$1,495,000

Estimated payment $8,528/month

Total Views 267
3 Beds
2 Baths
1,944 Sq Ft
$769 Price per Sq Ft

Highlights

  • Very Popular Property
  • Pier
  • Waterfront
  • Coddle Creek Elementary School Rated A-
  • Boat Slip
  • Circular Driveway

About This Home

Experience breathtaking water views in one of the best locations on Lake Norman. This enviable waterfront lot has a very gentle slope to 130' of shoreline offering fantastic water views and magical sunsets. This charming home was lovingly renovated down to the studs with full permits pulled. The permitted, private dock was built in 2022 with a large sitting area to watch sunsets and stairs to walk into the lake. The pier and boat slip are ready for your boat and water craft. Enjoy the kayaks and paddle boards that convey and are here for your use on day 1. New rip rap was installed along the seawall to protect your shoreline. This hidden gem of a neighborhood is only minutes to the interstate and less than a 30 minute drive to Charlotte but far enough away to enjoy complete serenity along with low county taxes. You will find yourself relaxing as soon as you round the bend on Ponderosa Circle seeing spectacular water views as you enter your circular driveway. Home is currently a successful income producing short term vacation rental. Selling Fully Furnished. With no HOA restrictions, the possibilities for this property are endless - whether enjoying this remarkable dwelling, renting it as a VRBO, adding on or living in it while you plan the building of your dream home, seize the opportunity! Cross listed as a Lot MLS #4299406 since of a lot of the value is in the land.

Listing Agent

Amy Feira

Lake Realty Brokerage Email: amyfeira@gmail.com License #298045 Listed on: 09/05/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,336

Year Built

  • Built in 1972

Lot Details

  • Waterfront
  • Partially Fenced Property
  • Level Lot
  • Irrigation
  • Property is zoned R20

Parking

  • Circular Driveway

Home Design

  • Four Sided Brick Exterior Elevation
  • Hardboard

Interior Spaces

  • 1-Story Property
  • Ceiling Fan
  • Vinyl Flooring

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Natural lighting in basement

Outdoor Features

  • Pier
  • Boat Slip
  • Fire Pit

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 4646-24-2113.000

Community Details

Overview

  • Lake Norman Bonanza Subdivision

Recreation

  • Water Sports

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,336

Year Built

Built in 1972

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1972
  • Road Surface Type: Asphalt, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 769.03
  • Geocode Confidence: High
  • Attribution Contact: amyfeira@gmail.com
  • Special Features: 4097

Interior Features

  • Foundation Details: Basement
  • Fireplace: No
  • Flooring: Vinyl
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1056
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator
  • Other Equipment: Other - See Remarks
  • Above Grade Finished Sq Ft: 1056
  • Has Basement: Daylight, Finished, Full, Interior Entry, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 888
  • Living Area: 1944
  • Bedroom Main: 2
  • Room Count: 9
  • Bedroom Basement: 1

Exterior Features

  • Exterior Features: Fire Pit, In-Ground Irrigation
  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Partial
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Slip (Deed), Dock, Paddlesport Launch Site, Pier
  • Construction Type: Brick Full, Hardboard Siding

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Circular Driveway

Utilities

  • Heating: Central, Ductless, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Lower Level
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Ductless
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: None

Lot Info

  • Lot Features: Level, Rolling Slope, Views, Waterfront
  • Lot Size Area: 0.47
  • Lot Size Units: Acres
  • Parcel Number: 4646-24-2113.000
  • Lot Size: 91x192x132wfx180
  • Additional Parcels: No
  • Zoning Specification: R20

Green Features

  • Green Verification Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,336 $841,500 $660,000 $181,500
2023 $5,025 $841,500 $660,000 $181,500
2022 $3,079 $481,150 $412,500 $68,650
2021 $3,075 $481,150 $412,500 $68,650
2020 $3,075 $481,150 $412,500 $68,650
2019 $2,931 $481,150 $412,500 $68,650
2018 $2,826 $472,110 $412,500 $59,610
2017 $2,826 $472,110 $412,500 $59,610
2016 $2,826 $472,110 $412,500 $59,610
2015 $2,802 $472,110 $412,500 $59,610
2014 $2,578 $476,670 $412,500 $64,170
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2025 09/05/25 For Sale $1,495,000 +99.3% $769 / Sq Ft
10/20/2021 10/20/21 Sold $750,000 +7.3% $355 / Sq Ft
09/22/2021 09/22/21 Pending -- -- --
09/15/2021 09/15/21 For Sale $699,000 -- $331 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $750,000 None Available
Interfamily Deed Transfer -- None Available
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $444,000 Commercial
Source: Public Records

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Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4297725

Canopy MLS (Canopy Realtor® Association)

APN: 4646-24-2113.000