John Reagan
Responds Quickly
@properties Christie's International R.E.
(219) 500-6983
97 Total Sales
2 in Saint Joseph
$197K - $260K Price Range
308 Water St Saint Joseph, MI 49085
Saint Joseph AreaEstimated Value: $830,000 - $922,000
3
Beds
4
Baths
1,738
Sq Ft
$504/Sq Ft
Est. Value
Highlights
- Water Views
- Docks
- In Ground Pool
- Upton Middle School Rated A
- Water Access
- 1-minute walk to Margaret Upton Arboretum
About This Home
As of July 2025Experience the best of Michigan's Sunset Coast in this beautifully updated, one-owner waterfront condo with panoramic views of Lake Michigan, the St. Joseph River mouth, the iconic lighthouse, and both North & South Piers. Located below the bluff, you're just a short walk to Silver Beach, downtown restaurants, the Whirlpool Fountain, the Carousel, Shadowland Pavilion, and all that vibrant Downtown St. Joe has to offer. This 3-bedroom, 2.5-bath home features a spacious open floor plan, a 12' x 24' deck perfect for outdoor entertaining, and an attached garage for convenience. Recent updates include gorgeous new white oak flooring throughout, new appliances, a new furnace, new water heater, and more—offering modern comfort and peace of mind. With its unbeatable location, fresh upgrades, and direct water access, this is truly one of St. Joe's premier waterfront opportunities.
Last Agent to Sell the Property
Thomas Fry
Century 21 Affiliated License #6506048991 Listed on: 05/30/2025
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Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $14,971
Year Built
- Built in 1988
Lot Details
- Property fronts a channel
HOA Fees
- $605 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Brick or Stone Mason
- Slab Foundation
- Metal Roof
- Stucco
- Stone
Interior Spaces
- 1,738 Sq Ft Home
- 3-Story Property
- Replacement Windows
- Window Treatments
- Screened Porch
- Wood Flooring
- Water Views
Kitchen
- Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry in Hall
- Dryer
- Washer
Home Security
Accessible Home Design
- Stairway
- Chairlift
- Doors are 36 inches wide or more
Outdoor Features
- In Ground Pool
- Water Access
- Property is near a lake
- Docks
- Balcony
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Electric Water Heater
Community Details
Overview
- Association fees include snow removal, lawn/yard care
- Association Phone (630) 915-4794
- The Waterfront Subdivision
- Electric Vehicle Charging Station
Amenities
- Clubhouse
Recreation
- Community Pool
Security
- Gated Community
- Fire and Smoke Detector
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 30, 2025
Closed on
Jul 2, 2025
Sold by
Bought by
Seller's Agent
Thomas Fry
Century 21 Affiliated
Buyer's Agent
Madyson Green
Green Towne Coastal Realty
List Price
$900,000
Sold Price
$900,000
Views
11
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$23,900
Avg. Annual Appreciation
-2.33%
Original Mortgage
$650,000
Outstanding Balance
$643,256
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$232,844
Purchase Details
Closed on
Dec 20, 1996
Purchase Details
Closed on
Aug 16, 1988
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Saint Joseph, MI
-
John Reagan
-
Carol Wight-Barrett
Carol Wight-Barrett
eXp Realty
(269) 468-0210
83 Total Sales
8 in Saint Joseph
$110K - $700K Price Range
-
Dennis Bamber
Dennis Bamber
Cressy & Everett- Elkhart
(574) 307-6776
201 Total Sales
4 in Saint Joseph
$1,775,000 Price Range
-
Kimberly Webb
Kimberly Webb
Responds QuicklyRealty Executives Instant Equity
(269) 468-0813
77 Total Sales
14 in Saint Joseph
$152K - $1.1M Price Range
-
Paul Thurston
Paul Thurston
MI Realty, A Michigan RE Co.
(574) 406-1175
183 Total Sales
1 in Saint Joseph
$332,500 Price
-
Nick Scalise
Nick Scalise
Responds QuicklyListing Leaders
(219) 245-7059
239 Total Sales
1 in Saint Joseph
$825,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $900,000 | Chicago Title Of Michigan | ||
| -- | -- | ||
| $397,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $650,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Sold | $900,000 | 0.0% | $518 / Sq Ft |
| 05/30/2025 05/30/25 | For Sale | $900,000 | -- | $518 / Sq Ft |
Source: MichRIC
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $15,368 | $483,900 | $0 | $0 |
| 2025 | $14,971 | $417,100 | $0 | $0 |
| 2024 | $14,662 | $370,800 | $0 | $0 |
| 2023 | $14,031 | $286,600 | $0 | $0 |
| 2022 | $13,384 | $262,700 | $0 | $0 |
| 2021 | $13,272 | $260,400 | $84,300 | $176,100 |
| 2020 | $13,091 | $248,400 | $0 | $0 |
| 2019 | $12,946 | $213,400 | $81,200 | $132,200 |
| 2018 | $12,711 | $213,400 | $0 | $0 |
| 2017 | $12,124 | $223,300 | $0 | $0 |
| 2016 | $12,124 | $216,700 | $0 | $0 |
| 2015 | $12,012 | $214,400 | $0 | $0 |
| 2014 | $11,729 | $221,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
T
Seller's Agent in 2025
Thomas Fry
Century 21 Affiliated
-
Madyson Green
Buyer's Agent in 2025
Madyson Green
Green Towne Coastal Realty
(269) 759-8466
65 Total Sales
Map
Source: MichRIC
MLS Number: 25025165
APN: 11-76-8500-0054-00-7
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.
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