savoring the beauty of your surroundings from your private dock. Watch eagles soar and swans glide by. Start your day with coffee on the deck or glider dock seat and end it with a sunset by the fire pit. You’ll enjoy this retreat, which offers a charming setting perfect for creating wonderful memories.

Conveniently located just 2 hours from DC, 1.5 hours from Richmond, and 1 hour from Fredericksburg, this well-maintained home is an incredible opportunity for family gatherings and getaways. Don’t miss your chance to own this slice of waterfront paradise! The 2120 Parker Pilot House with a 175hp Yamaha is also separately available!

Listing Agent

Justin Hryckiewicz

CENTURY 21 New Millennium License #0225226809 Listed on: 04/02/2025

CENTURY 21 New Millennium

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,092

Year Built

  • Built in 1960 | Remodeled in 2010

Lot Details

  • 1.16 Acre Lot
  • 227 Feet of Waterfront
  • Home fronts navigable water
  • Sandy Beach
  • Cleared Lot
  • Wooded Lot
  • Property is zoned SNGL FAM RES-SUBURAN

Parking

  • 4 Car Detached Garage
  • 10 Driveway Spaces
  • Front Facing Garage
  • Gravel Driveway
  • Parking available for a boat

Property Views

  • River
  • Creek or Stream

Home Design

  • Cape Cod Architecture
  • Traditional Architecture
  • Bungalow
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,484 Sq Ft Home
  • Property has 2 Levels
  • Crawl Space
  • Flood Lights

Kitchen

  • Second Kitchen
  • Electric Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Solid Hardwood
  • Carpet
  • Tile or Brick

Bedrooms and Bathrooms

  • Primary bedroom faces the bay

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Sun Deck
  • Personal Watercraft
  • Rip-Rap
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Stream or River on Lot
  • Powered Boats Permitted
  • Outbuilding

Horse Facilities and Amenities

  • Run-In Shed

Utilities

  • Heating System Uses Oil
  • Heat Pump System
  • Back Up Oil Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Assessor Parcel Number 38F 1 1

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,092

Year Built

Built in 1960 | Remodeled in 2010

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod, Bungalow, Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1960
  • Year Renovated: 2010
  • Remarks Public: Waterfront Retreat – 4 Bedrooms & 4 Bathrooms! Welcome to the charm of this dream waterfront retreat where tranquility and adventure blend seamlessly! Priced below appraised value of ($720k), this stunning home nestled on the Lower Machodoc offers the perfect blend of luxury and natural beauty with its expansive dock and pier, featuring deep water access, an 8000-pound Magnum boat lift, and a generous slip for all your aquatic adventures. Situated on 1.16 acres, this exceptional property boasts elevated water views, a private dock, a large porch and is surrounded by a picturesque natural setting that includes lush woods for added privacy and serenity. Inside, the family room delights with amazing panoramic 180-degree elevated water views. The main level includes two luxurious master suites, each offering stunning water vistas. One suite boasts a large soaking garden tub and a walk-in closet, while the other provides a kitchenette and a private entrance, ideal for privacy and relaxation with serene views of the water and woods. The main eat in kitchen is perfect for family gatherings and culinary adventures with NEW Granite counter tops, stainless steel appliances, a spacious island, and boasts ample cabinet space. Upstairs, you'll find two additional generous bedrooms, a full bath, a versatile living/game room, and plenty of storage options. Outside, enjoy a sprawling porch with hanging flower baskets. The expansive grounds include an oversized garage with power and water, and two additional spaces ideal for crafts, hobbies, storage, and all your water toys and gear. Mature trees offer shade, while a charming swing and a fire pit invite you to relax, soak in stunning sunsets, and enjoy fireside gatherings. Modern conveniences abound with smart home features, including smart thermostats, smart doorbell, smart lighting, smart door lock, and smart security system. This riverfront gem combines luxury with serenity, featuring an open floor plan and large windows that fill the home with natural light and showcase the mesmerizing waterfront scenery. Revel in boating, fishing, or simply savoring the beauty of your surroundings from your private dock. Watch eagles soar and swans glide by. Start your day with coffee on the deck or glider dock seat and end it with a sunset by the fire pit. You’ll enjoy this retreat, which offers a charming setting perfect for creating wonderful memories. Conveniently located just 2 hours from DC, 1.5 hours from Richmond, and 1 hour from Fredericksburg, this well-maintained home is an incredible opportunity for family gatherings and getaways. Don’t miss your chance to own this slice of waterfront paradise! The 2120 Parker Pilot House with a 175hp Yamaha is also separately available!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Stainless Steel Appliances, Built-In Microwave, Dishwasher, Dryer - Electric, Washer, Water Heater, Refrigerator, Oven/Range - Electric
  • Flooring Type: Solid Hardwood, Tile/Brick, Carpet
  • Interior Amenities: 2nd Kitchen, Primary Bedroom - Bay Front, Entry Level Bedroom
  • Fireplace: No
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2484
  • Living Area Sq Ft: 2484
  • Price Per Sq Ft: 281.00
  • Above Grade Finished Sq Ft: 2484
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 308

