
308 Apple Tree Rd Montross, VA 22520
Estimated payment $4,079/month
Highlights
- 227 Feet of Waterfront
- 2 Dock Slips
- Access to Tidal Water
- Primary bedroom faces the bay
- Parking available for a boat
- Sandy Beach
About This Home
Waterfront Retreat – 4 Bedrooms & 4 Bathrooms!
Welcome to the charm of this dream waterfront retreat where tranquility and adventure blend seamlessly! Priced below appraised value of ($720k), this stunning home nestled on the Lower Machodoc offers the perfect blend of luxury and natural beauty with its expansive dock and pier, featuring deep water access, an 8000-pound Magnum boat lift, and a generous slip for all your aquatic adventures. Situated on 1.16 acres, this exceptional property boasts elevated water views, a private dock, a large porch and is surrounded by a picturesque natural setting that includes lush woods for added privacy and serenity.
Inside, the family room delights with amazing panoramic 180-degree elevated water views. The main level includes two luxurious master suites, each offering stunning water vistas. One suite boasts a large soaking garden tub and a walk-in closet, while the other provides a kitchenette and a private entrance, ideal for privacy and relaxation with serene views of the water and woods. The main eat in kitchen is perfect for family gatherings and culinary adventures with NEW Granite counter tops, stainless steel appliances, a spacious island, and boasts ample cabinet space. Upstairs, you'll find two additional generous bedrooms, a full bath, a versatile living/game room, and plenty of storage options.
Outside, enjoy a sprawling porch with hanging flower baskets. The expansive grounds include an oversized garage with power and water, and two additional spaces ideal for crafts, hobbies, storage, and all your water toys and gear. Mature trees offer shade, while a charming swing and a fire pit invite you to relax, soak in stunning sunsets, and enjoy fireside gatherings.
Modern conveniences abound with smart home features, including smart thermostats, smart doorbell, smart lighting, smart door lock, and smart security system. This riverfront gem combines luxury with serenity, featuring an open floor plan and large windows that fill the home with natural light and showcase the mesmerizing waterfront scenery. Revel in boating, fishing, or simply savoring the beauty of your surroundings from your private dock. Watch eagles soar and swans glide by. Start your day with coffee on the deck or glider dock seat and end it with a sunset by the fire pit. You’ll enjoy this retreat, which offers a charming setting perfect for creating wonderful memories.
Conveniently located just 2 hours from DC, 1.5 hours from Richmond, and 1 hour from Fredericksburg, this well-maintained home is an incredible opportunity for family gatherings and getaways. Don’t miss your chance to own this slice of waterfront paradise! The 2120 Parker Pilot House with a 175hp Yamaha is also separately available!
Listing Agent
CENTURY 21 New Millennium License #0225226809 Listed on: 04/02/2025

Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,092
Year Built
- Built in 1960 | Remodeled in 2010
Lot Details
- 1.16 Acre Lot
- 227 Feet of Waterfront
- Home fronts navigable water
- Sandy Beach
- Cleared Lot
- Wooded Lot
- Property is zoned SNGL FAM RES-SUBURAN
Parking
- 4 Car Detached Garage
- 10 Driveway Spaces
- Front Facing Garage
- Gravel Driveway
- Parking available for a boat
Property Views
- River
- Creek or Stream
Home Design
- Cape Cod Architecture
- Traditional Architecture
- Bungalow
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,484 Sq Ft Home
- Property has 2 Levels
- Crawl Space
- Flood Lights
Kitchen
- Second Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Solid Hardwood
- Carpet
- Tile or Brick
Bedrooms and Bathrooms
- Primary bedroom faces the bay
Laundry
- Laundry on main level
- Electric Dryer
- Washer
Outdoor Features
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- River Nearby
- Sun Deck
- Personal Watercraft
- Rip-Rap
- Electric Hoist or Boat Lift
- 2 Dock Slips
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- Stream or River on Lot
- Powered Boats Permitted
- Outbuilding
Horse Facilities and Amenities
- Run-In Shed
Utilities
- Heating System Uses Oil
- Heat Pump System
- Back Up Oil Heat Pump System
- Well
- Electric Water Heater
- On Site Septic
Listing and Financial Details
- Assessor Parcel Number 38F 1 1
Community Details
Overview
- No Home Owners Association
Recreation
- Fishing Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $3,092 | $454,700 | $176,800 | $277,900 |
2023 | $2,819 | $454,700 | $176,800 | $277,900 |
2022 | $2,819 | $454,700 | $176,800 | $277,900 |
2021 | $2,969 | $390,600 | $176,800 | $213,800 |
2020 | $2,969 | $390,600 | $176,800 | $213,800 |
2019 | $2,539 | $390,600 | $176,800 | $213,800 |
2018 | $2,383 | $390,600 | $176,800 | $213,800 |
2017 | -- | $390,600 | $176,800 | $213,800 |
2016 | $2,308 | $390,600 | $176,800 | $213,800 |
2015 | -- | $368,100 | $176,800 | $191,300 |
2014 | -- | $0 | $0 | $0 |
2013 | -- | $368,100 | $176,800 | $191,300 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/08/2025 08/08/25 | Price Changed | $698,000 | -0.1% | $281 / Sq Ft |
07/24/2025 07/24/25 | Price Changed | $698,500 | -0.1% | $281 / Sq Ft |
05/09/2025 05/09/25 | Price Changed | $699,000 | -2.9% | $281 / Sq Ft |
04/02/2025 04/02/25 | For Sale | $720,000 | +56.5% | $290 / Sq Ft |
11/11/2020 11/11/20 | Sold | $460,000 | 0.0% | $185 / Sq Ft |
10/12/2020 10/12/20 | Pending | -- | -- | -- |
10/04/2020 10/04/20 | For Sale | $460,000 | -- | $185 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $460,000 | Stewart Title Guaranty Co | |
Warranty Deed | $240,000 | None Available |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $391,000 | New Conventional | |
Previous Owner | $266,000 | Stand Alone Refi Refinance Of Original Loan | |
Previous Owner | $175,001 | New Conventional | |
Previous Owner | $25,000 | Credit Line Revolving | |
Previous Owner | $243,000 | New Conventional |
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Source: Bright MLS
MLS Number: VAWE2008588

APN: 38F-1-1
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