T
Seller's Agent in 2025
Thomas Fry
Century 21 Affiliated
308 Water St Saint Joseph, MI 49085
Estimated Value: $794,000 - $912,383
3
Beds
4
Baths
1,738
Sq Ft
$504/Sq Ft
Est. Value
Highlights
- Water Views
- Docks
- In Ground Pool
- Upton Middle School Rated A
- Water Access
- 1-minute walk to Margaret Upton Arboretum
About This Home
As of July 2025Experience the best of Michigan's Sunset Coast in this beautifully updated, one-owner waterfront condo with panoramic views of Lake Michigan, the St. Joseph River mouth, the iconic lighthouse, and both North & South Piers. Located below the bluff, you're just a short walk to Silver Beach, downtown restaurants, the Whirlpool Fountain, the Carousel, Shadowland Pavilion, and all that vibrant Downtown St. Joe has to offer. This 3-bedroom, 2.5-bath home features a spacious open floor plan, a 12' x 24' deck perfect for outdoor entertaining, and an attached garage for convenience. Recent updates include gorgeous new white oak flooring throughout, new appliances, a new furnace, new water heater, and more—offering modern comfort and peace of mind. With its unbeatable location, fresh upgrades, and direct water access, this is truly one of St. Joe's premier waterfront opportunities.
Last Agent to Sell the Property
Thomas Fry
Century 21 Affiliated License #6506048991 Listed on: 05/30/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $14,971
Year Built
- Built in 1988
Lot Details
- Property fronts a channel
HOA Fees
- $605 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Brick or Stone Mason
- Slab Foundation
- Metal Roof
- Stucco
- Stone
Interior Spaces
- 1,738 Sq Ft Home
- 3-Story Property
- Replacement Windows
- Window Treatments
- Screened Porch
- Wood Flooring
- Water Views
Kitchen
- Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry in Hall
- Dryer
- Washer
Home Security
Accessible Home Design
- Stairway
- Chairlift
- Doors are 36 inches wide or more
Outdoor Features
- In Ground Pool
- Water Access
- Property is near a lake
- Docks
- Balcony
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Electric Water Heater
Community Details
Overview
- Association fees include snow removal, lawn/yard care
- Association Phone (630) 915-4794
- The Waterfront Subdivision
- Electric Vehicle Charging Station
Amenities
- Clubhouse
Recreation
- Community Pool
Security
- Gated Community
- Fire and Smoke Detector
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 30, 2025
Closed on
Jul 2, 2025
Sold by
Bought by
Seller's Agent
Thomas Fry
Century 21 Affiliated
Buyer's Agent
Madyson Green
Green Towne Coastal Realty
List Price
$900,000
Sold Price
$900,000
Views
11
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$23,654
Avg. Annual Appreciation
-2.63%
Original Mortgage
$650,000
Outstanding Balance
$643,836
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$232,510
Purchase Details
Closed on
Dec 20, 1996
Purchase Details
Closed on
Aug 16, 1988
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $900,000 | Chicago Title Of Michigan | ||
| $900,000 | Chicago Title Of Michigan | ||
| -- | -- | ||
| $397,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $650,000 | ||
| Closed | $650,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Sold | $900,000 | 0.0% | $518 / Sq Ft |
| 05/30/2025 05/30/25 | For Sale | $900,000 | -- | $518 / Sq Ft |
Source: MichRIC
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $15,368 | $483,900 | $0 | $0 |
| 2025 | $14,971 | $417,100 | $0 | $0 |
| 2024 | $14,662 | $370,800 | $0 | $0 |
| 2023 | $14,031 | $286,600 | $0 | $0 |
| 2022 | $13,384 | $262,700 | $0 | $0 |
| 2021 | $13,272 | $260,400 | $84,300 | $176,100 |
| 2020 | $13,091 | $248,400 | $0 | $0 |
| 2019 | $12,946 | $213,400 | $81,200 | $132,200 |
| 2018 | $12,711 | $213,400 | $0 | $0 |
| 2017 | $12,124 | $223,300 | $0 | $0 |
| 2016 | $12,124 | $216,700 | $0 | $0 |
| 2015 | $12,012 | $214,400 | $0 | $0 |
| 2014 | $11,729 | $221,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
Madyson Green
Buyer's Agent in 2025
Madyson Green
Green Towne Coastal Realty
(269) 759-8466
65 Total Sales
Map
Source: MichRIC
MLS Number: 25025165
APN: 11-76-8500-0054-00-7
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.
Nearby Homes
- 260 Water St Unit 5E
- 250 Water St Unit C
- 230 Water St Unit 2
- 306 Water St Unit 53
- 312 Water St Unit 13
- 312 Water St Unit 14
- 200 Lake St Unit 3B
- 327 State St Unit 2
- 403 State St Unit 3
- 800 Whitwam Dr Unit Slip 14
- 800 Whitwam Dr Unit 13 & 13A
- 800 Whitwam Dr Unit 1 & 1A
- 103 N Pier St
- 101 Lighthouse Dunes Path
- 411 Court St
- 622 Vine St
- 619 Lake St
- 197 Wayne St
- 307 Park St
- 347 Ridgeway St
- 260 Water St
- 260 Water St
- 260 Water St Unit 22
- 260 Water St
- 260 Water St
- 260 Water St Unit 30
- 260 Water St Unit B
- 260 Water St Unit A
- 260 Water St Unit 28-D
- 250 Water St
- 250 Water St Unit 26
- 250 Water St
- 250 Water St
- 250 Water St
- 250 Water St
- 250 Water St
- 250 Water St Unit 16
- 250 Water St
- 250 Water St Unit PentG
- 250 Water St Unit 3E
Your Personal Tour Guide
Ask me questions while you tour the home.