$777,000

3082 SW Lake Terrace Palm City, FL 34990

Estimated payment $4,978/month

Total Views 98
3 Beds
2.5 Baths
1,742 Sq Ft
$446 Price per Sq Ft

Highlights

  • Boat Ramp
  • In Ground Spa
  • Canal View
  • Bessey Creek Elementary School Rated A-
  • Waterfront
  • Fruit Trees

About This Home

*Credit of $5,000 provided by preferred lender* Waterfront-Ocean Access-NO fixed Bridges! Boaters paradise-Fish off your NEW (2025) private DOCK! Elevator boat lift included! 2 stories 3BR/2.5BA/2 car garage, open concept, bedrooms on 2nd floor. Completely transformed w/ modern luxury updates. Too many updates to list! NEW METAL ROOF (2024). Quartz countertops + white thin shaker cabinets. Spacious master suite features a rain shower, free-standing tub, dual sinks + walk-in closet. Screened upper deck/lower patio w/ in-ground spa, fire pit, + fruit trees create the perfect outdoor retreat. Low HOA--only $259.67/year. New UV light for water system, reverse osmosis water system. No seawall needed. No rental restrictions. Located right off I-95. 10 miles to the beach! A rated schools

Listing Agent

Katie Cave

Epique Realty, Inc. License #3346703 Listed on: 11/02/2025

Epique Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,692

Year Built

  • Built in 1992

Lot Details

  • 0.27 Acre Lot
  • Waterfront
  • Fruit Trees

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Frame Construction
  • Metal Roof

Interior Spaces

  • 1,742 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Built-In Features
  • Decorative Fireplace
  • Open Floorplan
  • Screened Porch
  • Canal Views
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Freestanding Bathtub
  • Separate Shower in Primary Bathroom

Laundry

  • Dryer
  • Washer

Pool

  • In Ground Spa
  • Room in yard for a pool

Outdoor Features

  • No Fixed Bridges
  • Balcony
  • Deck
  • Patio

Utilities

  • Central Air
  • Heating Available
  • Well
  • Gas Water Heater
  • Water Softener is Owned
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 123840001000005504

Community Details

Overview

  • Rustic Hills Subdivision

Recreation

  • Boat Ramp
  • Boating

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,692

Year Built

Built in 1992

Lot Details

0

HOA Fees

$20 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: martin downs north on high meadow, right on covered bridge rd, go across bridge, turn left on lake terrace, will be on you left
  • Year Built: 1992
  • Year Built Details: Resale
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Built-in Features, Dual Sinks, Fireplace, Kitchen/Dining Combo, Living/Dining Room, Separate Shower, Walk-In Closet(s), Attic
  • Private Spa: Yes
  • Furnished: Furnished
  • Spa Features: In Ground
  • Appliances: Dryer, Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Decorative
  • Fireplace: Yes
  • Flooring: Tile, Vinyl
  • Living Area: 1742.0
  • Dining Room Type: Attic
  • Stories: 2

Exterior Features

  • Exterior Features: Balcony, Deck, Fruit Trees, Patio, Room For Pool
  • View: Canal
  • Pool Features: None
  • Pool Private: No
  • View: Yes
  • Waterfront Features: No Fixed Bridges
  • Waterfront: Yes
  • Disclosures: Owner Is Listing Agent
  • Construction Type: Frame
  • Patio And Porch Features: Balcony, Deck, Patio, Screened
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage Yn: Yes
  • Parking Features: Attached, Driveway, Garage, Two or More Spaces

Utilities

  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Natural Gas Available
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 20.0
  • Community Features: Boat Facilities, Non-Gated
  • Senior Community: No
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Pets Allowed: Yes

Lot Info

  • Parcel #: 123840001000005504
  • Lot Size: 1/4 to 1/2 Acre
  • Lot Size Sq Ft: 11608.0
  • Zoning Description: RES

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 10692.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,692 $606,785 -- --
2024 $10,056 $623,570 $623,570 $323,570
2023 $10,056 $563,459 $0 $0
2022 $7,671 $477,580 $261,380 $216,200
2021 $7,014 $382,770 $220,000 $162,770
2020 $3,696 $362,140 $195,000 $167,140
2019 $6,230 $334,730 $165,000 $169,730
2018 $6,034 $325,830 $160,000 $165,830
2017 $5,173 $306,360 $160,000 $146,360
2016 $5,338 $296,110 $150,000 $146,110
2015 $4,868 $307,550 $140,000 $167,550
2014 $4,868 $279,020 $125,000 $154,020
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/02/2025 11/02/25 For Sale $777,000 +19.5% $446 / Sq Ft
06/16/2023 06/16/23 Sold $650,000 -0.8% $373 / Sq Ft View Prior Sale
06/12/2023 06/12/23 Pending -- -- --
05/25/2023 05/25/23 For Sale $655,555 0.0% $376 / Sq Ft
09/30/2018 09/30/18 Rented $2,100 -8.7% --
08/31/2018 08/31/18 Under Contract -- -- --
07/03/2018 07/03/18 For Rent $2,300 +15.0% --
09/01/2017 09/01/17 Rented $2,000 -13.0% --
08/02/2017 08/02/17 Under Contract -- -- --
06/05/2017 06/05/17 For Rent $2,300 -14.8% --
10/30/2016 10/30/16 Rented $2,700 +17.4% --
09/30/2016 09/30/16 Under Contract -- -- --
09/13/2016 09/13/16 For Rent $2,300 +4.5% --
12/17/2015 12/17/15 Rented $2,200 -4.3% --
11/17/2015 11/17/15 Under Contract -- -- --
11/02/2015 11/02/15 For Rent $2,300 0.0% --
08/21/2015 08/21/15 Sold $340,000 -5.4% $195 / Sq Ft View Prior Sale
07/22/2015 07/22/15 Pending -- -- --
05/04/2015 05/04/15 For Sale $359,500 -- $206 / Sq Ft
Source: BeachesMLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $100 Christopher J Twohey Pa
Warranty Deed $340,000 Attorney
Warranty Deed $395,000 First American Title Ins Co
Deed $300,000 --
Deed $100 --
Warranty Deed $155,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $238,000 New Conventional
Previous Owner $79,000 Unknown
Previous Owner $316,000 Purchase Money Mortgage
Source: Public Records

Source: BeachesMLS

MLS Number: R11137223

BeachesMLS

APN: 12-38-40-001-000-00550-4