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Run-in Shed
  • Construction Materials: Vinyl Siding, Block
  • Exterior Features: Boat Storage, Outbuilding(s), Flood Lights
  • Road Surface Type: Paved
  • Roof: Architectural Shingle
  • View: River, Creek/Stream, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access
  • Water Access: Yes
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 227

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Parking Features: Crushed Stone
  • Garage Features: Covered Parking, Garage - Front Entry, Oversized
  • Number Of Detached Garage Spaces: 4
  • Total Garage And Parking Spaces: 14
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 10

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric, Oil
  • Heating Type: Heat Pump - Oil Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • School District Key: 121137398432
  • School District Source: Listing Agent

Lot Info

  • Lot Features: Cleared, Fishing Available, Stream/Creek, Trees/Wooded
  • Lot Size Acres: 1.16
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 50530.00
  • Year Assessed: 2022
  • Zoning: SNGL FAM RES-SUBURAN
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3092.00
  • Assessor Parcel Number: 38F 1 1
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site, Rip-Rap, Sandy Beach

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,092 $454,700 $176,800 $277,900
2023 $2,819 $454,700 $176,800 $277,900
2022 $2,819 $454,700 $176,800 $277,900
2021 $2,969 $390,600 $176,800 $213,800
2020 $2,969 $390,600 $176,800 $213,800
2019 $2,539 $390,600 $176,800 $213,800
2018 $2,383 $390,600 $176,800 $213,800
2017 -- $390,600 $176,800 $213,800
2016 $2,308 $390,600 $176,800 $213,800
2015 -- $368,100 $176,800 $191,300
2014 -- $0 $0 $0
2013 -- $368,100 $176,800 $191,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Price Changed $698,000 -0.1% $281 / Sq Ft
07/24/2025 07/24/25 Price Changed $698,500 -0.1% $281 / Sq Ft
05/09/2025 05/09/25 Price Changed $699,000 -2.9% $281 / Sq Ft
04/02/2025 04/02/25 For Sale $720,000 +56.5% $290 / Sq Ft
11/11/2020 11/11/20 Sold $460,000 0.0% $185 / Sq Ft
10/12/2020 10/12/20 Pending -- -- --
10/04/2020 10/04/20 For Sale $460,000 -- $185 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $460,000 Stewart Title Guaranty Co
Warranty Deed $240,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $391,000 New Conventional
Previous Owner $266,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $175,001 New Conventional
Previous Owner $25,000 Credit Line Revolving
Previous Owner $243,000 New Conventional
Source: Public Records

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Source: Bright MLS

MLS Number: VAWE2008588

Bright MLS

APN: 38F-1-1